http://www.gelarroza.simplesite.com/

Achieve goals hk-pinas, sheung shing Street, Hong Kong (2025)

06/08/2023

KAISER LongTerm HealthCare is very unique, dahil ito ay 7 years to pay lamang.

Ang sabi ng iba, "Antagal naman, 7 years!"
Ang sabi ko naman, "Matagal kumpara saan?"

20yrs sa abroad, natiis.
20yrs na naglakwatsa, kinaya.
20yrs tumaya sa lotto, keri lang.
20yrs nang naninigarilyo, sige pa.
20yrs na umiinom ng alak, enjoy lang.
20yrs nang nagbabayad ng mga loans until now, kinakaya pa.

Kung 7 years ka lang mag-iipon... pagkatapos ay may Healthcare Fund, Life Insurance, at Investment Fund ka na... matagal ba yon?

May Retirement Fund ka na. Mas masarap tumanda ng my ipon kaysa umasa sa iba.

Dalawang estado kung wala kang Retirement Fund sa iyong pagtanda:
👉1. Ikaw ay PINAGPAPASA-PASAHAN. Dahil wala ng makuha sayo, kulang na lng itapon ka dahil pabigat ka na sa kanila.

👉2. Ikaw ay PINAG-AAGAWAN. Dahil meron kang investment, halos lahat gusto ka alagaan para mapunta sa kanila dahil hindi ka pabigat.

IKAW? NAKITA MO NA BA ANG IYONG ESTADO SA IYONG PAGTANDA?

👉The only KEY is to Prepare! How?

☑ Learn more about KAISER investment.

01/01/2023

𝗧𝗵𝗲 𝗞𝗔𝗜𝗦𝗘𝗥 𝟯 𝗶𝗻 𝟭 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻

To complete your 3 major financial needs.

1. HEALTHCARE - covered tayo for lifetime
2. LIFE INSURANCE - P202,500K up to P4.5M
3. RETIREMENT FUND/INVESTMENT - P524,776K up to P11M

Ang isa sa Pinakamurang HMO na pwede kang makapagsimula sa halagang 88-190 pesos a day.
✔️Kung nakakagastos ka ng 100-200 pesos araw araw. Ipunin mo nalang yan meron ka nang:

✔️ Hospitalization 50k - 140k pesos yearly.
✔️ Libreng Dental Benefit (Bunot, Check up, cleaning, pasta)
✔️ Annual Physical Exam or APE (free)
✔️ Life Insurance
✔️ Retirement Fund
✔️ Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"
✔️ and many more benefits.

Kung healthy ka pa ngayon this is your best time to invest in healthcare dahil kung may sakit ka na tatangihan na tayo ng healthcare.

Get Kaiser Long Term care, the early the better.

You can get kaiser plan.

We can guide how to start..🙂
Message me for more details..👇

15/09/2022

Maging handa sa pagputi ng buhok mo..

16/06/2022

Having a Kaiser Long-term healthcare is better than having Life Insurance (that has health insurance feature) product alone. Though having both is best.
Here are the top 5 reasons why:
1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old, some cover up to 100 years old. Kaiser Long-Term Care can cover even beyond 100 years old.
2. IT WORKS JUST LIKE YOUR COMPANY HEALTHCARE - With Kaiser Long-Term care it is just like the usual company HMOs. It settles everything (other than personal miscellaneous) after deducting the PhilHealth benefits. It uses its Kaiser rates that was agreed upon by Kaiser International Healthgroup Inc. and the accredited hospital, making you spend less than paying in cash.
3. PEACE OF MIND - Every Filipino fears about getting hospitalized because having less/no cash available on hand.
4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance its health benefits are fix and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, forcing us to shell more money out from our pocket again. The Kaiser long term care program makes your contributions and unused healthcare benefits grow over the period of time(ave. 10%) giving you more hospitalization coverage when we need it in the future.
5. WELL MANAGED FUND - Possessing both programs give you more secure financial future for you and your love ones. Just always make sure that they are both active to avoid problems in the future.
Kaiser International Healthgroup Inc. is the 1st in Philippines that provides the best comprehensive long term healthcare coverage to take care your future health expenses.
Tag someone who needs to know about this program before it's too late.
This is open to ages 10 to 60 years old only.

https://bit.ly/Kaiser-Long-Term-Care

20/05/2022

𝗜𝗣𝗢𝗡. 𝗜𝗡𝗩𝗘𝗦𝗧. Papaano nga ba maging 𝗘𝗔𝗦𝗬?

