20/09/2025
A loved one was diagnosed with cancer.
They had an HMO. We thought it was enough.
But after a few sessions, it was maxed out.
Then came the billsโPET scans, medicines, transport, nutrition, lost incomeโฆ all out of pocket.
๐ HMO pays the hospital.
๐ Critical Illness Insurance pays YOU.
Once diagnosed, you get a lump sum:
โ
No receipts.
โ
No questions.
โ
No debt.
You decide how to use itโfor treatment, recovery, or peace of mind.
โ ๏ธ Reality check: You canโt apply for insurance after diagnosis. By then, itโs too late.
Thatโs why while youโre still healthy, protect yourself.
๐ก HMO is good. But itโs not enough.