Insurance Services Todd Koonce

12/04/2025

3rd annual Kingdom Classic
•December 6th
@ Northside Christian

Canal Wi******er vs Westland 6pm

Columbus Academy vs Northland 7:30pm

09/24/2025

Don't ignore this letter....Very Important information that could impact your healthcare costs, in the coming year.

09/24/2025

Opening This Letter To Know what Will Be Different, in your Current Coverage

Learn more about the annual notice of change letter and what it means for you!

https://www.yostinsurance.com/understanding-your-medicare-annual-notice-of-change-anoc-letter/

09/22/2025

Annual Notice of Change notices are in the mail!

HAVE YOU LOOKED at YOURS??

09/18/2025

Did you know that September is Life Insurance Awareness Month?
Does your family have enough LIFESTYLE insurance or will life Drastically Change if something happens....??? Let's talk!

09/09/2025

Medicare Changes Are Coming
But the Sky isn’t Falling – If you Work with a Dedicated Agent

For better or worse, we find ourselves at a time in which fear and panic are used to get us to react, respond, and comment in almost every aspect of life. Whether it is politics, the media, or most national-level marketing campaigns there are undercurrents of fear that largely come in the form of if you don’t pick me or do this, something consequential will happen.

When it comes to this fear-based motivational force, Medicare is the perfect confluence combining politics, media, and marketing all in one giant, time-based model of pushing consumers in one direction or another. We routinely meet individuals experiencing the fear of missing out (FOMO) over nationally advertised Medicare Insurance Plan benefits that are often only available under very specific circumstances that are buried within the fine print.

Without question – there will be substantial changes in the Medicare Insurance industry for some individuals, it not many. However, the well-informed beneficiary will be able to navigate these changes with understanding and preparedness while ensuring their choices are the most economical and benefit rich for the 2026 plan year.

I know it is somewhat arbitrary for me to be constantly talking about the advantages or working with a dedicated independent licensed agent, because I am one. The thing is, I believe to the core of my being that every Medicare beneficiary is best served by a dedicated licensed agent who has superior knowledge of that individual’s needs, is well trained on ALL of the available coverage options in the individual’s area, and is committed to being that individual’s agent, advocate, and change navigator for the long haul. For anyone on Medicare, changes will continue to be something that we contend with, but it is fundamentally different when you have a lasting relationship with an agent who knows you and cares about you.

As we enter the season of Medicare Marketing Madness, we are here to help you prepare for the changes that are to come. Over the next few weeks, stay tuned for our Medicare BOLO Series. We will be sharing some articles like this in addition to short social media posts, and podcasts covering some of the potential changes you should Be On the Lookout for as we approach the Annual Enrollment Period.

In the meantime, if you are hearing things that have you concerned about what is to come, feel free to reach out. That is what we are here for!

08/20/2025

AOL, an internet pioneer that brought millions of Americans online for the first time, is discontinuing its dial-up service next month.

From "You've Got Mail" to "S*x and the City," AOL's internet was a mainstay in 1990s pop culture and engrained in Americans' lives, especially for the tones, beeps and screeches it regularly provided.

07/29/2025

Contact me with any questions. I am happy to help.

Check out our latest blog for an important read for anyone with Original Medicare and a Supplement Plan.

https://www.yostinsurance.com/is-prior-authorization-coming-to-original-medicare/