Answer Inside - Transition & Scale institute

07/09/2025

🌍 Europe Draws the ESG Line:
The Dutch PFZW pension fund’s $34 Billion Break with BlackRock, LGIM, and AQR!

Just a week ago, I posted on the tension between U.S. policy trickle-down and Europe’s binding CSRD obligations.

This week brings a striking case study: the Dutch pension giant Pensioenfonds Zorg & Welzijn (PFZW) has pulled $34 billion in mandates from BlackRock, LGIM, and AQR — reallocating to Robeco, Schroders Capital, UBS, Lazard, and others. This decision underscores the very tension I highlighted last week: CSRD and the Net Zero transition are now actively steering capital allocation in Europe.

What’s behind this, what does this mean for the US-Europe divergence?
📖 Read or 🎧 listen to my full article on Substack (~5 min read/listen) here:
https://open.substack.com/pub/esganswerinside/p/europe-draws-the-esg-line?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false
to know more and to conclude what this means for your business if you are dealing with US-Europe divergence in sustainability policies.



🌍 Europe Draws the ESG Line

31/08/2025

🌍 US policy or CSRD:
what to prioritise — U.S. policy trickle-down or Europe’s CSRD obligations?

The recent NL Times article (26 August 2025) on the growing influence of U.S. asset managers in Dutch boardrooms triggered this reflection.

Based on findings from SOMO (the Centre for Research on Multinational Corporations), it shows how giants like BlackRock, Vanguard, State Street, and Fidelity — together holding nearly 12% of Dutch listed companies — may be steering corporate priorities away from sustainability.

👉 This raises a pressing question: who really sets the sustainability agenda for European companies — U.S. politics and capital markets, or European law and local supervision?

📖 Read or 🎧 listen to my article on Substack by clicking below 👇 — ~5 min read/listen —for more background, justification, and what to prioritise👇

https://open.substack.com/pub/esganswerinside/p/us-policy-or-csrd?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

24/08/2025

The Invisible Catalyst of Change
Climate change is fracturing the economic pyramid — and forcing urgent business transformation

Gitterman Wealth Management, LLC noted this week in its newsletter: “As the climate becomes less stable, we believe it will lead to a reshuffling of the entire system, starting with the most vulnerable sectors.”
They illustrated this with a striking image: the economy as a pyramid resting on a stable climate. As that foundation fractures, the ripple effects reach every layer — from agriculture and food systems, to real estate, insurance, and ultimately into the capital markets.

This is spot on. The latest data reinforces their point.
📖 Read or 🎧 listen to my full article on Substack by clicking below 👇 — ~5 min read/listen — where I show why this is true, what the impact is on businesses, and what leaders can do to build resilient, future-proof business models, that adapt to what is already happening.

Need to decode regulations, reimagine business and earning models, and build future-ready strategies? PM me 📩 to explore how we can support your transformation journey.

&Scaleup
https://open.substack.com/pub/esganswerinside/p/the-invisible-catalyst-of-change?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false

10/08/2025

🌍 Global ESG Convergence? ISSB’s Rise and What It Means for CSRD

The ISSB’s adoption is accelerating — 16 jurisdictions on board, 20 more in the pipeline — and the EU’s CSRD is evolving in parallel.
What does this mean for global ESG reporting, and how aligned are these two major frameworks?

I break this down in my latest Substack article, including:
🔹 Key adoption updates from S&P Global Sustainable1’s July 2025 report
🔹 Where ISSB & CSRD align — and where they don’t
🔹 The implications for companies navigating both

📖 Read or 🎧 listen to the full article on Substack by clicking the link below — +/-4 min read/listen 👇

https://open.substack.com/pub/esganswerinside/p/global-esg-convergence-issbs-rise?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false

Need to navigate ESG rules or accelerate your Net Zero transition?
PM me 📩 to explore how we can fast-track your sustainability journey.

27/07/2025

88% of companies are doubling down on sustainability — and winning. Morgan Stanley’s 2025 survey of 330+ executives shows ESG is now a strategic performance lever, not just a reporting obligation.

🔍 What’s driving the shift?

Read the breakdown in my Substack article ⬇️

https://open.substack.com/pub/esganswerinside/p/morgan-stanleys-2025-survey-of-330?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true

By Madiha Mouchtak MBA (July 2025)

25/06/2025

17 weeks after Omnibus Press Release: ESG Reaching the Inflection Point - From Compliance to Value Creation

My last publication on ESG explored the initial post-Omnibus decision landscape. Now, approximately 17 weeks since the European Union's pivotal press release on the Omnibus Simplification Package, the critical question remains: What has happened, where is ESG truly heading, and what does this profound evolution mean for businesses?

