M-Power Consulting (2026)

24/06/2021

Financial Designs is currently looking for an Insurance Claims Coordinator in Miami, FL to join their growing team! This is a full time position Monday thru Friday 9am - 5:30pm

The Insurance Claims Coordinator is responsible for coordinating and supporting initiatives relative to the evalution, processing, and handling of insurance claims for clients.

Essential Duties & Responsibilities:

- Act as a liaison between the organization, its insurance provider and agents, claimants, and policy holders regarding status and eligibility for coverage for all relevant claims.
- Review claims to make sure that billing requirements are met.
- Answers inquiries and makes recommendations for resolution.
- Update accounts as necessary.
- Other duties as assigned.

Qualifications:

- High School Diploma or equivalent; Associate Degree preferred.
- Must be Bilingual in English/Spanish.
- 1-3 years of related experience.
- Ability to read and interpret medical, drug and procedure manuals.
- Knowledge of Word Perfect and Lotus preferred.
- Ability to multi-task, prioritize and manage time effectively.
- Excellent communication and organization skills.
- Strong phone contact handling skills and active listening.
- Customer orientation and ability to adapt/respond to different types of characters.

25/03/2021

The American Rescue Plan Act (ARPA) is the latest bill that was signed into law by President Biden to address the ongoing economic impact of Covid-19.

The new extension takes effect on 4/1 and will last until 9/30/21. Like the current version, this remains OPTIONAL. Tax credits will be available but only to employers with fewer than 500 employees.

Here are the key changes to Emergency Paid Sick Leave and when they apply:

1. To receive the vaccine and to recover from side effects.
2. When seeking or waiting for Covid diagnosis or test result
3. Will receive a new bank of leave of 80 hours effective 4/1 for full time and prorated amount for part time.

Changes to Emergency Family and Medical leave and what they apply:

1. The 10 day unpaid period has been eliminated and therefore can receive 2/3 pay of the regular rate.
2. Can be used for any of the reasons above in addition to childcare reasons.

Employers and employees will- in many scenarios- want to apply EMergency Paid Leave first, since it has a higher tax credit, except when used to care for others in which case Emergency Family Leave would be applied.

Contact today for tax credit review under ARPA and how it applies to your business!

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29/12/2020

The FFCRA (Families First Coronavirus Response Act), which has required employers with less than 500 employees to provide sick and family leave benefits for Covid-19 is due to expire on 12/31/2020.

Many believed the leave would extend until 2021 as part of the pandemic relief package that President Trump signed on 12/27/2020 but unfortunately these provisions were ultimately not extended which means employers will no longer be required to provide leave under the FFCRA after 12/31.

However, the package does extend the FFCRA tax credit which reimbursed the employers for the cost of providing FFCRA leave through 3/31/2021.

As a result, employers are no longer required to provide FFRCA but those who volunteer to may utilize payroll tax credits to cover the cost of benefits paid to employers through 3/31/2021.

is closely monitoring guidance on the FFCRA and will continue to provide updates.

Contact for all your HR small business needs!! ⁣⁣⁣⁣

01/10/2020

Employees all over will be eligible to enter their ballot on November 3rd, but the question remains, does everyone have enough time to vote when working full time?

With Election Day literally around the corner, employers should keep in mind that, while no federal law has been passed to provide employees leave to vote, many states have executed laws in this area.

Florida currently does not have laws pertaining to voting leave for employees; but it is good practice to let employees take up to two-three hours of paid leave to vote if there is not enough time for the employee to vote outside of their working hours.

Getting to the polls can be hard for many employees as they also juggle other responsibilities such as taking care of children and household duties.

“About 4 in 10 eligible voters did not vote in the 2016 presidential election”, according to Nonprofit VOTE and the U.S Elections Project.

Employers who are offering Paid Time Off to be a part of civic and community activities will likely see the benefits through improved employee attitudes and performance.

Contact today to assist in creating a Voting Leave Policy for your employees.

18/09/2020

An employee handbook provides your staff with company guidelines, procedures, policies and expectations... what a perfect document to have for all employees to use as a guide of what is expected of them when employed at your organization.

Is an employee handbook a legal requirement? No.... but it is extremely useful and avoids any future confusions.

Experts strongly recommend every business invest in a handbook, even if you have one employee. This can help employers navigate laws pertaining to employees.

Best of all, an employee handbook can help build and greatly impact your company’s culture. How you ask??

1. Sets clear expectations of what is expected and enforced of all employees.
2. Communicates company’s mission statement.
3. Informs employees about the company’s background and introduces owner.
4. Shares common goals (the vision of what you are all working towards).

M-Power Consulting can assist in creating an Employee Handbook for your small business starting for as little as $650.00. Contact us today!!

04/09/2020

On August 8th, 2020, President Trump directed an order to allow employers to defer the withholding, deposit, and payment of certain payroll tax obligations. specifically, the employee’s portion of withholding of social security taxes.
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The action allows, but does not require, employers to postpone payroll taxes for the period starting Sept. 1 thru Dec. 31, 2020. Employers would then be required to remit the deferred taxes between Jan. 1 and April 30, 2021.
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Following the direction of Trump’s memo, the payroll tax holiday only applies to individuals with wages below a bi-weekly threshold of $4,000 or $104K annually.
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From our understanding (and this will most likely be modified in the upcoming weeks), the employers have the choice to opt-in or out. If an employer chooses to opt in, the employee is required to partake in the tax deferral and will possibly face that their taxes be doubly withheld from 1/1/2021 thru 4/31/21.
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This could provide relief for employees for the time being but could create a significant hardship for them in 2021.
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M-Power Consulting strongly recommends all business owners consult with their legal counsel and tax advisors regarding this matter.
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#2020

