12/13/2025
🚨 Health care update for self-employed Americans 🚨
The Senate has officially rejected two major health care bills as key subsidy deadlines approach. While nothing changes overnight, this news matters — especially for self-employed people who rely on marketplace support to keep monthly costs manageable.
Policy shifts like this can make future coverage feel uncertain. And when uncertainty hits, business owners are left asking the same questions:
What happens if subsidies change?
What if coverage becomes less predictable?
What are the alternatives?
One option many self-employed people don’t realize exists is having their business establish its own health plan. Business-established plans can offer nationwide PPO access, transparent plan design, and year-round start dates — independent of marketplace timelines.
This isn’t about panic. It’s about awareness.
Understanding your options before changes happen puts you back in control.
If this news has you rethinking your next move, Solo Health Collective helps businesses of one explore health plan options designed specifically for self-employed professionals.
Comment HEALTH and I’ll send free resources to help you understand your options.