15/03/2026
Can refugee can enter to kaiser?!
Yes, a refugee can avail of Kaiser healthcare, specifically Kaiser International Healthgroup (Philippines), as it is a private healthcare savings plan (HMO) that allows application regardless of citizenship status, provided the applicant can meet the payment requirements and undergo the underwriting process.
Eligibility: Kaiser Long Term Care is open to individuals aged 10 to 60, and it is a portable account that can be used even if your residency status changes.
Approval: Approval is subject to Kaiser Management Evaluation and, in cases of adverse medical conditions, a waiver may be required.
Portable Coverage: The plan is designed to be a long-term savings plan (3-in-1: Health, Investment, Life Insurance) and the account stays with you regardless of employment status, making it suitable for people in transition, including those who have refugee status.
Accredited Providers: Kaiser offers coverage in top Philippine hospitals, such as Makati Medical Center, St. Luke's Medical Center, and Cebu Doctors' University Hospital.
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Important Notes:
Not a Public Charge: As a private, paid insurance product, it is different from public assistance programs, meaning it is generally accessible as long as premiums are paid.
Pre-existing Conditions: Long-term plans cover pre-existing conditions after the full payment period (7 years).
Restrictions: Coverage is mainly in the Philippines, though long-term holders may have some benefits while abroad.
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Disclaimer: This information pertains to Kaiser International Healthgroup in the Philippines, not Kaiser Permanente in the USA.
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