21/07/2025
TITLE: I DIDN’T REALIZE HOW BROKE I WAS UNTIL...
I didn’t realize how broke I was until I had to borrow money from my ten-year-old niece.
Yes. You read that right.
That day, I was sitting in my small self-contained room in Kubwa, watching my phone battery die like my dreams. I had just finished boiling rice without stew, just salt and onions. And even that rice was borrowed. Mama Chika, my neighbour, had given me one derica out of pity. I ate it with shame, like I was chewing poverty itself.
My phone buzzed just before it died. A message from my bank:
"Your account balance is ₦43.17."
I laughed out loud like a mad woman.
₦43.17.
That's not even enough to buy sachet water for two days in this Tinubu economy.
I lay on my bed, staring at the ceiling, thinking about how I got here.
I had a good job once. I used to be a Personal Assistant to the MD of a popular media company in Abuja. I wore heels to work. I had an iPhone. I went for brunch with colleagues. I used to send ₦10,000 airtime to friends during birthday shout-outs on Instagram.
Now I was arguing with a mallam over the price of pure water.
Everything started going downhill the day I fell in love with Tunji.
Tall, dark, and deceptive.
He came into my life like a prayer point answered by mistake. I met him at a wedding, he was the MC. Sharp mouth. Fresh haircut. Cologne that smelt like stolen destiny. We danced. We laughed. He asked for my number and called me before I left the venue.
For the first three months, it felt like magic. He’d take me to Jabi Lake, order chicken wings and mocktails, and make me feel like the queen of Abuja. But behind that sweet smile was a manipulator with the emotional intelligence of a teaspoon.
It started subtly.
“Babe, my car is bad, can you help me with Uber fare?”
“Babe, my cousin is in the hospital, just ₦15k for deposit.”
“Babe, the POS swallowed my card. Can you help me sort out my mechanic today?”
Before I knew it, I was spending my salary on Tunji and living off Indomie and prayer.
But I was in love. Or maybe I was stupid. Either way, I was blind.
I didn’t realize he had three other “babes” until the day I mistakenly saw a WhatsApp notification pop up while he was charging his phone at my place. I didn’t even snoop. It was God that wanted to deliver me.
“Thanks for the transfer baby. I’ve bought the wig. I’ll send pictures.”
Her name was Doris. I still remember. She used three pink heart emojis.
I confronted him. He denied everything. Then he got angry. Somehow, I was the one apologizing for invading his privacy.
That was the beginning of the end.
The breakup wasn’t even dramatic. He just stopped picking my calls. Like that. As if I was a scammer and he had gotten tired of the fraud.
By the time he ghosted me, my rent was due, I had resigned from my job (on his advice to “start something of my own”), and my savings was down to ₦3,500. That money vanished in two days. One small jollof rice craving and a DSTV subscription I couldn’t watch.
I tried to get my job back. My MD said my position had been filled.
I sent out CVs. Nobody answered.
I started baking cupcakes and selling them on Instagram. But data is expensive. And Abuja people will price something you made with your last strength like it's roasted groundnut.
So yes, I didn’t realize how broke I was until that day my niece came to spend the weekend and asked for Indomie and egg.
I went to my kitchen and stood there, pretending to be thinking of the best spices to use. In truth, I was trying to calculate how to cook one pack of Indomie and share it between two people without it looking like punishment.
That was when she entered the kitchen, opened her pink Barbie purse, and brought out a ₦500 note.
“Aunty, take. Daddy gave me for biscuit.”
I didn’t cry. I just stood there like a statue, staring at the ₦500 like it was a bank cheque.
That night, while she was sleeping, I borrowed the money, made Indomie, and kept her change inside her purse.
I told myself it was a loan.
But you see life? It has a wicked sense of humour.
That same week, I ran into Tunji at a mall. I was hiding behind the Milo shelf, trying to buy one sachet of milk and pretend I was shopping. He was there with another girl, laughing like nothing in the world could touch him.
They looked happy. I looked hungry.
That day, I went home and made a decision.
No more pity. No more silence. No more shame.
I started applying for jobs like my life depended on it, because it did. I swallowed pride and reached out to an old friend who used to be a classmate. She ran an NGO and needed a content writer.
That job paid ₦50k a month. Not much. But it was something.
From there, I started freelancing. Wrote blogs, CVs, captions for Instagram vendors, proposals for NGOs, anything that brought in cash.
And guess what?
Three months later, I landed a remote writing gig for a UK-based company. Paid in dollars.
The first time I received $300, I screamed like someone who won Big Brother Naija.
Today, I’m not yet rich. But I’m no longer begging a ten-year-old for Indomie money.
I have savings. I pay my rent without panic. I’ve bought a small car, even though it drinks fuel like a demon, it’s mine.
I’ve blocked Tunji. Doris too.
And last week, my niece came over again.
This time, she brought her Barbie purse and said, “Aunty, you want biscuit?”
I smiled.
“No, baby. But do you want pizza?”
Her eyes lit up. “Yes!”
And this time, I paid for it with my own money. Proudly.
MORAL OF THE STORY: Sometimes, rock bottom is not a curse. It’s a rebirth.
You may be broke today, but your story is still being written. Don’t let one bad chapter convince you it’s the end.