14/05/2025
VALUCARE ♥️
MOST AFFORDABLE HMO PLAN
INCLUSIONS:
✅Unlimited consultations
✅Pre and post natal consultations
✅Outpatient and Inpatient/confinement
✅Emergency
✅Laboratory
✅Dental
✅Therapy
✅Diagnostics
✅Surgery
✅Annual Physical Examination
✅️PEC COVERAGE:
Pre-existing conditions (PEC)
1st year - Private Rooms - 10% of MBL (aggregate), Ward - Not covered
2nd year - Private Rooms - 50 % of MBL (aggregate limit), Ward- 40% of MBL (aggregate limit)
3rd year - Private Rooms - 100% of MBL, 70% on Kidneys and Gallstone, Ward - 80% of MBL (aggregate), 50% on Kidney and Gallstone
4th year and succeeding years - Private Rooms - up to MBL (per illness per year), Ward - 100% of MBL, 70% on Kidney and Gallstone
❤And all other procedures deem necessary by the physician and as stated in the policy😊
❤Nationwide coverage
✅Financial assistance
‼️NO MEDICAL EXAM needed‼️
