Regalo Health Plans

11/17/2023

Open enrollment is here! I can help you find a plan that fits your need and budget and get you and your family covered for 2024! DM me or send me a text 727 463 2825

02/22/2023

4 Reasons Why Self-Pay (Uninsured) is Not Cheaper Than Having Health Insurance:

Many people in the United States choose to forgo health insurance and pay for their healthcare costs out-of-pocket, often believing that it is a cheaper option. However, being self-pay and uninsured can actually be more expensive in the long run. Here's why:

1. Healthcare Costs are Higher for Uninsured Patients.
When you are uninsured, you don't have the bargaining power that comes with being part of a larger insurance network. As a result, healthcare providers may charge you more for their services than they would charge an insured patient. Insurance companies negotiate lower rates with healthcare providers, and these lower rates are passed on to insured patients. Being uninsured means you may end up paying full price, which can be much higher than what insurance companies pay.

2. Out-of-Pocket Costs Can Quickly Add Up.
Even if you don't have a major medical emergency, the cost of routine healthcare services and medications can add up quickly. As a self-pay patient, you'll be responsible for paying for all of your healthcare costs out of pocket, and those costs can be significantly higher than what an insured patient would pay. This can be especially true for prescription medications, which can be very expensive without insurance coverage.

3. Catastrophic Medical Emergencies Can Be Financially Devastating.
One of the biggest risks of being uninsured is the possibility of a catastrophic medical emergency. Without insurance, you could face exorbitant medical bills that could be financially devastating. Even a relatively minor medical emergency can result in thousands of dollars in medical bills, and a major medical emergency can easily cost tens or even hundreds of thousands of dollars. These costs can quickly wipe out your savings, leave you in debt, and even force you into bankruptcy.

4. Penalties for Not Having Health Insurance.
Under the Affordable Care Act, also known as Obamacare, most Americans are required to have health insurance or pay a penalty. This penalty is assessed on your tax return and can be hundreds or even thousands of dollars, depending on your income and family size. This penalty can make being uninsured even more expensive than having health insurance.

While it may seem like forgoing health insurance and paying for healthcare costs out-of-pocket is a cheaper option, the reality is that it can be much more expensive in the long run. Healthcare costs are generally higher for uninsured patients, out-of-pocket costs can quickly add up, catastrophic medical emergencies can be financially devastating, and there are penalties for not having health insurance. For these reasons, it's important to have health insurance to protect yourself and your finances.

Don't wait to get the coverage you need. Call us today to schedule a free consultation 727 463 2825

12/18/2022

Text me at 727 463 2825 for a free consultation before open enrollment ends!⏳♥️🩺

12/18/2022

Send me a text 727 463 2825 to schedule a free consultation ⏳🎉

11/16/2022

See if you & your family qualify for a $0 or low cost health insurance plan while open enrollment is still available, use the link below for a free quote:

HealthSherpa is the fastest and easiest way to enroll in ACA / Marketplace health insurance. Click on the link to shop and compare plans, grab a FREE quote, and sign up for coverage.

11/13/2022

Need an affordable dental plan with no waiting period? Get a quick quote here https://myplan.ameritas.com/id/010V3552 and let me know what questions you have! 727-463-2825

We have a plan to fit all ages. Ameritas dental plans and vision plans are great supplemental insurance options for Medicare and Marketplace health care plans.

11/01/2022

Open Enrollment is here!!! See what plans are available for you in 2023 and get enrolled while you can!! For an easy glimpse of what is available - click my link below , and let me know what questions you have! https://www.healthsherpa.com/?_agent_id=antoinette-losito&fbclid=IwAR1QVKdiNytT35sechIvqzCPL_wpjzGyzwvwuPiVKfAETx5_gJ1MG6ayVWs #

11/01/2022

Today is the first day of open enrollment! This is the time to get yourself and your family on an health insurance plan for 2023.
See what plans are available for you with my easy quoting link:
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https://www.healthsherpa.com/?_agent_id=antoinette-losito

10/27/2022

Which type do you need? Call/text/message me to set up a free quote. 727 463 2825

10/23/2022

Need affordable health insurance? Open enrollment begins November 1st! I specialize in helping others find a plan that fits both their needs & budget. Servicing all of Florida, South Carolina, North Carolina, Georgia (and more)!! Marketplace & private plans available.
Call/Text me 727-463-2825 for a free consultation and let me show you what options are available!

10/23/2022

Open enrollment is right around the corner!! This is an opportunity to get yourself and loved ones covered on some of the most affordable health insurance regardless of any pre-existing conditions.
Reach out for a free consultation and let me show you all your options! Call or Text 727 463 2825