Wellbeing Coaching

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Wellbeing Coaching

We provide life and financial coachingprograms guiding you to be your best & lead to a more successf Why do I need someone to tell me how to live my life?

Sahmylle is a Work life balance & confidence coach and she uses her own experience + coaching technics to help her clients achieve the right balance to have a successful life not just from a business prospective but over all life balance. How can Sahmylle help me ?What is good about a WLB and confidence coach? These are some of the questions that many people have been asking themselves and has contributed to a misunderstanding of what life coaching is, how it works, and how it can help people find out what drives them and apply it to create a better and more fulfilling life. If this description of life coaching sounds like it could benefit just about anybody, it’s because it can. coaching is not therapy or counseling, which pairs a mental health professional with a client who may be struggling with an illness or disability. WLB coaching can help fill in the gaps in our master plans and clarify the path from where we are to where we want to be. It is a partnership between the WLB coach and the client designed to help the client explore their options, focus on their goals, and create a personalized action plan. Life coaches do not give their clients a list of boxes to tick or a strict set of steps to follow, rather they aim to help their clients discover their own motives and goals, and aid them in finding the best path towards them. Get in touch to fid out more and get a free half hour coaching session with Sahmylle.

07/10/2020

O primeiro-ministro Boris Johnson quer ajudar 2 milhões de pessoas a comprar sua primeira casa, declarou ele em um discurso na terça-feira dia 6 Outubro 2020.

De acordo com o instituto de banco e finanças da Inglaterra Praticamente todo primeiro-ministro britânico nas últimas décadas tentou consertar o mercado imobiliário desigual do país. O Reino Unido constrói muito poucas novas propriedades - o número de casas concluídas no ano passado foi quase o mesmo que em 2007 - e elas estão fora do alcance dos compradores mais jovens. Esses problemas agora são agravados pelos choques do Brexit e da crise da Covid-19. Mexer no mercado de hipotecas é um lugar relativamente rápido para começar.

Talvez a solução menos cara, sugerida por Johnson em uma entrevista recente, seja desfazer das regras rígidas pós-crise que exigem que os bancos testem a capacidade dos possíveis clientes de pagar os empréstimos imobiliários, mesmo com taxas de juros muito mais altas. Isso, por sua vez, permitiria aos bancos fazer empréstimos maiores - Johnson sugere 95% do valor da propriedade - tornando mais fácil adquirir a casa própria.

Eliminar os cheques de acessibilidade parece uma jogada arriscada. Durante a crise financeira, o governo foi forçado a resgatar bancos que haviam feito grandes empréstimos hipotecários. Além disso, ajustar as regras pode não ser suficiente para persuadir os bancos a trazer de volta 95% das hipotecas. Esses produtos também incorrem em encargos de capital mais elevados, pois deixariam os bancos sofrendo maiores perdas em uma crise.

Uma ideia mais sutil é persuadir os bancos a fazer hipotecas de prazo muito longo a taxas de juros fixas e, em seguida, vender esses empréstimos a investidores que buscam retornos de longo prazo, como fundos de pensão. No entanto, este mercado não foi testado.

A solução mais rápida seria o governo intervir fornecendo garantias. Sob os predecessores de Johnson, David Cameron e Theresa May, o governo britânico garantiu mais de 270.000 empréstimos hipotecários “Help to Buy”, nos quais o governo assume o risco da fatia mais vulnerável de uma hipoteca de 95%

25/09/2020

Sextou gente e antes de vim trabalhar eu vim a agradecer de poder começar a celebrar o outono 🍂 e o friozinho com essas duas fofuras da mamãe, Mickaella voltou pra escola e deixou saudades e o Miguel ficou chateado de deixar a Mickaella na escola , Bless him então tivemos que comprar um@cupcake pra animar e a bibi fazendo charme ⏩⏩⏩⏩ olha a posse dela mas outras fotos, muito amor 💓 Happy Friday all I am so grateful to start autumn celebrating autumn the cold weather season with these two cuties, Mickaella went back to school and we miss her to much , Miguel was upset about leaving Mickaella at school do I had to get him a cupcake Bless him but Bianca doing her charming pose ⏩⏩⏩⏩ look at her on the other photos, lots of love 💓 🇬🇧

