28/08/2025
Medicard Advisory on EO 64, s. 2024 Medical Allowance
Subject: Full HMO Coverage Option for Government Personnel under EO 64, s. 2024
Background
EO 64, s. 2024 grants a ₱7,000 annual Medical Allowance to all government civilian personnel for HMO-type benefits. DBM Budget Circular 2024-6 provides the general guidelines, but each Department, Agency, SUC, and LGU must issue its own internal guidelines to operationalize implementation.
Medicard Offer
Medicard is offering a comprehensive group HMO plan at ₱7,000 per employee per year, directly aligned with the EO 64 allowance, covering:
• Inpatient (hospitalization)
• Outpatient (consultations, diagnostics)
• Preventive Care (check-ups, wellness)
• Emergency Services
Enrollment Conditions
1. Group Size: At least 200 employees per agency/department/LGU.
2. Participation Rate: Minimum of 75% of total employees must enroll.
3. Annual Premium: ₱7,000 per employee, fully utilizing the EO 64 allowance.
4. Payment Mode: Collective, through the agency/department/LGU (not individual enrollment).
Agency Requirements Before Engagement
To ensure smooth coordination and compliance with EO 64 implementation, agencies/departments/LGUs must:
• Issue their internal guidelines for the availment of the ₱7,000 medical allowance.
• Appoint a Focal Person or Committee empowered to represent the group in:
• Negotiations with HMO providers
• Enrollment and documentation process
• Coordination of employee participation and compliance
Advantages of Partnering with Medicard
• Direct alignment with EO 64 implementation
• Ready-to-roll full HMO package at exactly ₱7,000 per employee
• Nationwide network of accredited hospitals, clinics, and doctors
• Simplified agency-level enrollment and administration
Next Steps
Interested agencies and LGUs are encouraged to:
1. Finalize their internal EO 64 guidelines.
2. Appoint a Focal Person/Committee authorized to negotiate on behalf of employees.
3. Contact Medicard to begin group plan enrollment.
