The Medicare Help Desk

The Medicare Help Desk We are a Free Resource for Seniors to talk with Licensed Specialists to Help them understand their Medicare Options. Simple. Honest. Free. (See Medicare Basics).

Why do you need a Medigap Insurance or Medicare Supplement Insurance plan? Medicare helps pay many medical expenses, but there are still gaps in what Medicare pays. Purchasing a Medicare Supplement Insurance (Medigap) Plan is a wise decision to help reduce how much you will need to pay for medical care, and to protect your income. Without a Medicare Supplement Insurance (Medigap) Plan, what you pay for medical care could really add up and cost you a lot more than the cost of one of the Medicare Supplement Insurance Plans. Many people think that you can only sign up for a Medicare Supplemental Insurance Plan at certain times–this is not true. You can actually switch plans or companies at any time. You are not required to wait until the annual Medicare open enrollment period to switch. Every Medicare Supplement Insurance (Medigap) Plan (A-N) sold has the same medical benefits (a medical service paid for the patient by the insurance company). So the cost of the plan and the customer service provided by a company are the only differences between Medicare Supplement Insurance (Medigap) Plans and companies.

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