Insured Life Worldwide

02/09/2025

Here’s something a lot of people still don’t know:

You buy insurance not with money ALONE. But with your health and age, too.
Yes, hindi lahat ng nag-aapply ng insurance approved agad.

✅ APPROVED - The company accepts your risks and approves your application without any additional premium or changes to your coverages.

☢️ SUBSTANDARD / RATED - Usually, this happens to people with existing medical condition or your current work has high risk that is still tolerable to be approved by the company. But with additional cost vs those who are healthy.

⚠️ POSTPONED - The applicant is advised to take medications/do health activities and try to re-apply after some months to be advised by the company.

🚫 DECLINED - The company cannot approve the application due to high risk (abnormal BMI, multiple dread medical history, etc.)

So if you are already insured, value your policy. Keep it in-forced.
If you don’t have a life/health insurance yet, yesterday is the best time to start. Today is the 2nd best time.

Be insured. Remain insured. 💛

Message me for more details!

14/08/2025

When you’re diagnosed with a critical illness, your health insurance helps take care of the hospital bills and treatment expenses.
But here’s the bigger question: Who takes care of your income when you can no longer work and earn as before?
That’s where Critical Illness Insurance comes in.
It pays YOU directly, not the hospital — giving you the financial freedom to focus on recovery, not just the bills. 😊

14/08/2025

Imagine finally deciding to apply for life insurance, only to hear the words ‘declined due to health condition.’
That single moment carries a heavy truth: insurance is not for when you’re sick, it’s for while you’re still healthy.
Don’t wait until life leaves you with no choice — by then, it might already be out of your hands.

09/08/2025

“What if my advisor leaves after 1 or 2 years?”

That’s a real fear.
And sadly, it’s happened to a lot of people.

“Iniwan na kami ng agent namin.”
“Nawala na siya sa insurance.”
“Wala kaming makausap kapag may tanong kami.”

And I get it, we’ve seen it too.
Some come and go.
But not all of us are like that.

Some of us stayed.
Some of us are still here, years later.
Still answering questions. Still guiding clients. Still showing up.

Because for us, this isn’t a phase.
This is our profession. Our mission. Our purpose.

If you’re looking for a long-term advisor, not just a one-time seller…

You deserve someone who’s in it for the long haul.

Someone who’ll still be here when you need a policy review,
When you file a claim,
Or when life just happens.

We’ve stayed because we care.
And we’ll keep showing up—for clients who need someone they can rely on.

01/08/2025

28/07/2025

𝐀 𝐂𝐥𝐢𝐞𝐧𝐭'𝐬 𝐓𝐞𝐬𝐭𝐢𝐦𝐨𝐧𝐲.

Hindi ko makakalimutan 'yung araw na nalaman naming may sakit si Papa. Hindi siya makalakad, hirap huminga, at agad naming kinailangan ng malaki-laking halaga para sa tests, confinement, at gamot.

Wala siyang life or health insurance.

Lahat ng naipon nila ni Mama, savings, maliit na negosyo, pati 'yung lupa naming sinanglaan.. nawala. Kami ring mga anak, kanya-kanyang ambag para lang mairaos ang bawat linggo sa ospital.

Alam niyo 'yung pinakamasakit? 'Yung makita mong nahihirapan siya pero hindi mo agad maibigay ang kailangan dahil kapos kami. 😢

Kung may insurance siya noon pa, sana mas nakafocus kami sa pagpapagaling niya… hindi sa gastos.

Kaya ngayon, hindi na ako nagdalawang-isip.

I made sure may protection na ako at pamilya ko. Ayokong maranasan ng anak ko 'yung pinagdaanan namin. Ayokong masabi rin niya balang araw: “Sana kumuha si Mama.” -Karen 38 y/o

𝐏𝐫𝐨𝐭𝐞𝐜𝐭 𝐧𝐨𝐰. 𝐑𝐞𝐠𝐫𝐞𝐭 𝐧𝐞𝐯𝐞𝐫.

22/07/2025

𝐀 𝐓𝐑𝐔𝐄 𝐒𝐓𝐎𝐑𝐘.

No one knows what tomorrow may bring...

"Last year, everything was okay. Have stable income, travel goals, and a little savings for the future.
But one day, suddenly a critical illness came...
And in an instant, the course of life changed. "

The savings have run out.
All went to hospital bills and medicine.
Lost income while recovering.
It's painful, with financial stress.

We realized it here...
It's not enough to have income—you need to have protection too. Because health, should not be a substitute for all the hard work you've worked for.

21/07/2025

☀️ Summer’s here — and while you're planning getaways or fun in the sun, don’t forget to keep your finances in check! A little planning now can help you enjoy more, stress less, and stay on track all season long. 💼🍦

14/07/2025

💓 What is Palpitation?

Ever feel your heart pounding, fluttering, racing, skipping, or flip-flopping in your chest? That’s called a palpitation — and it can last just seconds or minutes, at rest or during activity.

👉 Many times, palpitations are harmless. But sometimes, they’re a clue to an underlying medical or heart issue.

🔍 Common Causes:
✅ Stress, anxiety, caffeine, alcohol, ni****ne
✅ Fever, dehydration, thyroid problems, low blood sugar
✅ Medications (like decongestants, asthma meds)
✅ Heart conditions (arrhythmias, valve problems, heart failure, prior heart attack)

⚠️ When to See a Doctor?
✔ Frequent or worsening palpitations
✔ With chest pain, shortness of breath, dizziness, fainting
✔ If you have known heart disease

❤️ Listen to your heart — and don’t ignore the warning signs! If in doubt, get checked.

05/07/2025

Protection insurance is not just about insuring your life—it’s about securing your family’s future, preserving your wealth, and reducing stress during life’s unexpected challenges.

25/06/2025

The Consequences of Not Having Life Insurance:
1. Family May Struggle Financially
Without life insurance, your loved ones could face difficulty paying for daily needs, housing, or education.
2. Outstanding Debts Left Behind
Unpaid loans, credit cards, or mortgages may become your family’s responsibility.
3. No Funds for Final Expenses
Funeral and burial costs can be expensive, and without insurance, this burden falls directly on your family.
4. No Income Replacement
If you’re the main income earner, your family’s lifestyle could change drastically without a financial backup.
5. Lost Opportunity for Wealth Growth
Many life insurance policies also build cash value or offer investment options. Without one, you miss a tool for long-term planning

19/04/2025

Having an early insurance plan is one of the smartest financial decisions you can make, and here’s why it matters:

1. Lower Premiums
The earlier you get insurance, the healthier and lower-risk you’re considered by insurers. This often translates into lower premiums, saving you a lot of money over time.

2. Financial Security
Life is unpredictable. An early insurance plan provides a safety net for you and your family in case of unexpected illness, accidents, or death.

3. Better Coverage Options
When you're younger and healthier, you typically qualify for better coverage options, including comprehensive policies that might be harder to obtain later in life.

4. Builds Financial Discipline
Paying for an insurance policy early on helps develop financial responsibility. It encourages budgeting and long-term financial planning.

5. Peace of Mind
Knowing that you're protected gives you peace of mind to focus on your goals—career, family, investments—without constant worry about “what ifs.”

6. Wealth Accumulation
Some insurance plans (like whole life or investment-linked policies) come with savings or investment components, helping you build wealth over time while staying protected.

Learn more: 6665 9574

Insured Life Worldwide
Gabriel Wong