Building your Future 101

Building your Future 101 Take charge of your future. SAVE NOW ENJOY LATER.

On going webinar join now!
10/08/2020

On going webinar join now!

Kapag Financial Letirate kana di kana nadadala sa limpak limpak na Salapi na inoffer nila,Di kna ma iinganyo sa Sasakyan...
26/07/2020

Kapag Financial Letirate kana di kana nadadala sa limpak limpak na Salapi na inoffer nila,Di kna ma iinganyo sa Sasakyan na sinasandalan nila..
Hindi kana maiingit sa mga easy rich quick na sinasalihan nila..
At lalo hindi kna ma Scam ng mga taong sariling interest lang ang hangad sayu..

Become your Own Financial Educator in IMG ,We Build Solid Financial Foundation kapag dumating man ang bagyo sa buhay meron kming pundansyon na masasandalan.

We Build in Right,We Build it Strong πŸ’ͺBecause Financial Education is not just for Wealthy its for everyone πŸ€—

Our Mission is to deliver Financial Wake Up Call and to be Financially Educated and Changing Filipino Famillies from spender to saver ..


Stock market is down.The pessimist will say it's a bad time, but those who understand trends see this as an opportunit...
23/01/2020

Stock market is down.

The pessimist will say it's a bad time, but those who understand trends see this as an opportunity to buy and earn more once the market goes back up.

In , we teach at least 3 scenarios that happens with the Philippine Stock Market:

1. Continuous growth
2. Market drops and recovers
3. Market continues to decline

We're currently in a cycle where there's a downward trend, which means that YOUR MONEY has a higher purchasing power to buy MORE STOCKS or SHARES.

Our financial literacy classes simplify the seemingly complicated stock market. You don't need to learn how the market performs, all you need to really do is invest continuously (about P1000/month is a good start) and leverage on peso cost averaging, and you can double your money in 6 years. If you have children who you plan to send to college in 10-15 years from now, TODAY is the best time to start your mutual fund investment.

Did I mention that are tax-shielded and ALL members don't get charged a sales load, ranging from 3% to 6%? To put that into perspective, if you have P 1,000,000.00 in your portfolio, about P 30,000.00 to P 60,000.00 gets charged from you as a sales load, what if you can keep all that money for your family and use it for other goals that you have?

Want to learn more? We can start with a book study session. They say PM is the key, I'll PM you instead and hand you the key! See you!

Invest whike you can as low as 1k
15/01/2020

Invest whike you can as low as 1k

"Most people don't want to change. They even don't want others to change. That is why in the great land of opportunity m...
15/01/2020

"Most people don't want to change. They even don't want others to change. That is why in the great land of opportunity most people would rather struggle everyday to make a living than find a way to make a fortune"

-Xuan Nguyen, WSB Founder

WHAT is this book all about? WHY do we need it? WHO should read it? HOW can we benefit from it? This book can change you...
25/04/2019

WHAT is this book all about? WHY do we need it? WHO should read it? HOW can we benefit from it?

This book can change your financial life.
You need this book to make you wealthy and successful in your financial journey.Everyone must read this, because everyone has the right to be wealthy if they have the right information.

The best investment that you can make today is to educate yourself financially.

Attend our FREE Saving and Building Your Future Orientation online and in our financial centers worldwide. PM to register.
If you want this book message us.


"π΅π‘Žπ‘ π‘‘π‘Ž π‘šπ‘Žπ‘¦ 𝑆𝑆𝑆, π‘˜π‘Žπ‘¦π‘Ž π‘˜π‘œ 𝑛𝑔 π‘šπ‘Žπ‘”-π‘Ÿπ‘’π‘‘π‘–π‘Ÿπ‘’!" 𝐓𝐨𝐭𝐨𝐨 π›πš? I started working as soon as I got out of college. I was only 19. My e...
24/04/2019

"π΅π‘Žπ‘ π‘‘π‘Ž π‘šπ‘Žπ‘¦ 𝑆𝑆𝑆, π‘˜π‘Žπ‘¦π‘Ž π‘˜π‘œ 𝑛𝑔 π‘šπ‘Žπ‘”-π‘Ÿπ‘’π‘‘π‘–π‘Ÿπ‘’!"

𝐓𝐨𝐭𝐨𝐨 π›πš?