Kung may ₱20 kang extra araw-araw, papaano mo ito i-invest ng tama para after 40 years ay tutubo ang pera mo?

Option Alkansya:
Magipon ka ng ₱20/day sa loob ng 40 years.
Total ipon mo after 40 years: ₱289K

Option Savings Account:
Magdeposito ka ng ₱20/day or ₱600/mo. Average Annual Interest 1%
Total Savings mo after 40 years: ₱356K

Option 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱:
Maginvest ka ng ₱20/day. Average Annual Interest 12%
Total Investment growth after 40 years: ₱6.2M

Yes. You can invest in Mutual Funds sa halagang ₱20 lang.
Ang kailangan mo lang ay tamang 𝙤𝙣𝙡𝙞𝙣𝙚 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙥𝙡𝙖𝙩𝙛𝙤𝙧𝙢 at sapat na kaalaman.

Simulan mo na.

IPONin na ang iyong mga barya.
INVEST na sa halagang kayang-kaya.

Contact me to learn more and start investing now!

16/05/2022

...baka kinulit ka Rin Ng ISANG kaibigan mo
Cguro concern lang un cia xau, kasi Hindi un para sakania kundi para sayo at sa buong
Pamilya mo, kc Hindi natin alam Ang bawat pag ikot Ng oras!!
Be insured 🥰🥰

16/05/2022

Pagkatapos maka-ipon ng isang taon, igagastos lang sa pang araw-araw. Ang iyong ginagawa ay “Save to Spend”.
Kailangan mong mag-ipon para palaguin ang perang naipon mo. Ang perang inipon mo sa isang taon, palaguin mo para may balik na pera para sayo araw-araw at ito ang gamitin mo para igastos . “Save to Invest”.
Save and invest to income generating investments like Real Estates, Business, Stock Market, Insurances, etc. 👌🏻
Be wise.
Don’t work for money, let your money work for you. Retire early and Enjoy Life. 😁
Pm me.. i guide you..

01/05/2022

10 BEST FINANCIAL ADVICE. 💰🤗
1. Don't buy an expensive phone. A new version will come out even before you've finished paying for it. 📱
2. Don't buy an expensive bag. Replicas are scattered everywhere. Only a trained eye will see that it's genuine. 💼
3. Don't buy expensive shoes. You can't walk like a duck trying to keep it from deforming with every use. 👞👞
4. Don't buy expensive clothing. You can't walk around showing the small tag behind your nape. 👔
5. Don't buy an expensive watch. A 100-peso vintage watch online looks good too, and all kinds will tell the same time. ⌚
6. Don't buy expensive undergarments.
It's not allowed to walk in public wearing only a Victoria's Secret bra and panties. 👙
7. Don't buy expensive cars. It depreciates with every kilometer it runs. Your 1.2 Million-Peso SUV will sell for only 500K. 🚗
8. Don't buy a huge house. Too much space creates distance between family members. They'll grow old and leave anyway. 🏫
9. Always settle for the justified price. You can do more with two for the price of one. 💸
10. Remember that it's not the brand that carries you. It's how you carry the brand. 🗂️
GROW OLD AND WISE. LEARN TO SAVE AND INVEST. 💫
all credits to the rightful owner. 🙏🏻🧡

How? Pm me😊

24/04/2022

Set your goal.
Build your future.
For better life.
Be img member now!
How? Just pm me😊

23/04/2022

PWEDE PALA MAGING SHAREHOLDER SA JOLLIBEE KAHIT MINIMUM WAGE EARNER KA LANG😍😍
Congratulations sa lahat ng Shareholders/Investors ng Jollibee.👏👏
‼️Bidang bida sa kita ang mga investors dahil sa patuloy na pag Angat at pag Dami ng Jollibee sa buong mundo.
‼️Mas nakaka-angat ang may alam kung pano ang maging isang shareholder/investor para makasabay sa paglago ng isang company tulad ng Jollibee.
‼️Ito ang tinatawag na "Money Working for You" or "Passive income", kung saan ang pera mo na nagtratrabaho para sayo dahil sa mataas na compounding interest na balik nito kada taon.
‼️Ito na ang pagkakataon nyo na maging isang Tunay na shareholder/investor, ano man status ng buhay meron ka sa ngayon, nasa pinas man or isa kang ofw, empleyado ka man or hindi, mahirap ka man o mayaman, pwede kang maging isang Shareholder ni Jollibee, sa tulong ng IMG Financial Education Program.
‼️Dito natin maaral papaano maginvest at magkaroon ng online guide and access kahit nasaan bansa ka pa.

