Affordable HMO and Insurance by Yen Ofilas

11/12/2025

NAGHAHANAP KA BA NG AFFORDABLE TERM INSURANCE?

Guardian 1 po is pure life insurance or death benefit. Once may mangyare kay insured tsaka lang po makaka claim si beneficiaries. Then renewable po siya per year.

Any cause of death will do. Except su***de.

2 years contestability period for pre-existing condition.

Optional Riders na pwede ilagay sa plan is:
-Accident Rider
• Medical Reimbursement
-Mediguard
• Daily Hospital Income (30 days)
• Long Term Hospitalization ( 365 days confinement)
• ICU ( Intensive Care Unit)

Note: No Critical Illness benefit or rider

P.S. Gumawa ako ng sample quotation sa kapatid ko at age 36 ang premium is 3,680 lang. Yes, yan lang need nya bayaran pero 1m yun automatic makukuha ng beneficiaries if anything happens. For our peace of mind😇

01/12/2025

Thank you for trusting me as your Medicard Account officer 🙏🏻

BUZZER BE**ER OF NOVEMBER! 👑🔥

A huge congratulations to Celyn Yen Abueg-Ofilas for her outstanding Buzzer Be**er Sales this November! 🙌💥

In the final moments of the month, when others slowed down, you stepped up. Your grit, persistence, and unstoppable drive made this achievement possible. You proved once again that success belongs to those who keep pushing until the very last second. ⏰🚀

Your dedication is truly inspiring. Thank you for ending the month with power, passion, and a champion’s mindset. 💯❤️

Here’s to more wins, breakthroughs, and shining moments ahead.

Congratulations! You made November unforgettable! 🎉

To God Be The Glory

**erSales

20/10/2025

Para sa mga curious ano ba ang meaning ng HMO:

HMO stands for Health Maintenance Organization
- isa itong Health Care system na ginawa para matulungan tayo na maalagaan ang ating mga kalusugan at magkaroon ng access sa mga accredited doctors and hospitals. 🏥🧑‍⚕️👩‍⚕️

Paano ginagamit ang HMO?

Magkakaroon ka ng Card na may coverage na lets just say Php 100,000 per illness. 🪪

Tuwing magpapacheck up ka sa accredited doctor and hospital ng HMO card mo, imbes na magbabayad ka ng cash, yung health card mo na lang ang ibibigay mo at doon nila ibabawas ang bill mo.

For example this month naospital ka ng Dengue at ang bill mo ay Php 50,000 so kung same year nagka Dengue ka ulit may budget ka pa na Php 50,000.

Eh paano naman kung ibang sakit hindi related sa Dengue? Another Php 100,000 yun.

Paanong makakatipid ako sa HMO kumpara sa cash ang ibabayad ko?

Sa 100,000 per illness na coverage kasi pwede mo lang mabili ang HMO sa halagang kayang kaya mo. 💰

Merong mga HMO na nagooffer ng 10k-25k lang annual depende sa coverage ng HMO.

May mga HMO na umaabot sa 100Million ang coverage at pwede magamit sa ibang bansa.

Imbes na maglabas ka ng 1M pag naospital ka na, mas maganda pa din kung may HMO ka kasi malaki ang matitipid mo🥰.

Ang dami nating pagpipiliian depende sa pangangailangan mo at pasok sa budget mo💸

Ito ay nakakatulong para magkaroon tayo ng peace of mind na kapag nagkasakit tayo ay may HMO tayo na kaagapay natin. 🫶

Kung curious kayo sa mura at sulit na HMO, i am happy to assist you. 😄

Your affordable HMO Account officer,
Celyn Yen Ofilas
09255185185

20/10/2025

Overworked? Your body knows even before you realize it.
Late nights, long hours, no breaks—it all adds up.

You're great at keeping up with your deadlines.

But can you keep up with your own well-being?

16/09/2025

Thank you to my clients for trusting me. To more people to help secure their health God willing 🙏😍

"A milestone unlocked this September! 🎉 Congratulations Account Officer Celyn Yen Abueg-Ofilas on closing your very 1st AIA MediCard client—proof that dedication and hard work truly pay off. Here’s to many more wins ahead!" 👏👏 👏

03/09/2025

Calling all our public teachers!!

𝐌𝐀𝐘 7𝐊 𝐀𝐋𝐋𝐎𝐖𝐀𝐍𝐂𝐄 𝐊𝐀 𝐅𝐎𝐑 𝐇𝐄𝐀𝐋𝐓𝐇 𝐂𝐀𝐑𝐃? 𝐇𝐄𝐑𝐄 𝐈𝐒 𝐓𝐇𝐄 𝐎𝐍𝐄 𝐅𝐎𝐑 𝐘𝐎𝐔!

𝘾𝙝𝙤𝙤𝙨𝙚 𝙖 𝙋𝙞𝙤𝙣𝙚𝙚𝙧 𝙃𝙈𝙊 𝙬𝙞𝙩𝙝 𝙖𝙡𝙢𝙤𝙨𝙩 2000 𝘼𝙘𝙘𝙧𝙚𝙙𝙞𝙩𝙚𝙙 𝙃𝙤𝙨𝙥𝙞𝙩𝙖𝙡𝙨 𝙖𝙣𝙙 𝘾𝙡𝙞𝙣𝙞𝙘𝙨

𝐂𝐡𝐨𝐨𝐬𝐞 𝐌𝐞𝐝𝐢𝐂𝐚𝐫𝐝!

For RXER:

Unlimited consultations with MediCard-accredited doctors in Family Medicine, Internal Medicine, Pediatrics, OB-Gynecology, and ENT.

Emergency care coverage — up to a certain limit (usually ₱20,000 per year) for injuries or accidents in MediCard-accredited hospitals/clinics.

Free preventive and diagnostic procedures like ECG, urinalysis, CBC, and more (subject to MediCard clinic availability).

PM me for more questions.

31/08/2025

💙 Teachers, take care of your health without spending too much!

Check out these affordable health plans just for you:

📌 RxER – Only ₱2,378 (No age limit!)

Perfect for emergency and basic health needs:
✔️ Outpatient checkups at MediCard clinics
✔️ Annual Physical Exam (APE)
✔️ Emergency care for accidents or trauma
✔️ 1 free dental cleaning 🦷

📌 My MediCard – Only ₱3,600 (For ages 18–65)
Great for regular checkups and specialist visits:

✔️ Unlimited doctor consultations at any MediCard clinic/hospital
✔️ 1 free dental cleaning 🦷

📚 Stay healthy, stress-free, and keep inspiring your students!

26/08/2025

My highest sale so far. Ang saya ng birth month ko. Milyong salamat sa Dios 🙏🏻😍 thanks be to God for your trust🥰

SUPER BUHOS SALES‼️

Congratulations to Account Officer Celyn Yen Abueg-Ofilas for submitting her 3rd - 5th Client CLOSED for the Month of August 2025!!! 👏👏 👏

21/08/2025

Always to God be the glory! Thank you for the trust🙏🏻

Congratulations to Account Officer Celyn Yen Abueg-Ofilas for submitting her 2nd Client CLOSED for the Month of August 2025!!! 👏👏 👏

13/08/2025

Thank you for trusting me as your account officer 😍🙏

BUENA MANO SALE‼️

Congratulations to Account Officer Celyn Yen Abueg-Ofilas for submitting her 1st Client CLOSED for the Month of August 2025!!! 👏👏 👏