Ilithia Morris Medicare Advisor

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Ilithia Morris Medicare Advisor

Holistic Nutrition Practitioner

06/02/2022

Medicare Advantage plans have specific enrollment periods, such as the Medicare Advantage Open Enrollment. If you enroll in a plan, Medicare locks you into that plan through December 31st. You can change mid-year only if a circumstance gives you a special election period, such as moving out of state.

06/01/2022

Still asking yourself “Should I get Medigap or Medicare Advantage?” It’s critical to compare the costs and benefits of each type of plan in relation to your personal healthcare needs and budget as you approach Medicare eligibility.

05/31/2022

Medigap plans cover medications administered in a hospital setting, such as injectables or chemotherapy drugs. They do not cover retail medications though, so most beneficiaries will enroll in a separate Medicare Part D plan for prescription drug coverage. Part D plans available in every state starting around $10/month. If you fail to enroll in a Part D plan and do not have creditable coverage, you will receive a late enrollment penalty when you apply in the future.

05/30/2022

Medicare Advantage plans were created as an alternative to Original Medicare and Medigap. By joining one of these plans, you direct Medicare to pay the Advantage plan a set monthly amount for your care. In return, the plan will deliver all of your Part A & Part B services. They take on all of your medical risks.

05/27/2022

Medicare Part A: is hospital insurance that assists you with the cost of inpatient care and skilled nursing facility stays. It also helps with things like hospice and home health care. In general, you should think of the inpatient hospital benefit as Medicare coverage for room and board in the hospital.

05/26/2022

Medicare Part B: is your outpatient medical coverage. Part B covers essentially all of your other coverage outside of your inpatient hospital fees. Without Part B, you would be uninsured for doctor’s visits (including doctors who treat you in the hospital). You would also not have Medicare coverage for lab work, preventive services, and surgeries.

05/25/2022

Medicare Part C: To enroll in a Part C plan, you must first be enrolled in both Parts A and B. Even if you find a Part C plan with a very low premium, you will still pay for Part B. You must also live in the plan service area.

05/24/2022

The reason you don’t enroll in Part C at Social Security is that Part C is voluntary. Many people prefer to get their Medicare coverage from Original Medicare and traditional Medigap plans. These people do not want a Part C Advantage plan, so they will simply not enroll in one.

05/23/2022

Medicare Part D is the newest part of our national health insurance program for people age 65 & up. For half a century, there was no Medicare coverage for prescription medicines. In 2006, our federal government rolled out Part D.

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7324 Gaston Avenue
Dallas, TX
75214

Website

https://ohiohnheart.com/

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