05/08/2020

And guess who come to work with me today 🤝🚀😻 my mine me Mimi, teach you kids the importance of doing what you love and how to make your money work for your self and not the other way around. She worked on some profits and expenses but in the end YouTube was her best friend🙈🚀🤗🏠🤝 👑 @ Staines-upon-Thames , West London

17/07/2020

That’s how happy I get when I have a late one catching up with my broker and we had so many mortgage approved. Is a great felling helping others achieve they dreams, My purpose is to see more and more people happy and with a wealthy mind set. Fico feliz demais quando tenho um dia longo no escritório mas meu corretor me da a boa notícia e tívemos mais hipotecas aprovadas. É um ótimo sentimento ajudar os outros a alcançarem seus sonhos. Meu objetivo é ver cada vez mais pessoas felizes, com sua chave na 🖐 e com uma mentalidade rica @ Chiswick, United Kingdom

17/07/2020

I see Opportunities everywhere, Back to Stamp duty announcement On Wednesday 8th July 2020 by the Chancellor on properties up to the value £500,000. This opportunity is happening now and will be in place until April 2021.

So, what does this Stamp Duty holiday announcement mean for buyers?

Before the Government’s announcement, Stamp Duty policy already benefited first-time buyers, who were entitled to relief for the first £300,000 on properties up to a value of £500,000. For example, if you were a first-time buyer moving into a property priced at 357,500, you would pay stamp duty on the £57,000 equating to £2,875.00.

Not a first-time buyer? Before this announcement you’d have been paying £7,875.00 for an apartment priced at £357,000.

These costs have now been temporarily postponed. Stamp Duty won’t be due on any property valued up to £500,000 – whether you’re a first-time buyer or not. There will, however, be a Stamp Duty rate of 3% for those purchasing additional dwellings at this price point.

Of course, the higher the value the more you’ll be saving. If you’re a second-time buyer, looking at property valued at £490,000, you will now save a whopping £14,500 if you complete before April.

This is clearly fantastic news But for second-time buyers this news is even more significant and timely.

Right now, second-time buyers are also taking advantage of Help to Buy before the existing scheme comes to end in April. After April 2021, Help To Buy will be for first time buyers only. So there really has never been a better time to buy! Want to find out more? Get I. Touch with us @ London, United Kingdom

03/05/2020

Gratidão- Grateful Wake up with gratitude - acorde com gratidão

02/05/2020

This amazing view with my favourite people is priceless, happy Saturday @ Hampton, London

02/05/2020

Gratitude is the word for yesterday’s online party, thank you all that showed up. You are amazing. We had laugher & tears, we shared good times & challenging moments too, we had teardrops and virtual hugs and most importantly we shared love and gratitude for this moment. We shared strategies to cope and look after our wellbeing. we are also planning a virtual yoga class, and I believe that every single one of you that showed were there for a reason and to learn from each other. Thanks again , looking forward to catch up again in 2 weeks ® @ Ashford, Surrey

01/05/2020

Let’s appreciate life, Beautiful quote from Abraham Hicks, who here USA fan of Abraham Hicks?
“If all you did was just look for things to appreciate you would live a joyous, spectacular life. If there was nothing else that you ever came to understand other than just look for things to appreciate, it’s the only tool you would ever need to predominantly hook you up with who you really are. That’s all you’d need. Our Love,
Esther
(and Abraham and Jerry)”

01/05/2020

Morning 1st May, a month full of opportunities and happiness, a month to celebrate, a month to be grateful in specially because we celebrate the life of many of you that are close to my heart. So@let’s celebrate May with me at my online party this afternoon from 2pm UK time, msg me for the zoom call details. Looking forward to catch up with you guys

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