Ask ka lang if paano..
Pm me my friend.😊

18/04/2022

Ayaw mong kumuha ng KAISER kasi may SSS, Philhealth at Savings sa Bangko?

ANO ang pagkaka-iba ng BENEPISYO NG KAISER, sa ibang HMO at PHILHEALTH? 𝐀𝐧𝐨 𝐛𝐚 𝐦𝐞𝐫𝐨𝐧 𝐬𝐚 𝐊𝐀𝐈𝐒𝐄𝐑 𝐧𝐚 𝐝𝐚𝐩𝐚𝐭 𝐦𝐨𝐧𝐠 𝐩𝐚𝐠 𝐢𝐬𝐢𝐩𝐚𝐧?

Read till the End to know better 😊

‼𝗥𝗲𝗴𝘂𝗹𝗮𝗿 𝗛𝗠𝗢
➳ Taon-taon ka mag babayad para ikaw ay covered at tumataas ang binabayaran mo kasi nadadagdagan ang edad mo.
➳ Hindi kana makakaavail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
➳ No rebate pag di mo nagamit dahil healthy ka that year.

‼𝗣𝗵𝗶𝗹𝗛𝗲𝗮𝗹𝘁𝗵
➳ Sa PhilHealth up to 60 years old tayo magrerenew. Hindi magagamit kung hindi din tuloy-tuloy ang pag hulog.
➳ 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
➳ No assistance for beneficiaries beyond the age of 19 y.o.

‼ 𝐊𝐀𝐈𝐒𝐄𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐁𝐔𝐈𝐋𝐃𝐄𝐑 𝐏𝐋𝐀𝐍 (𝟑-𝐢𝐧-𝟏):
✅ 3 in 1 product na. May 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄 + 𝐈𝐍𝐂𝐎𝐌𝐄 𝐑𝐄𝐏𝐋𝐀𝐂𝐄𝐌𝐄𝐍𝐓 + 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 ka nang magagamit. Wala kang extrang babayaran para e-avail isa isa. Kaya makakatipid at may peace of mind ka.
✅ 🆅🅴🆁🆈 🅰🅵🅵🅾🆁🅳🅰🅱🅻🅴. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years may healthcare ka pa rin.
✅ Covered lahat ng sakit, kahit pre-existing after the 𝐀𝐂𝐂𝐔𝐌𝐔𝐋𝐀𝐓𝐈𝐎𝐍 𝐏𝐄𝐑𝐈𝐎𝐃.
✅Sagot ang hospital bills, from room accommodation, doctors fee- ang 🅻🅸🅼🅸🆃 ay depende sa plan na kinuha mo. 𝘜𝘶𝘸𝘪 𝘬𝘢𝘯𝘨 𝘮𝘢𝘺 𝘯𝘨𝘪𝘵𝘪 𝘴𝘢 𝘭𝘢𝘣𝘪 𝘢𝘵 𝘸𝘢𝘭𝘢𝘯𝘨 𝘪𝘯𝘪𝘪𝘴𝘪𝘱 𝘯𝘢 𝘶𝘵𝘢𝘯𝘨.
✅ 𝐁𝐄 𝐀𝐍 𝐈𝐌𝐆 𝐌𝐄𝐌𝐁𝐄𝐑 para magkaroon ng 𝐮𝐧𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐟𝐫𝐞𝐞 𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐭𝐢𝐨𝐧𝐬 sa lahat ng Kaiser Medical Centers. Kahit araw araw at iba ibang sakit ang iyong ipapacheck up sagot yan ng benefit mo as member.
✅ Kung magkano ang amount na binabayaran mo pagkasign mo ng plan kay Kaiser, yun lang din ang babayarn mo for 7 years. 𝐍𝐎 𝐀𝐃𝐃𝐈𝐓𝐈𝐎𝐍𝐀𝐋 𝐅𝐄𝐄𝐒 𝐍𝐄𝐄𝐃𝐄𝐃.
✅ 𝐖𝐢𝐭𝐡 𝐅𝐚𝐦𝐢𝐥𝐲 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐜𝐞. 𝘔𝘢𝘢𝘢𝘳𝘪 𝘮𝘰𝘯𝘨 𝘪𝘱𝘢𝘨𝘢𝘮𝘪𝘵 𝘴𝘢 𝘪𝘮𝘮𝘦𝘥𝘪𝘢𝘵𝘦 𝘧𝘢𝘮𝘪𝘭𝘺 𝘮𝘰𝘯𝘨 𝘯𝘢𝘨𝘬𝘢𝘴𝘢𝘬𝘪𝘵 (subject for approval from Kaiser).
✅ May 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 na 6 𝘵𝘰 10% na pwede mong gamitin o ipamana sa iyong principal beneficiary pagdating ng maturity.
✅ Kung Healthy ka while paying your policy for 7 years, 𝟖𝟓% 🅲🅰🆂🅷 🆁🅴🅱🅰🆃🅴 ang mababalik sayo na palalaguin mo kasabay ng 𝐒𝐓𝐎𝐂𝐊𝐌𝐀𝐑𝐊𝐄𝐓 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 mo.

