27/11/2025
🏥 Risks are inevitable, and avoiding them entirely isn’t realistic. As we all know, in Singapore, almost everyone must have health insurance - but let’s take a look at what’s commonly excluded from policies.
- Pre-existing conditions: unless explicitly covered, these are often excluded.
- Elective cosmetic procedures: rarely included in standard plans.
- Alternative therapies: such as acupuncture or naturopathy, unless stated.
- Chronic condition maintenance: especially under entry-level or basic policies.
👀 Check our FAQ section for more information. To make sure you're getting the best plan for your needs before committing, you can also book a free consultation on our website: https://ipg.sg/full-coverage-health-insurance/