Dr Joe Cangas - MD

12/22/2025

Great news!

Beginning January 1, 2026:

HSA Funds MAY Be Used to Pay DPC Fees

The IRS now recognizes Direct Primary Care membership fees as eligible medical expenses, meaning:

Patients may use HSA dollars to pay DPC monthly or annual membership fees
Payments may be made tax-free from an HSA, beginning in 2026

This gives patients greater flexibility and affordability when choosing DPC.

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And:
DPC Will NOT Disqualify HSA Eligibility

Patients enrolled in a qualifying DPC arrangement may continue to contribute to an HSA, provided they are otherwise HSA-eligible (i.e., enrolled in a qualifying High-Deductible Health Plan).

Under prior IRS interpretations, DPC was often treated as “other coverage,” which could disqualify HSA contributions. That barrier is now removed.

12/22/2025

We’re seeing a high number of flu cases right now (even in my home!), so I wanted to share a few reminders on prevention and early treatment.

To reduce your risk:

Wash hands frequently and avoid touching your face

Stay home if you’re sick to prevent spread

Cover coughs and sneezes

Get adequate sleep and stay hydrated

If symptoms start (fever, body aches, headache, cough, fatigue):

Rest and hydrate early

Fever reducers can help with comfort

Seek medical advice early if symptoms are significant, worsening, or if you’re in a higher-risk group (young children, chronic conditions, asthma, immune compromise)

Antiviral treatment can be helpful when started early in appropriate cases

If you’re unsure whether symptoms warrant evaluation, reach out sooner rather than later—early guidance can make a difference.

Stay healthy.

— Dr. Joe

11/11/2025

11/05/2025

Are you looking for option for your family? I have a great, nationwide broker that can guide you to find the best and most affordable policies including traditional insurance and sharing plans.

It’s Open Enrollment Season

Many families I work with are shocked at how expensive traditional health insurance has become.

Health-sharing programs can be a powerful, more affordable alternative—especially for healthy families or those wanting more flexibility and choice in their care.

Here are my top three recommendations (I like them so much I have affiliate links :) :

Impact Health Sharing

A modern, transparent approach to medical cost sharing.
• Straightforward pricing structure
• Virtual care options included
• Great for families, small businesses, and individuals paying high premiums
Affiliate link: https://bit.ly/sltimpact

Zion HealthShare

Simple and predictable model that lets you choose your own providers.
• Easy-to-understand “Initial Unshareable Amount” structure
• Flexible membership options
• Strong option for freelancers or families looking outside traditional insurance
Affiliate link: https://zionhealthshare.org?affiliate=171537

Medi-Share

One of the most established and trusted sharing ministries.
• Faith-based community with national reach
• Offers telemedicine and wellness benefits
• Ideal for families who prefer a values-aligned approach
Affiliate link: https://bit.ly/3IUtlHk

If you want help deciding which option fits your family best, I’m happy to walk you through differences in pricing, benefits, flexibility, and eligibility.

Message me to get started.

11/02/2025

All subscriptions are for one year, regardless if paid annually or monthly. Plans auto-renew if not canceled 60 days prior to the end of the term.

11/02/2025

Autism Speaks

11/02/2025

Every parent feels it...the tug between the world our kids are growing up in and the values we want to pass on.
On November 1, families across St. Louis are taking a breath, pressing pause, and coming together for a day to reconnect what matters most: faith, family, and purpose.
At the St. Louis Christian School Fair, you’ll find:
✨ Inspiring parent talks on resilience, purpose, and raising strong kids
🎨 Interactive booths and play zones where kids can learn and explore
💛 Local schools, churches, and businesses working together to strengthen families and community
Whether your kids are in a faith-based school, homeschool, or somewhere in between, this is a space to be refreshed, encouraged, and reminded that you’re not doing this alone. And it’s a free day of fun for the kiddos!
📅  Saturday, Nov 1 | 9 AM – 3 PM
📍  Jubilee Church, Sunset Hills
🎟  Free Admission | Family-Friendly
👉  comment register or link in bio
Come for the connection, stay for the encouragement, and leave refueled!

10/31/2025

It’s Open Enrollment Season

Many families I work with are shocked at how expensive traditional health insurance has become.

Health-sharing programs can be a powerful, more affordable alternative—especially for healthy families or those wanting more flexibility and choice in their care.

Here are my top three recommendations (I like them so much I have affiliate links :) :

Impact Health Sharing

A modern, transparent approach to medical cost sharing.
• Straightforward pricing structure
• Virtual care options included
• Great for families, small businesses, and individuals paying high premiums
Affiliate link: https://bit.ly/sltimpact

Zion HealthShare

Simple and predictable model that lets you choose your own providers.
• Easy-to-understand “Initial Unshareable Amount” structure
• Flexible membership options
• Strong option for freelancers or families looking outside traditional insurance
Affiliate link: https://zionhealthshare.org?affiliate=171537

Medi-Share

One of the most established and trusted sharing ministries.
• Faith-based community with national reach
• Offers telemedicine and wellness benefits
• Ideal for families who prefer a values-aligned approach
Affiliate link: https://bit.ly/3IUtlHk

If you want help deciding which option fits your family best, I’m happy to walk you through differences in pricing, benefits, flexibility, and eligibility.

Message me to get started.

10/08/2025

Here are some great tips for your child on the spectrum.

10/07/2025

Check out the new plans I offer for my services!

All subscriptions are for one year, regardless if paid annually or monthly. Plans auto-renew if not canceled 60 days prior to the end of the term.

10/02/2025

“The words that he knew from the flash cards, all that vocab, was gone.”

09/25/2025

He's ? Back!