So alin nga ba ang mas maganda?

Kung ako ang tatanungin, dapat meron ka pareho. Pero malaki po ang pagkaka iba nila. 𝐈𝐧𝐯𝐞𝐬𝐭 𝐰𝐢𝐬𝐞𝐥𝐲.

𝐂𝐨𝐦𝐦𝐞𝐧𝐭 or 𝐏𝐑𝐄𝐒𝐒 𝐭𝐡𝐞 𝐬𝐞𝐧𝐝 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 𝐛𝐮𝐭𝐭𝐨𝐧 to know more about 𝐊𝐚𝐢𝐬𝐞𝐫 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞.

11/04/2022

MAY DALAWANG KLASE NG INCOME:

1. ACTIVE INCOME - ito yung klase ng kita na meron kang ginagawa o participation, pag hindi ka kumilos = walang income.

2. PASSIVE INCOME - ito naman yung klase ng income na kahit wala kang ginagawa ay kumikita ka. Tulad ng mga paper assets tulad ng Mutual Funds at Stock Market.

GUSTO mo ba matutunan
kung paano MAGSIMULA
sa MUTUAL FUNDS / STOCK MARKET
at ang mga investment strategies?

Pm for details..

09/04/2022

Paano magsimula sa IMG at MUTUAL FUNDS?

Step by step guidance kung Paano magsimula sa Mutual Funds, Stocks, Building Financial Security sa maliit na puhunan. Thru IMG MEMBERSHIP PLATFORM.👇

1. Ang Membership fee na 5,500 pesos sa IMG ay enrollment fee mo yan para maka avail ka sa mga benefits.

2. Pagka member mo pa lang automatic investor ka na meron ka na kaagad Initial opening na 1,000 pesos para sa investment mo sa SOLDIVO MUTUAL Funds.
( Pwede ka na magdagdag at magipon ng paunti-unti kahit magsimula ka sa 500 pesos)

3. May Libreng 100k na Personal Accident insurance for Pinas/local code.

4. May Libreng 700k na Personal Accident Insurance for International code (OFW)

5. May 50k Basic Insurance coverage na 500 pesos lang ang babayaran, one time payment (for Final Expenses)

6. May Libreng Memorial Concierge Service pa.

7. May Libreng 2 eyeframes at Vision Check.

8. May Libreng consultation sa any kaiser medical center. (UNLIMITED)

9. May Business opportunity, become a Financial Educator. At Mag share, magturo ng tamang pagiipon at pagiinvest, and you can achieve the income you want.

10. Sa kasalukuyan..May total na 48 BENEFITS para sa mga Member si IMG at madagdagan pa yan.

Para malaman pa ang ibang mga benefits, kindly Message me☺️☺️

Mutual fund is for you if:

You have a high appetite for risk and willing to invest for the long-term.

You want to invest your funds in both blue-chips stocks and second-liners (alpha stocks).

You have no immediate need for your investments and are willing to invest for the long term.

Disclaimer: IMG does not sell Mutual funds. All Mutual funds under IMG's benefits are sold by RAMPVER FINANCIALS.

We are happy to guide you.

IMG. We educate. We care.

