Buddy Johnson - Country Financial

Buddy Johnson - Country Financial I look forward to learning about your needs and helping you achieve financial security To learn more, visit www.countryfinancial.com.
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COUNTRY Financial® serves about a million households and businesses throughout the United States. It offers a wide range of insurance and financial products and services including but not limited to auto, home, life, and farm. Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL.. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to he...
09/30/2025

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Ba...
09/23/2025

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amo...
09/23/2025

Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amount of money you pay for car repairs before insurance starts paying.
❔-- How does a deductible work?
When you buy a car insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.
❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your car insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.
❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how car insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud
As always, contact me so I can help you choose the right deductible for your car insurance needs.
Learn more about ways to save on your car insurance with our Multi-Policy discount here: www.countryfinancial.com/en/multi-policy-discount.html
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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

Weekly forecast: Unpredictable. Your coverage: Reliable.Call us to look over your coverages today(931) 528-4600
09/22/2025

Weekly forecast: Unpredictable.
Your coverage: Reliable.

Call us to look over your coverages today
(931) 528-4600

09/12/2025

Life changes fast. Has your life insurance kept up with you? Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy from Forbes’ 2024 #1 ranked life insurance in the U.S., you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!.

Feeling blessed and honored to be recognized as a Fall Celebration Winner with COUNTRY Financial. 🍂✨Thank you to my amaz...
09/08/2025

Feeling blessed and honored to be recognized as a Fall Celebration Winner with COUNTRY Financial. 🍂✨
Thank you to my amazing clients, team, and community for trusting me to help protect what matters most. I couldn’t do this without your support!

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary pr...
08/04/2025

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary protection, but if you need long-term security with some added benefits, permanent life might be right for you. Here are some benefits you should be aware of:

*Predictable premiums - Most permanent life insurance, including whole life policies, offer consistent premiums that policyowners can budget for. Individuals with these policies benefit from predictable premiums while securing valuable death benefit protection.

Indexed universal life insurance, a type of permanent life insurance, provides policyowners with significant flexibility in premiums and coverage. This can be valuable for individuals with less predictable incomes or who want to adjust their premium payments from year to year.

*Cash value - One key difference between most term policies and permanent life insurance policies is the presence of policy cash values. These cash values can be accessed by the policy owner for various “living benefit” needs. This may include policy loans, withdrawals or partial surrenders. When structured correctly, policyowners can use cash values without tax consequences, making them an attractive choice for many individuals.

Contact me today to discuss your life insurance needs and get a quote.

08/03/2025

Why invest the time to do an inventory of your home? Think about this. If something were to happen to your home and the belongings inside of it were destroyed, could you list every item you own right then in that moment?

Probably not. That’s why you should do one. It’s easier to do than you think and only takes about 10 minutes. We’ll show you how.

✔️ Use your phone – Capturing it on video is the most efficient way to do a home inventory. The more detailed you are, the better it will be. You don’t need to capture video of everything you own. But you do need to go room by room and show what you can see.

✔️ Use narration – This is a key step. Use your words and describe what you’re recording. To make things easier, do a video clip for each room in your home (don’t forget closets and the garage).

✔️ Focus on big-ticket items – Think of things like flat screen TVs, computers, expensive furniture and valuables (jewelry, etc.). If those items have stickers with serial or product numbers, zoom in and show those in your video.

✔️ Save the video in the cloud – If you only save your video on your computer, what happens if it’s destroyed along with your other stuff? That’s why you should email it to yourself, share it with your spouse or relative, or send it to your insurance agent.

✔️ Update your home inventory once a year – Check in with your insurance agent annually to discuss any major purchases you’ve made since the last time you did an inventory. Be sure to add those new items to your update.

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has been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your t...
08/02/2025

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your teen drive safely and find ways to save on car insurance. Keep reading to learn how.

🔸Discuss distracted driving with your teen🔸

A moving car should be a distraction-free zone for a new driver. Have your teen use an app that will disable incoming texts while the car is moving and handle all tasks they may be tempted to do while driving before they start the car, like starting their playlist and setting up their map app.

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🔸Know the driving laws for teens🔸

All U.S. states (and D.C.) have enacted a three-stage graduated driver licensing system that reduces high-risk driving situations for teens. This includes limiting the number of passengers and restricting driving at night.

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🔸Use auto telematics to track driving behavior🔸

Many insurance companies offer auto telematics apps that gather data on things like acceleration, braking, cornering and phone usage. Auto telematics programs can reward drivers for safe driving with a discount on car insurance.

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🔸Save money on car insurance for teens🔸

Car insurance for teens can be more expensive than for adults. Here are a few ways to save money: completing a safe driving course and qualifying for a Good Student discount.

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we know a thing or two about keeping families protected through all stages of life. We’ve been at it since 1925. Follow us for more on how to protect what matters most.

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s...
08/01/2025

Talking to your insurance agent once a year can help you prepare for major life events and unexpected curveballs. Here’s what to discuss and why it’s important to meet with your agent annually.

❔ What should I discuss with my insurance agent?
When life changes, so do your priorities. In an annual review, talk to your agent about changes in your life, as well as your plans and priorities, to ensure you're protected.

❔ Are there other times I should contact my insurance agent?
Yes! Here are other times when giving your agent a call is worth the time.

1️⃣ Your policy is up for renewal.
Take time to evaluate your needs and your coverage since your last renewal to ensure you’re protected.

2️⃣ You’ve made major lifestyle changes.
Got married, quit smoking or had a baby? These changes can impact your insurance coverage needs.

3️⃣ You bought or received valuable items.
Receiving gifts such as jewelry or buying anything new for your home, like TVs or even artwork, means you might need additional personal property protection.

4️⃣ You’ve updated your home.
Made home or property improvements such as replacing the roof or installing an alarm system? Depending on the upgrade, you may qualify for a home insurance discount.

As an insurance agent, I’m committed to providing you with the best solutions for your needs, so you can experience all that life has to offer.

Give me a call today, and let’s talk!

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is import...
07/31/2025

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is important for you and your employees. Call me today!

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home a...
06/17/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

Address

490 E. Spring Street Suite A
Cookeville, TN
38501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+19319816306

Website

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