My attached article (on Substack) will take you through the recent wave of (Yes...more) adjustments within the European Union's "initially ambitious" ESG reporting framework and explores how these regulatory shifts are interacting with persistent global market demands.

PS: Subscribe on Substack to stay updated...

By Madiha Mouchtak MBA

27/03/2025

Read the full article on our Transition and Scale Institute’s Substack 👇
esganswerinside.substack.com/p/eu-council
-r…

Ps:
To stay updated on news, best practices, and insights on ESG/CSRD compliance and the net zero transition, consider becoming a free or paid subscriber.

02/03/2025

Persbericht Omnibus - 26 februari 2025.
(Artikel nu ook in het Nederlands beschikbaar)

Wat leiders moeten weten over de impact van voorgestelde wijzigingen in CSRD, CSDDD en EU Taxonomie.
De Europese Commissie heeft op 26 februari 2025 een persbericht uitgebracht om haar Omnibus-pakket van voorstellen aan te kondigen, bedoeld om EU-regels te vereenvoudigen, de concurrentiekracht te stimuleren en extra investeringscapaciteit vrij te maken. De wetsvoorstellen zullen nu ter overweging en goedkeuring worden voorgelegd aan het Europees Parlement en de Raad.
In dit artikel -op Substack- krijgt u een helder en beknopt inzicht in het Omnibus-pakket van de EU. Let op: De impact is aanzienlijk!
We hebben het persbericht en de Q&A samengevat in een gemakkelijk te begrijpen artikel, waarin we de context van de Omnibus, de voorgestelde wijzigingen in CSRD, CSDDD en EU Taxonomie en meer behandelen... En wat deze specifiek betekenen voor uw bedrijf.
In het artikel geven we ook aanbevelingen voor de vervolgstappen.
Aarzel niet om contact met mij op te nemen als u vragen heeft. Stuur me een privébericht rechtstreeks via LinkedIn.

Groeten en een goed weekend!
Madiha

(Nu in NL Versie)- Wat leiders moeten weten over de impact van voorgestelde wijzigingen in CSRD, CSDDD en EU-taxonomie.

26/02/2025

Omnibus Press Release- 26th of February
What Leaders Need to Know About the Impact of Proposed Changes to CSRD, CSDDD, and EU Taxonomy.

The European Commission released today (26 Feb. 2025) a press release to announce its Omnibus- package of proposals- to simplify EU rules, boost competitiveness, and unlock additional investment capacity.
The legislative proposals will now be submitted to the European Parliament and the Council for their consideration and adoption.

In this article -on substack-, get a clear and concise understanding of the EU's Omnibus package. Sneak preview: The impact is massive!
We've distilled the press release and Q&A into an easy-to-digest article, covering the context of the Omnibus, the proposed amendments to CSRD, CSDDD, and EU Taxonomy, and more...
And what they mean specifically for your business. We include also recommendations for the next steps.

Don't hesitate to contact me if you have any question.
Send me a PM directly via LinkedIn.

Cheers
Madiha

What Leaders Need to Know About the Impact of Proposed Changes to CSRD, CSDDD, and EU Taxonomy.

19/02/2025

Sustainability Reporting at the Inflection Point
85% of 1,600 Executives and 222 Institutional Investors Will Not Reverse Course, Even with Regulatory Changes (Based on Recent Survey). February 2025

Read my latest Substack article (2 min read) to know more... and let me know your thoughts:
- "Has sustainability reached the point of no return?
- Will this commitment truly drive meaningful change?"

85% of 1,600 Executives and 222 Institutional Investors Will Not Reverse Course, Even with Regulatory Changes (Based on Recent Survey). February 2025

13/02/2025

How to Accelerate Your ESG Compliance and Net Zero Transition
https://open.substack.com/pub/esganswerinside/p/how-to-accelerate-your-esg-compliance?r=2brtrk&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false

13/02/2025

Just launched an "ESG/ CSRD/ Net Zero Transition" Dynamic Book on Substack titled:
"Accelerating ESG/CSRD Compliance & Net Zero Transition".

A book that will be updated based on the latest trends, developments and best practice.

Follow me using the link below and Stay ahead with the latest news, trends, research, and international best practice to gain a competitive edge and excel!

https://esganswerinside.substack.com/p/this-newsletter-accelerating-esgcsrd?r=2brtrk&utm_campaign=post&utm_medium=web&triedRedirect=true