Better Up Everyday

19/07/2023

It's official! Daniel Padilla is a Kaiser Plan Holder and our new Kaiser Band Ambassador!

19/07/2023

Think about this: What if 60 years old na tayo at wala na po trabaho, let’s say retired na talaga. BUT with God’s Grace, humaba ang buhay natin. Siyempre kailangan natin kumain di ba? So, ito na po ang computation. (Para pa lang po ito sa pagkain ha, wala pa ang ibang needs o hospitalization, o kaya ang pangarap natin na makapagtravel.)

Ayan na po ha, kaya kung makulit ako sa kakapost about pag-iipon, pasensya na po, para po ‘yon sa inyo. 😉💙

By the way, kung gusto natin ma-achieve ang ating target retirement fund, matutulungan po tayo diyan ng IMG.

19/07/2023

11 days before race day, IMG Champions!

Let's unite and show our global presence!

Share where you're in the world and together, we're making a global impact at the IMG Convention of Champions '23: WE LEAD.

19/07/2023

Your health is an investment, not an expense.

Take action and prioritize your health by visiting our website: https://www.kaiserhealthgroup.com/

19/07/2023

An advocate of wellness, an icon, and the Supreme Idol is now a part of the KAISER family!

He is a dedicated man, forward-looking, compassionate, and an inspiration to others who continuously proves that by properly taking care of our health and well-being, we can achieve our dreams and goals.

Let us all extend a warm welcome to Kaiser’s New Brand Ambassador,
Mr. Daniel Padilla!

Kaiser, Na Sa’yo Na Ang Lahat! 💙

19/07/2023

04/07/2023

02/06/2023

Humble yourself in the sight of the Lord, and He will lift you up.🙏🙏🙏💚💖
James 4:10

20/05/2023

Another thing na natutunan ko with IMG is, lets stop our traditional way of thinking for our retirements.

Yong “Anak ikaw na bahala sa pagtanda ko”. Wag natin iasa sa ating mga anak or apo ang pagtanda natin, wag natin silang gawing retirement fund. Kc magkakaroon din sila ng kanilang sariling pamilya in the future.

Or Ang iba naman kc madaming pamangkin at kamag anak ang natulongan iaasa din nila na sa pagtanda nila aalagaan sila sa mga natulongan nila. Paanu kong hindi? Saan ka pupunta?

Ang iba naman bili bahay, lupa, negosyo dito negosyo doon pero walang protection? Yong deca-decada mong pinaghihirapan na maipundar, pero mauwi din sa bentang palugi kc pag nagkakasakit na walang healthcare, walang insurance, walang emergency fund, at walang retirement fund.

Back to zero na naman, may time ka pa bang magsimula uli? Kaya pa ba ng katawang lupa mo? Isip isip po, kong nagbabasa ka nito ngayon, tiyak maaalala mo ako pgdating ng panahon.…

19/05/2023

R E T I R E M E N T
1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

IMG - International Marketing Group GROUP unofficial

IMG FINANCIAL EDUCATION

07/05/2023

When it comes to securing and saving their future.

Many good people fail.
Many hard-working people fail.
Many smart people fail.
Many young people fail.
Many old people fail.
Many Teachers fail.
Many engineers and Doctors fail.

Many end up retiring without enough saving.

These people don't want to fail, they lack financial education.

In IMG, we educate people to understand the right way of savings and investment.

Because the best gift that we can give to our self and family is Financial Freedom.