I started working as soon as I got out of college. I was only 19. My employer then doesn't have SSS as part of their benefits so I do volunteer contributions. Ever since 𝐼 π‘€π‘Žπ‘  π‘π‘Žπ‘¦π‘–π‘›π‘” 𝑑h𝑒 π‘šπ‘Žπ‘₯π‘–π‘šπ‘’π‘š π‘π‘œπ‘›π‘‘π‘Ÿπ‘–π‘π‘’π‘‘π‘–π‘œπ‘› π‘Žπ‘™π‘™π‘œπ‘€π‘’π‘‘

Alam mo ba na after 41 years of contribution, if I decide to retire at age 60, π’˜π’‚π’π’‚ π’‘π’‚π’π’ˆ 𝑷𝒉𝒑 13,500 π’‚π’π’ˆ π’Žπ’‚π’Œπ’–π’Œπ’–π’‰π’‚ π’Œπ’π’π’ˆ π’‘π’†π’π’”π’Šπ’π’? Sa totoo lang bilang isang pamilyadong tao, di ko maimagine na ito lang ang magiging pera ko kung ngayon ako magreretire! Hindi kasya yan! At malamang pag 60 years old ako, di ko alam kung ano na lang ang mabibili ng kulang kulang 13,500.

This is the reason why as soon as I read and learned from different financial experts, I also started to help people plan for their future. Magugulat kayo sa mga strategies na pwede nyo gawin para sana meron kayong sapat na pondo pag nagretire at chill chill lang.

Guys, I am presenting you a REALITY. Ano na magiging plano mo? There's no harm sa paghingi ng tulong.

ct Agent Yaman

I remember may nagalit sa akin na nag-inquire when I said na huwag masyado aasa sa SSS. eh totoo naman sinasabi ko..
sabi ko mag invest sa mutual fund para mas malaki chance may comfortable life... nagalit pa

How to be an IMG Member?Be one of us.Join our financial literacy campaign worldwide.
11/04/2019

How to be an IMG Member?

Be one of us.
Join our financial literacy campaign worldwide.

Congratulations to Kaiser Medical Center for their newly opened branch at CAVITEX! Visit Kaiser Medical Center CAVITEX l...
11/04/2019

Congratulations to Kaiser Medical Center for their newly opened branch at CAVITEX! Visit Kaiser Medical Center CAVITEX located at Gate 2, Phase 1, Cavite Economic Zone, Tejeros Convention, Rosario, Cavite.

Kaiser Medical Center provides quality healthcare which includes Laboratory Services, Executive and Family Care, Consultation and Preventive Care, Annual Physical Examinations and Pre-employment Medical Examinations, and more.

Best regards from your Kaiser International family!

Madalas ka bang kumakain kay Jollibee dahil sa malinamnam at crispy na chicken joy nila?O baka mas gusto mo sa Chowking ...
06/04/2019

Madalas ka bang kumakain kay Jollibee dahil sa malinamnam at crispy na chicken joy nila?

O baka mas gusto mo sa Chowking dahil sa Chinese Style foods tulad ng Chao fan at Lauriat!

O mas feel mong magkamay kay Mang Inasal dahil sa Grilled Chicken with Unli Rice at may Unli soup pa!

O hindi kaya kay Greenwich dahil sa sobrang cheesy ng Overload Pizza nila!

O baka kay Burger King dahil sa mala dambuhalang Burger nila!

O kaya kay Red Ribbon dahil sa masarap na cakes and other desserts nila!

Nagtataka ka kung bakit halos lahat sila magkatabi? alam mo ba na iisa lang nagmamay ari ng mga yan? yes tama, Ang Jollibee Foods Corporation at ito ang Philippines’ largest food service company and Asia’s largest restaurant company kasama si Greenwich, Chowking, Red Ribbon, Mang Inasal, Burger King Philippines.

Kaya habang dumadame sila, lahat ng mga investors ay masayang masaya πŸ˜‹πŸ˜‰, kahit kumakain sila, kumikita din sila. wag maging forever consumer bes, sayang hard earned money natin, kailangan may bumabalik sa atin.

Kung di mo pa kaya sa halagang 40 Million para mag franchise kay Jollibee, bakit hindi ka nalang maging investor sa kumpanya nila,

Sa halagang P1,000 to P5,000 ay pwede ka nang magsimula at bumili ng shares ni Jollibee at maging kasosyo mo na si Tony Tan Caktiong ang may-ari ng Jollibee at sa lahat ng kumpanyang hinahawakan nya.

Be fully informed, Dahil isa sa aming layunin ang tulungan ang bawat Pilipino at ibahagi ang kahalagahan ng Investing. kailangan mo lang pag-aralan at maglaan ng oras para matuto, it can help to prepare for you to build a better future.

