07/09/2025
These are some of the common concerns I hear each week when discussing family estate planning. Don't let one of them hold you or a loved one back from making an informed and meaningful decision.
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Aren’t I too young to think about this?
No. Many people start planning in their 30s or even earlier—not because they expect anything to happen soon, but because it gives them control and peace of mind. It doesn’t have to be associated with near-death, but makes more sense as wise financial planning before life gets complicated and more expensive. Planning early often means locking in lower costs and avoiding inflation. You’re actually ahead of the curve and have the most to benefit!
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Thinking about death is morbid. I don’t want to deal with it.
That’s completely understandable. It’s not an easy topic. But preplanning isn’t about focusing on death. It’s about focusing on peace of mind and protecting the people you love and making sure your wishes are known. Many families tell us they feel relief once it's done. You only need to plan once.
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I can’t afford it. Isn’t it expensive?
The good news is you don’t have to pay for everything at once. We offer flexible plans that can be spread out over time—and planning now can actually save money by locking in today’s prices before they rise. It’s only when there isn’t a plan in place where things become expensive and inconvenient.
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Can’t I just have my kids take care of it when the time comes?
That’s a loving thought—but many families tell us they felt overwhelmed making those unfamiliar decisions in a moment of grief. It’s the last thing your kids would want to do on one of the worst days of their lives. Preplanning allows you to ease that burden, and make sure your personal wishes are clearly documented and honored.
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What if I’ve already told my family what I want?
That’s a great first step. But when the time comes, emotions can run high, and having it legally and financially prearranged removes any uncertainty or confusion. It also locks in the costs, which verbal instructions can’t do. A conversation is good, but a decision made is best.
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What if I’m not ready to commit to anything?
I completely understand—this isn’t a decision to rush. My goal is just to provide clear information and answer your questions. Even just exploring your options is a step forward, and you’re always in control of the next step!
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I already have life insurance. Isn’t that enough?
Life insurance is great for many things, but it doesn’t guarantee your funeral is planned or paid for. Families still have to make the arrangements during a very emotional time. It can be time consuming, difficult, and tends to be the last thing family wants to do. Prearranging ensures everything is handled and your wishes are followed.
Please share this with a friend or family member who may need some guidance. I also have free family estate planning kits with legal will guides for all that are interested :)
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