15/01/2026
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It's about the amount of money you need in order to sustain Your Life, during your Retirement Years.
Kung magre-retire ka nang 60 years old at mabubuhay ka hanggang 80, your Retirement Years = 20.
By then you will, most probably, be unemployed (unable to work nor actively participate in your business) and thus, you'll need alternative sources of income to fund the basic expenses of a typical retiree (food, househelp, maintenance medicine, hospitalization, etc.) and of course, to live-out your dreams (travel, re-modeled house, upgraded car/vehicle, regular treat for grandchildren, etc).
Sa food mo pa lang, kulang na ang P1 Million para makakain ka ng 3 times/day (at P50/meal). Isang araw lang na walang pera ang tao, mahirap na diba?
Imagine if 20 years kang walang pera kapag retirado ka na.
"Never stop learning. Because even at retirement, life will never stop teaching."
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