Inside-Out Wealth

20/04/2025

https://insideoutwealth.com.au/the-cornerstone-of-long-term-wealth-creation/

Wealth Games – If You’re Interested in Becoming Financially Independent, consider the Wealth Building Training, Games Wealthy People Play.

21/04/2024

On Sale! Our online Inside-Out Wealth course for only $99. Offer ends April 2024.

Wealth Games – If You’re Interested in Becoming Financially Independent, consider the Wealth Building Training, Games Wealthy People Play.

01/01/2024

For a company, the debt ratio is slightly different. It's calculated by dividing the total liabilities by total assets. The formula is:

Debt Ratio = Total Liabilities / Total Assets

This ratio assesses the proportion of a company's assets that are financed through debt. It indicates the extent to which a company relies on debt to finance its operations. High debt ratios could imply higher financial risk, while lower ratios might suggest more financial stability.

01/01/2024

One of the simple formulas for the basics of wealth is the individual Debt Ratio = (Total Monthly Debt Payments / Gross Monthly Income) * 100

The debt ratio for individuals, often called the debt-to-income ratio, is calculated by dividing total monthly debt payments by gross monthly income, then multiplying by 100 to get a percentage. The formula is:

Debt Ratio = (Total Monthly Debt Payments / Gross Monthly Income) * 100

This ratio helps assess an individual's financial health by evaluating how much of their income goes toward debt repayment. Lenders often use this ratio when considering loan applications to determine an individual's ability to manage additional debt responsibly.

01/12/2023

"Over the long run, everything pulls us towards the average. If we don't want the average, we have to do something about it. And that is a lot easier, if we are able to think differently from the herd."

09/10/2023

Here’s some interesting facets to property investment decisions

‘Infrastructure’ and ‘population’ have always been the two biggest jazz words in property market parlance. Both are on the demand side of the real estate value equation.

06/09/2023

we take absolutely no credit for the brilliance of Simon however agree whole heartedly with his analysis

People and economies: the performance of property markets is largely determined by their output. Here is one metric that provides a pattern of their combined contribution.

02/09/2023

https://www.news.com.au/finance/real-estate/buying/proptrack-report-reveals-housing-affordability-worst-in-three-decades/news-story/d2c2894d4718169bca41196261c29b91

Housing affordability is at its worst level in three decades, with the average Australian household able to afford just 13 per cent of the market.

03/08/2023

Mortgage cliff is alot more about fear mongering

Why context is 'badly needed' for the discussion about financial hardship

26/01/2023

Cash flow positive property is becoming almost history in Australia

While landlords have been beneficiaries of the fast-rising rents during recent years, bigger increases in expenses have established a ‘new normal’ for property investment cash flows.

15/01/2023

Wealth stats for heroes and villains relating to real estate in Australia

A handful of property booms, four recessions, long periods of high inflation, a GFC, technological advancements, a domestic credit squeeze, a global health pandemic and plenty more… Amidst much change over the last 50-years, one thing which remained constant throughout is that 3 of every 10 dwelli...

14/01/2023

Business principle for
inside-out wealth
'Stop selling cheap s**t to broke people'