21/01/2026
Are you treating your NDIS ârenovation budgetâ like grocery money?
Capacity Building is the most misunderstood part of an NDIS plan. Many participants accidentally use it like Core support, which can lead to funding cuts at review time.
Think of your plan like a house. Core supports keep the lights on today. Capacity Building is your budget to renovate the house so it works better for you tomorrow. It is funding designed to build skills, increase independence, and reduce your reliance on paid supports over time.
Real-World Examples
Instead of just getting by, use this budget to invest in:
⢠Improved Daily Living: Working with an OT to actively learn how to cook safely or master public transport.
⢠Social Participation: Building confidence with a mentor to join a local club independently.
⢠Employment: Using a job coach to learn workplace behaviors so you can keep a long-term job.
The Maintenance Trap
The NDIA wants to see this funding used for growth. If you use Capacity Building year after year for the exact same therapy with no measurable improvement, the NDIA views it as âmaintenance.â Maintenance should come out of Core. If you are caught in this trap, they may cut your Capacity Building funding because it isnât achieving its purpose.
Sarahâs Story
Sarah wants to move out of home.
⢠The Trap: She hires a cleaner to tidy her room weekly. This is Core support; she learns no new skills.
⢠The Strategy: She uses Capacity Building for an OT to teach her customized cleaning routines.
The Result: Sarah gains the skills to manage a home independently and needs less paid support when she moves out.
Stop maintaining and start building. Learn how to protect your funding by reading our latest blog post on our website.