24/08/2025
The โฑ7,000 fee to Kaiser National HealthCare Shield (NHS) is really worth it because of the extent of the benefit a Card Holder can get compared to the premium.
โ
1. Preventive Healthcare (Libre at Regular Check-up)
Annual Physical Exam (CBC, urinalysis, fecalysis, chest X-ray, ECG, pap smear).
Health education, diet & exercise counseling.
Consultation with various doctors and specialists is free.
There is also a vaccine (e.g., tetanus, animal bite).
๐ Outside, these tests will soon cost more than โฑ7,000 โ but it's covered here at Kaiser NHS!
โ
2. Out-Patient at In-Patient Care
Laboratory, X-ray, diagnostics are free or covered.
Treatment of minor injuries & surgeries is free (no confinement required).
Referral to specialists and regular consultations.
When confined, hospital care is included and PhilHealth is already integrated.
โ
3. Emergency Care (Critical Cases)
Covered ang doctorโs services, medicines, laboratory, oxygen, IV fluids, etc.
If in a non-accredited hospital, there is reimbursement up to 80%-100% (especially if there is no Kaiser hospital in the area).
โ
4. Dental Care (You're free now! )
Consultation & dental exams.
Simple extractions, fillings, prophylaxis, denture adjustments.
โ
5. Access to Major Hospitals
Accredited to St. Luke's, Makati Med, Asian Hospital, The Medical City, Cardinal Santos, Chong Hua, Cebu Doctors, and many more. in Oriental Mindoro - MaEs, Luna-Goco, Mindoro Med.
โ
6. Covered pa ang Pre-existing Conditions at Dreaded Diseases!!!
Hypertension, diabetes, heart disease, stroke, cancer, kidney disease, etc.
Even serious illnesses are included in coverage.
๐ In short:
If you just have a check-up in a private clinic (CBC, X-ray, ECG), it's almost โฑ7,000. But in Kaiser NHS, aside from preventive care, emergency, hospitalization, dental, and dreaded diseases coverage is also included.
So it's really worth it!!!. Let's go to Kaiser NHS!!!