24/08/2020

Things are changing daily as we adapt to the new “Covid” norm especially with businesses. As employees are returning to work or continue to work remotely, Human Resources has never been more important.
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M-Power Consulting is here to provide you a dedicated HR Consultant who can assist with HR policies and compliances.
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Below are packages created for small businesses to assist with all your HR needs. These packages are monthly (no contract) and include the following:
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- HR Compliant policies (including Covid-19)
- Employee Onboarding
- Employee Relations (Corrective Actions and Terminations)
- Expert HR Guidance
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1-4 employees: $99 a month
5-19 employees: $199 a month
20-49 employees: $299 a month
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We offer in depth HR Audits for a one time fee of $300.00.
Employee Handbooks starting as little as $650.00 depending on size of company.
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Additional services such as recruiting and payroll are offered as well for as little as $30 an hour.
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Reach out to today to have an assigned HR Consultant for your small business needs!!
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03/08/2020

2 years ago today I left the Corporate world to focus full time on my HR business.
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Wow - I can’t believe it’s been 2 years!! Being on my own was something I always wanted to do but I was always waiting for the right time... newsflash there isn’t a right time ever... the right time is today... you take that leap and hope for the best while you work your butt off to make it happen.
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Has it been easy?? Heck no.... has it been worth it?? You have no idea ☺️
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For me, this is my calling. I love Human Resources so much I don’t call it a career I call it part of my life and part of who I am today.
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There have been tears, exhaustion, celebrations, late nights, early mornings and best of all learning non stop.
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But I would not be here without the support of my husband, my family but especially my big brother . He introduced me to the world of payroll (which was a part of HR I did not have much experience in), he referred me to his clients, he took me under his wing and believed in me. I wouldn’t be the business women I am today without him. Which brings me to another point just like we need help in other areas of life, we also need it in our professional life... don’t be afraid to ask questions, don’t be afraid to network and lastly always be open to advice.
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Today, I have a handful of clients that I love and slowly will obtain even more. I make more in a year than I ever have in the past, I get to work when I want and where I want and with who I want. I get to spend my days with my daughter and my husband and get to travel when I please. Is it for everyone? Probably not but this is the life I have always wanted for me 😏
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Happy 2nd Anniversary !! Cheers to many, many more successful years 🤞🥂🍾🎉!!

31/07/2020

CDC Director Dr. Robert R. Redfield stated: “Cloth face coverings are one of the most powerful weapons we have to slow and stop the spread of the virus – particularly when used universally within a community setting. All Americans have a responsibility to protect themselves, their families, and their communities.”
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With that being said, many employers (rightfully so) have mandated that all employees wear mask to protect each other and their clients/customers. M-Power Consulting has assisted many small businesses with Workplace Mask Policies and Infectious Disease Policies to help inform employers and employees on what is expected and required.
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Contact today to assist you in creating policies pertaining to Covid-19!!

06/05/2020

Charlie Munger said “Go to bed every night a little wiser than you were when you got up”
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There is a saying that I’ve heard multiple times and that is “success leaves clues” and one of those ways is through books.
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Books help in so many ways when becoming an entrepreneur. They can tap into the minds of inspirational people, provide developing skills, obtain tips we had not thought of and lastly provide new business strategies.
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This book has done just that for me. One great advice was given in a chapter that spoke about hiring staff. The CEO of a successful business turned over hiring to his staff when he had no time to conduct interviews. He stated that his staff had to rate the candidates 1-10; his only requirement is that the could not rate anyone a 7. If you rate something as a 7 then you are more likely to feel obligated to give it a chance but if you have to decide between a 6 or an 8, it is a lot easier to determine whether this candidate was a good fit for the position. Such great advice in just one paragraph.
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02/05/2020

What an impact the coronavirus pandemic has had on not only our personal lives but our businesses.
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But there might be some hope for some business to start opening back up starting on Monday for many parts of the US.
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When that does occur and businesses try to create a new normal, many employers will need to ramp up on staffing - and more quickly than they might expect.
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Here are tips that could help in the process:
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1. Make a plan on what the future might look like. In other words, how will the new norm be?
2. Reach out to a HR consultant to assist and answer any questions on how to move forward with recruitment or new policies you might need to adapt to the changes in the world.
3. Enhance your recruiting process.
4. Assess the positions you previously had and re-evaluate if they are still needed.
5. Update job descriptions.
6. Look within the employees you still have or needed to furlough and evaluate their skills to see if they fit in other roles.
7. Review past employees that resigned in previous years to see if they would like to return.
8. Most importantly, this is a second chance to evaluate what was working, what was not, and to make those changes now.
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Reach out to to assist or advice on the steps of opening back up your business!!
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12/04/2020

Small businesses need HR just as much as large businesses do. If you have employees, you must need some form of HR management. Rather than having to hire an HR professional full time, you can save money and outsource all your HR services.
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Below are some great reasons why every small business could benefit from HR services:
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1. Ensure that you are constantly in compliance with state and federal regulations.
2. Lower the risk of a bad hire.
3. Improve the onboarding and training/development of new hires and current employees.
4. Help with workplace conflicts.
5. Assist in obtaining competitive benefits for your current and future employees.
6. Increase employee productivity.
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The area of Human Resources continually evolves and is becoming increasingly more complex, therefore the need of an HR consultant is crucial for the success of your small business. Contact today to assist you in any HR services and assistance you might need!!
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Monday	09:00 - 19:00
Tuesday	09:00 - 19:00
Wednesday	09:00 - 19:00
Thursday	09:00 - 19:00
Friday	09:00 - 19:00

M-Power Consulting

24/06/2021

25/03/2021

29/12/2020

01/10/2020

18/09/2020

04/09/2020

24/08/2020

03/08/2020

31/07/2020

06/05/2020

02/05/2020

12/04/2020

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