Attend our free financial seminar. PM is the key.

ctto

πŸ’° WHO WANTS TO BE A MILLIONAIRE?πŸ’ΈLahat naman tayo gustong maging milyonaryo, pero hindi alam ng karamihan kung paano.May...
04/04/2019

πŸ’° WHO WANTS TO BE A MILLIONAIRE?

πŸ’ΈLahat naman tayo gustong maging milyonaryo, pero hindi alam ng karamihan kung paano.

May dalawang paraan upang maging milyonaryo:

πŸ’±1. Build your own business
πŸ’Ή2. Be an investor sa malalaking business sa Pinas

πŸ“₯Karamihan sa mga Pilipino ay sumusubok magtayo ng business pero hindi lahat ay nagiging successful. Kung hindi naging maganda ang takbo ng iyong business, mas mainam siguro na makisosyo ka nalang sa malalaking business sa buong Pilipinas.

Ito ang tatlong paraan kung gusto mong ma-achieve ang iyong first 1 Million sa loob ng 20 years:

1. SAVINGS ACCOUNT - halos lahat naman tayo ay may savings account sa bangko na kung saan ay nilalagay natin ang naipon na pera. Madalas naglalagay tayo dito kasi tingin natin ay safe dahil may guard at covered ng PDIC, pero kung pag-uusapan ay retirement fund hindi lang dapat ito nakalagay sa bank. (Saving a P4,167 per month consistently for 20 years will give you P 1,000,000.) Kakaunti ang tubo.

2. MUTUAL FUNDS - isa sa pinakamagandang investment vehicle para sa mga baguhan at ayaw aralin ang stock market. MF is the best vehicle para palaguin ang pinaghirapan mong pera, pero dapat longterm ang iyong goal. Hindi naman ito instant kitaan. Nag-iinvest ka dito para pagdating ng panahon ay hindi mo na po-problemahin ang pera. (Investing of P1,000 per month consistently for 20 years will give you P 1,000,000.)

3. KAISER SAVING PLAN - siguro ay narinig mo na ito pero hindi mo lang pinapansin. Kaiser International Healthgroup, Inc. is the only healthcare company sa Pinas na may Longterm Healthcare. (Investing of P5,882 per month consistently for only 7 years will give you P 1,166,168.)

Anong pinagkaiba ng Short Term Healthcare at Long Term Healthcare?

Ang short term healthcare ay traditional healthcare na kung saan ay nagbabayad ka yearly for a certain coverage. Kapag nagkasakit at na-hospitalize ay may magagamit ka, hindi kailangan maglabas ng pera sa hospital, kailangan mo lang ipresent ang healthcard. Pero halimbawang hindi nagkasakit ay nasasayang lang ang perang binayad para sa healthcare coverage. Kaya kadalasan ang thinking "SANA MAGKASAKIT AKO PARA MAGAMIT KO ANG HEALTHCARE KO".

Ang long term healthcare naman ay hindi lang basta healthcare, ito ay may kasamang Life Insurance at Investment. Katulad ng short term healthcare, nagbabayad ka rin ng premium nito tulad ng monthly, quarterly, semi annual and annual. Kapag nagkasakit ka, may magagamit ka. Pag kinuha agad ni Lord, may Insurance ka at makakatanggap ng instant money ang pamilya. Pag humaba buhay mo, may pera ka sa future dahil yung hinuhulog mo naiipon lang at lumalago pa, hindi mo na problema ang pera sa pagtanda mo.

Sa pag-achieve ng iyong first 1 MILLION.
Anong paraan ang gagawin mo?
1. Savings Account?
2. Mutual Funds?
3. Kaiser Saving Plan?

PM lang po kayo

Inimbitahan sa Kasalan (Pumunta) Inimbitahan sa Binyagan (Pumunta) Inimbitahan sa Birthday (Pumunta) Inimbitahan sa Saya...
31/03/2019

Inimbitahan sa Kasalan (Pumunta)
Inimbitahan sa Binyagan (Pumunta)
Inimbitahan sa Birthday (Pumunta)
Inimbitahan sa Sayawan (Pumunta)
Inimbitahan sa Galaan (Sumama)..
Inimbitahan sa Financial Literacy Seminar..... Biglang........ (BUSY AKO) ANYAREE?? πŸ˜‚πŸ˜‚πŸ˜‚

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Maraming tao gustong maayos ang pinasyal na aspeto ng kanilang buhay pero ang problema mas pinipili nilang ma entertain kesa matuto kung paano isasakatuparan ito. -

Credit to Sir Ed

😊___________________________________________VICE GANDA:Tama na may insurance, yung maganda may insurance na may investme...
20/03/2019

😊
___________________________________________

VICE GANDA:Tama na may insurance, yung maganda may insurance na may investment kapa. Si Ogie Diaz yung nandun kami sa lamay ni Chokie magaling mag compute ng insurance benefits yan nakakatuwa. Dapat kasi meron.

