17/01/2026
Real Talk in IMG.
8 Financial Realities:
1. Many Filipinos retire without enough savings. Many hardworking and dedicated Filipinos fail to save.
2. Many OFW's work for years and end up with small or zero retirement savings.
3. Most 13th month pay are spent, not saved.
4. Most debts are mismanaged and turns into a huge problem.
5. Money problems challenge or even affect marriage and relationships.
6. Income, thru the wrong formula, is mostly spent first not saved. (Income - Expenses = Savings)
7. Government programs like SSS, GSIS, Philhealth are often not enough.
8. In the Philippines, a lot of people pass away/die not because there is no medicine or hospital or treatment but mostly because of lack of financial resources. Most Families without a choice, are asked to donate money for a relative or loved one's hospital bills.
Ito ang dahilan kung bakit kailangan nating pag-aralan ang financial literacy, lagi nating tatandaan nasa ating mga kamay nakasalalay ang ikagaganda ng ating buhay.
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