Winona Farris-Yogi Realtor / HELM Real Estate

04/08/2026

As your real estate advocate, I keep a close eye on the numbers that matter most—and this week’s mortgage rates are worth a look! 📊

Whether you’re thinking about buying, selling, or simply planning ahead, understanding how rates impact your next move is key. Let’s talk about what today’s market means for you. 🏡

📲 Reach out anytime—I’m here to guide you every step of the way.

💼 Rate info courtesy of Mike Hoyt | OriginPoint
📞 415.517.0900
📧 mike@originpoint.com
NMLS 653785

WINONA FARRIS | 415.799.3719
Realtor®
DRE # 02134443
WinonaFarris.com

04/07/2026

Wheel Talk for Real Estate: This Small Upgrade Could Prevent a Big Disaster

04/06/2026

As the spring housing market begins to show signs of life, we see a notable increase in both active and new listings.

March data reveals a 5.4% month-over-month rise in active listings and an impressive 21.2% increase in new listings.

This growth is encouraging, especially as we navigate through geopolitical uncertainties.

However, with mortgage rates on the rise and inflation still a concern, it’s essential to stay informed about market trends.

My commitment is to guide you through these changes with clarity and compassion.

Whether you're considering buying or selling, I'm here to help you make informed decisions.

Let's discuss how these trends might impact your real estate journey.

Read more here: https://www.rismedia.com/2026/04/02/spring-market-attempts-to-bloom-despite-cloudiness-of-geopolitical-tensions/

04/05/2026

Happy Easter!
Happy Passover!

04/01/2026

HELM's April Newsletter!

Enjoy the read!

The Big Story Quick Take: Median home sale prices are virtually flat on a year-over-year basis, as the market has settled into a holding pattern despite lower mortgage rates. Inventory levels remain slightly elevated compared to last year, but th...

03/31/2026

Wheel Talk for Real Estate: The Real Cost of Waiting to Buy

03/30/2026

As the ongoing conflict in the Middle East continues to impact global markets, mortgage rates are experiencing significant fluctuations.

With current rates hovering around 6.50%, many potential homebuyers are feeling the pinch.

However, there are strategies to navigate this challenging landscape.

One such strategy is the mortgage rate buydown, which allows borrowers to pay a set amount upfront for a lower interest rate in the initial years of their loan.

For example, with a 2-1 buydown, a borrower could pay 4.50% in the first year and 5.50% in the second year, before reverting to the original rate.

This can lead to substantial savings, especially for those purchasing homes around $400,000.

Working with a trusted mortgage professional can also provide valuable insights and help you plan for refinancing in the future.

Understanding these options can empower you to make informed decisions during these turbulent times.

Read more here: https://www.usatoday.com/story/money/personalfinance/real-estate/2026/03/27/mortgage-rates-high-iran-war-arms-buydowns/89330176007/

03/24/2026

Wheel Talk for Real Estate: Don’t Overthink It: 3 Things Every First-Time Buyer Needs

03/23/2026

Understanding the dynamics of Gen Z's approach to homeownership is crucial for both buyers and sellers.

As this generation increasingly opts for renting over buying, it’s essential to adapt our strategies to meet their needs.

At Helm Real Estate, we are dedicated to staying ahead of these trends to provide you with the best guidance in your real estate journey.