At 20 to 30 years old ka dapat productive ka. Yan kasi yung crucial. Bago mag 40 dapat unti unti kana nag babawas ng trabaho para pag dating mo ng 50 to 60 years old nag rerelax ka nalang. Secure kana sa sarili mo kasi naka pag in ipon kana. Yung iba pag dating ng 40 years old saka palang sila ng sisimula kaya pinapatay nila sarili nila dahil hinahabol nila yung nawalang panahon.

Kaya yung bata sinasabi lage, YOLO muna tayo bata pa naman tayo eh. Hanggnag magising nalang sila isang araw, " AY ANG TANDA KUNA PALA WALA PA AKO NA IIPON."

"Make a living but don't forget to make Life".

Sya: Coach, bakit ko kailangang magInvest eh maganda naman trabaho ko? Me: Kasi hindi nman habang buhay may trabaho ka. ...
16/03/2019

Sya: Coach, bakit ko kailangang magInvest eh maganda naman trabaho ko?

Me: Kasi hindi nman habang buhay may trabaho ka. Pano kung wala ka ng work?

Sya: Matatag nman ang Company namin, bakit naman ako mwawalan ng trabaho?

Me: Company mo matatag, pero katawan natin hindi sure. Ganyan din kilala kong Seaman and OFW. Hindi na sila nakaalis ng bansa dahil nagkasakit sila at bumagsak ma sa Medical. Saka hindi ka man magkasakit magreretire ka pa din. Pano kung magretire ka at wala kang ipon, pano mga gastusin mo?

Sya: Nagiipon naman po ako. May savings account ako.

Me: Kung retirement funds, hindi dapat sa savings account kasi kakainin lang ito ng inflation. Tumataas ang bilihin pero hindi nagkakainterest ang ipon mo.

Sya: ah ok

Bawat tao may ibat-ibang reason bakit nagiinvest. Bawat goals may katumbas yan na investment vehicle. Kung wala kang Goals hindi mo to maiintindihan.

Ako kasi nagiinvest ako sa LongTerm healthcare para magkasakit man ako sa future may sasagot ng bill ko sa ospital. Diko na need mangutang pa pr umasa sa ibang tao.

Naginvest naman ako sa Term Insurance para may mangyari mang di inaasahan, mawala ako sure ako na maagaaral pa din anak ko at magiging maayos ang buhay nila.

Naginvest ako sa PDF (Premium Deposit Funds) and Mutual Funds para kpag tumanda ako may retirement money ako. Hindi ako magiging pabigat sa anak ko at sa ibang tao.

In short nagInvest ako para paghahanda sa kung mawala ako ng maaga sa lupa or mabuhay ako ng matagal sa mundo. Lalong lalo na kung magkasakit ako. Biglaan man ito or hindi, nkahanda ako.

Ikaw handa kna ba sa tatlong senaryong ito? Mawala ka ng maaga sa pamilya mo or mabuhay ka ng matagal o kung magkasakit ka ng di inaasahan.

Iba na ang handa!

Attend our Free Financial Literacy Seminar. Pm me for schedules.

Ccto

For 10 to 40 years old. You can save atleast 88 pesos per day. Mas madaling ipunin yan dahil most of us minimum naman an...
10/03/2019

For 10 to 40 years old. You can save atleast 88 pesos per day. Mas madaling ipunin yan dahil most of us minimum naman ang sahod , yung iba may bussiness, may raket, at may mga networks pa.

Kaiser 3 in 1 Investment..

Start Now your basic level investment for as low as β‚±88.00/day or β‚±2,647/month* for only 7 years Saving Period!

πŸ”˜ Funds are invested in a reserve trust fund, and in the stock market (thru mutual funds);
πŸ”˜ With Term Life Insurance rider;
πŸ”˜ With LongTerm HealthCare that covers your hospitalization even beyond age 65;
πŸ”˜ Plus 10% average interest growth rate yearly (during compounding period and even after maturity or full coverage period);
πŸ”˜ Includes Healthcare Benefits:
- No downpayment upon hospital admission
- Dental Care coverage
- Room & board coverage
- Plus more benefits!

