10/05/2025
*🌿Why Join OVIA?*
Here are some of the thrilling benefits of becoming a member:
*🌹1. ACCESS TO INTEREST-FREE LOANS AND GRANTS*
Unlike traditional financial institutions, OVIA does not burden its members with high interest or lengthy approval processes. Once you join and refer others, you become eligible for interest-free loans and grants—making capital accessible without the stress of debt traps.
*🌹2. NO COLLATERAL REQUIRED*
One of the biggest barriers to funding is the demand for collateral. Our Association completely removes this obstacle. Whether you’re a teacher, trader, farmer, or freelancer, you can access loans without risking your assets.
*🌹3. ONE-TIME AFFORDABLE SIGN-UP*
Getting started is simple and affordable. You only need to:
1️⃣ Pick and fill a membership application form - 30 cedis
2️⃣ Then make a one-time sign up fee of *Ghc 220* to complete your registration.
or can make *Ghc 93.00* (partial registration)
There are no recurring dues or hidden charges. Just a one-time commitment to unlock long-term benefits.
*🌹4. EARN LOYALTIES YOU REFER*
The OVIA Association is built on community growth.
When you refer people, not only do you qualify faster to access loans, but you also earn commissions for each successful referral.
This means the more people you help join, the more loyalty rewards you can generate.
This means you can turn OVIA ASSOCIATION rewards into a real side hustle.
*🌹5. NO MONTHLY DUES OR MAINTENANCE FEES*
Many associations require constant contributions, but OVIA breaks the mold. Once you join, there are no monthly dues.
Your membership continues to serve you without draining your pockets.