
21/08/2024
From Dr Inday Dans of HPAAC: Today Recto gets another 10 BILLION of our Philhealth Funds. (sad) Dami ng palusot para maguluhan lahat tayo at ang taong bayan. So Friends, puede patulong maglinaw sa mga ka- chat, kaibigan at kamag-anak?
In gist, Philhealth, a social health insurance covers the whole population and is intended to guarantee financial health protection to the whole population. Such financial protection has three essential features: 100% coverage of the population, increasing the coverage of benefits and services (a continuing task) and reducing to the maximum the out-of-pocket expenditures. How is all this done? By pooling the members. risks and resources of all its members. All members thus contribute to the pooling of resources. But since a part of the population does not have the capacity to pay, it’s taxpayers’ money (like the revenues from sin taxes) that subsidizes the premium of the poor. In short, all are contributing premiums. And thus not even government can take away the contributions of members.
The above explanation is the basis why the UHC law is very explicit in saying that excess funds must be used to increase benefits and to reduce contribution s and that all PhilHealth funds and income CANNOT be transferred to the national government and its instrumentalities.