Cto…

08/04/2022

𝘼𝙉𝙊 𝘽𝘼 𝘼𝙉𝙂 𝙂𝙄𝙉𝘼𝙂𝘼𝙒𝘼 𝘼𝙏 𝙄𝙏𝙄𝙉𝙐𝙏𝙐𝙍𝙊 𝙎𝘼 𝙄𝙈𝙂?

𝙏𝙊 𝙎𝘼𝙑𝙀 : Kahit gaano kalaki ang kita mo baliwala kung hindi rin nakakaipon

𝙏𝙊 𝙄𝙉𝙑𝙀𝙎𝙏: Baliwala ang ipon mo kung hindi mo naman mapapalago sa tamang investment

𝙏𝙊 𝙂𝙍𝙊𝙒: Baliwala naman ang investment mo kung hindi sa correct, safe at legal na investment na mas malaki ang interest kumpara sa bangko.

𝙏𝙊 𝙋𝙍𝙊𝙏𝙀𝘾𝙏: Baliwala din ang investment mo kung hindi protektado sa Inflation, tax at lalo na sa scam, kaya dapat talaga ay continuous education dahil ang pagpapayaman ay isang proseso at hindi madalian

𝙏𝙊 𝙏𝙍𝘼𝙉𝙎𝙁𝙀𝙍: Baliwala ang yaman mo kung hindi mo rin maipapasa o maipapamana ng Tama, kaya dapat alam mo ang Estate Planning at wealth preservation dahil baka mawala lang ang pinaghirapan mo dahil sa estate tax at maaring maging sanhi pa ng pagkakagulo ng iyong pamamanahan.

𝘼𝙡𝙖𝙢 𝙢𝙤 𝙣𝙖 𝙗𝙖 𝙖𝙣𝙜 𝙡𝙖𝙝𝙖𝙩 𝙣𝙜 𝙞𝙩𝙤?

Kung hindi pa, pwede pang magsimula para makaipon, makapag invest, makapagpalago at protektahan ang iyong yaman para sa kinabukasan ng iyong pamilya.

𝙎𝙚𝙣𝙙 𝙢𝙚 𝙖 𝙢𝙚𝙨𝙨𝙖𝙜𝙚 𝙨𝙤 𝙄 𝙘𝙖𝙣 𝙖𝙨𝙨𝙞𝙨𝙩.

Be ONE OF US IN IMG COMMUNITY AND
KAISER INTERNATIONAL .
😊😊😊

WHO WANTS TO BE PART OF US?

©tto

06/04/2022

LIBRE lng umattend ng webinar. Ano ang mahirap po sa pakikinig Wala naman po mawawala sa inyo.

Repost!😂😂😂

Inimbitahan sa Kasalan (Pumunta)
Inimbitahan sa Binyagan (Pumunta)
Inimbitahan sa Birthday (Pumunta)
Inimbitahan sa Sayawan (Pumunta)
Inimbitahan sa Galaan (Sumama)
(MAGSAMA pa ng IBA KAHIT sya lang ang inimbita)..
Inimbitahan sa Financial Literacy Seminar..... Biglang........ (BUSY AKO) ANYAREE?? 😂😂😂

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Maraming tao gustong maayos ang pinansyal na aspeto ng kanilang buhay pero ang problema mas pinipili nilang ma entertain kesa matuto kung paano isasakatuparan ito. -

We provide Free Financial Literacy, Business Trainings & Seminars via ZOOM:

• How to SAVE Money
• How to BUILD a Solid Financial foundation
• How to CREATE Emergency Funds
• How to PREPARE for Retirement
• How to INCREASE your Income
• How to MANAGE your Debts
• How to CREATE PASSIVE Income / Money working for you
• Stock Market / Mutual fund

Message me for more details.

03/04/2022

Save, invest, to have a financial freedom in the future.. health is wealth ika nga.. 😊

03/04/2022

The BIG 3 people on IMG!
COMMUNITY SUMMIT 22
BREAKTHROUGH to FINANCIAL FREEDOM.
WHOOOSH!! CONGRATULATIONS INTERNATIONALMARKETING GROUP...🎉🎉🎉🎉

Achieve goals hk-pinas

06/08/2023

01/01/2023

15/09/2022

16/06/2022

20/05/2022

16/05/2022

16/05/2022

01/05/2022

24/04/2022

23/04/2022

18/04/2022

11/04/2022

09/04/2022

08/04/2022

06/04/2022

03/04/2022

03/04/2022

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