Note: This is a LTC investment design

Having a LongTerm HealthCare Investment is better than just having insurance w/ health insurance riders only~

Here are the Top 5 Reasons Why:

1. IT COVERS YOU WAY BEYOND RETIREMENT YEARS - Most HMOs & Life insurance products limit their health coverage between 65-80 years old. LongTerm Care investment can cover even beyond 100 years old (based on available funds).

2. IT WORKS BETTER THAN YOUR COMPANY HEALTHCARE - Life Insurance is a reimbursement type program. You can never present your Life Insurance policy during admission or when settling your hospital bill. You have to pay the hospital first, then file necessary documents for reimbursement. With LongTerm HealthCare, it is just like the usual company HMOs--even better! It settles everything (other than personal misc.) after deducting the PhilHealth benefits. It uses negotiated rates by the provider (Kaiser International Healthgroup Inc.) and the accredited hospital, thus making you spend lower compared to when you pay in cash.

3. PEACE OF MIND - Every Filipino fears about getting hospitalized because of having little or no cash available on hand. Most borrow money somewhere else expecting to pay interests in the future. If you only have Life Insurance, you can get reimbursement to pay back your lender but you will still shell-out money out from your pocket. Remember: The insurance provider will only reimburse what the hospital billed to you and it does not include the interests you incurred from borrowing it. With LongTerm HealthCare, you no longer need to borrow money from somewhere else. That's peace of mind!

4. PROGRESSIVE COVERAGE OVER TIME - In Life Insurance, its health benefits are fixed and limited. The program's health benefits now may not be enough to cover hospitalization expenses 30 years or 40 years from now, thus forcing you to squeeze-out more money from your pocket. Kaiser's LongTerm HealthCare program makes your contributions and unused healthcare benefits grow over the period of time (ave. 10%) giving you more hospitalization coverage when you need it in the future.

5. WELL MANAGED FUND - To ensure sustainability and security of all Kaiser Long Term care plan holders' contributions, its fund are invested in a long term investment vehicle. Kaiser International Healthgroup Inc. owns 80% of the most dynamic Mutual Fund company in Philippines--Soldivo Funds. In 2015, Soldivo Funds was able to grow their assets to more than 200%, just one year after it was launched.

Possessing both programs give you a more secure financial future for you and your loved ones!

Kaiser International Healthgroup Inc. is the 1st in the Philippines that provides the best comprehensive LongTerm HealthCare investment to take build your future, today~

√ Send us a personal message to know more about the program..

Try to watch guys!
09/03/2019

Try to watch guys!

REASON'S WHY YOU NEED LONG TERM HEALTHCARE?*If youre're sick, you cannot make money.*If you're sick without healthcare, ...
02/03/2019

REASON'S WHY YOU NEED LONG TERM HEALTHCARE?
*If youre're sick, you cannot make money.
*If you're sick without healthcare, your investment becomes healthcare or you may incur heavy debt.
*Hospitals can not let you in without deposit
*A lot of sick people die not because of no medicine but because of no money

Star your longterm care now!
Pm me how

Most of the time being sick is not the main concern BUT the hospital bill is.When we are still healthy we do not realize...
26/02/2019

Most of the time being sick is not the main concern BUT the hospital bill is.

When we are still healthy we do not realize that we need to save and prepare for our future healthcare costs. Unless you are sure that you won't get sick.

Having a short-term HMO is not enough because the moment you need healthcare the most, oftentimes you are already unemployed and in your retirement years.

When you get caught unprepared, here are the scenarios:

1. Your kids pay for your hospital bills
2. Your kids will ask money from your relatives to help pay for your hospital bills
3. Your kids post on social-media and ask for donations from friends and even strangers.
4. Your family will sell properties (if you have any) like house, car, land, and even businesses at a very low rate.
5. Your family takes on emergency loans that become a burden to pay after.
6. Your family will go to PCSO and/or other gov't agencies to ask for financial assistance.

and the list goes on and on...

If you don't want any of the above mentioned scenarios, start preparing. We cannot blame our parents because no one offered longterm healthcare before but our kids have all the right to do so because it's readily available now here in the Philippines.

Know more about longterm healthcare savings program. Contact me, NOW!

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Cebu City

Telephone

+63 922 729 5375

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