Long Term Care Insurance Agency - Brad Nickels - Dayton, OH

Long Term Care Insurance Agency - Brad Nickels - Dayton, OH

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Hello Brad, LTCPG is a collaborative of the Top Producing Independent agents form around the country. We were founded in 2008 and have grown steadily through member outreach for 10 years. As part of our annual sales meeting schedule for August 13th, 14th and 15th in Cincinnati, OH we will be having presentations from several of the LTC Carriers on Thursday the 14th. MMO, Trans, Gen, GTL, One America, Lincoln just to name a few. We would like to invite you to attend and take advantage of an opportunity to learn about recent industry trends as well as learn more about our organization. There is no cost to you! Meals will be served! Brad, I hope you will take us up on our invitation, if you have some additional questions about our group and the benefits many other Top LTC producers are experiencing through this very uniquely structured organization, Please feel free to call me on my cell phone-480-280-3800. Bryan Herdt

Some day, Someone will decide how you spend the rest of your life. Long Term Insurance ensures that Someone is YOU! We have 16 companies to fit a plan that fits your needs

Operating as usual

[08/15/20]   How Long $100K in Retirement Will Last in Every State

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[07/17/20]   3 Things Retirees Need to Do Right Now to Prepare for a Second Coronavirus Wave

http://www.ohiobenefitsgroup.com/benefits-blog

time.com

'A License for Neglect.' Nursing Homes Are Seeking, and Winning Immunity Amid the Coronavirus Pandemic

'A License for Neglect.' Nursing Homes Are Seeking — and Winning — Immunity Amid the Coronavirus Pandemic

AHCA has hired Ballard Partners, the lobbying firm of Brian Ballard, a former top Trump fundraiser who expanded his Washington practice after Trump won the White House. Ballard’s firm has earned about $1 million in lobbying fees from the AHCA since 2017 as the Trump Administration has repeatedly made moves favorable to the nursing home industry.

AHCA: The American Health Care Act of 2017 AKA Trumpcare, Ryancare, Republicare, Obamacare Lite

time.com The nursing home industry argues it should not be held responsible for problems during this unique moment

ohiobenefitsgroup.com

Benefits Blog

Blue Cross Blue Shield (BCBS) sues CVS over inflated drug prices
CVS is not the only pharma firm to land in hot water over claims for prescription drug prices.
Last month, 50 independent pharmacies sued OptumRx

ohiobenefitsgroup.com Blog about Health Insurance, Long Term Care Insurance, Employee Elective Benefits

Long Term Care Insurance Agency - Brad Nickels - Dayton, OH's cover photo

Long Term Care Insurance Agency - Brad Nickels - Dayton, OH's cover photo

[05/02/18]   IRS Reverts to Prior HSA Limit for Family Coverage
https://www.planadviser.com/irs-reverts-prior-hsa-limit-family-coverage/

www.ohiobenefitsgroup.com

Effective 1APR2018, Premier Health Plan Insurance will not longer be available

www.ohiobenefitsgroup.com . Center for Medicare Services (CMS) and Premier Health Insurance Corporation have entered into a Mutual Termination Agreement. This does not effect Premier Health Care Medical providers only...

apnews.com

New report details misuse of antipsychotics in nursing homes

New report details misuse of antipsychotics in nursing homes.

apnews.com NEW YORK (AP) — U.S. nursing homes have significantly reduced the use of powerful antipsychotic drugs among their elderly residents, responding to pressure from many directions. Y

thinkadvisor.com

Trump Signs ACA Tax Blocker Bill

thinkadvisor.com The ECAA will eliminate $12.7 billion in health insurer fee bills and delay the start of the Cadillac plan tax.

ohiobenefitsgroup.com

Medicare Beneficiaries Might Have to Pay Thousands More for Therapy

ohiobenefitsgroup.com AARP calls on Congress to repeal limits on physical, speech, occupational treatments by Dena Bunis, AARP , January 24, 2018 Millions of Medicare beneficiaries who need physical, speech or...

nytimes.com

Under ‘Observation,’ Some Hospital Patients Face Big Bills

nytimes.com A judge has cleared the way for a lawsuit against Medicare by patients who were never officially admitted to hospitals.

benefitspro.com

Best 25 cities for retirement in the US: 2017

benefitspro.com Here are the top-rated U.S. cities for retirement, out of the 150 most-populated. Is your city on the list?

benefitspro.com

10 countries topping the global retirement index

The United States coming in at 17th out of 43

benefitspro.com Retiree well-being includes such factors as finances, health, material well-being, and quality of life. Here are 10 countries that ranked high for retiree well-being.

thinkadvisor.com

5 Ways the New ACA Rules Will Change Health Insurance Sales

thinkadvisor.com The regulations might not add much stability to your work day.

benefitspro.com

Retirement planning 101: 10 tips

benefitspro.com Someday you're going to leave the workforce -- here are 10 things to consider before retirement day.

attorney.elderlawanswers.com

Is It Better to Use Joint Ownership or a Trust to Pass Down a Home?

attorney.elderlawanswers.com When leaving a home to your children, you can avoid probate by using either joint ownership or a revocable trust, but which is the better method?

money.usnews.com

Include Longevity Planning in Your Retirement Strategy

money.usnews.com Longer life expectancies are reshaping the way Americans approach saving for retirement.

Insurance Commissioner Announces Court Approval of Liquidation of Penn Treaty and American Network Insurance Companies; Assures Policyholders Claims Will Be Paid by State Guaranty Funds Pursuant to State Law

Court Approval of Liquidation of Penn Treaty and American Network Insurance Companies

media.pa.gov Insurance Commissioner Announces Court Approval of Liquidation of Penn Treaty and American Network Insurance Companies; Assures Policyholders Claims Will Be Paid by State Guaranty Funds Pursuant to State Law

thinkadvisor.com

Most Long-Term Care Insurance Claims Are for Home Care

thinkadvisor.com LTCI is not "nursing home insurance," says AALTCI's Jesse Slome.

usatoday.com

10 things that cost retirees a ton of money

usatoday.com

11 Simple Ways to Improve Your Memory

flip.it Whether you want to be a Jeopardy! champion or just need to remember where you parked your car, here are 11 things you can do right now to turn your mind from a sieve into a steel trap.1. CONCENTRATE …

people.com

108-Year-Old Ohio Woman Being Forced Out of Assisted Living Facility: ‘We Need a Miracle,’ Says Daughter

The fear of outliving your money...

people.com “She’s been a loving and happy person her whole life and she deserves to keep living that way,” Susan Hatfield tells PEOPLE

time.com

Sitting Too Much Ages You By 8 Years

time.com But exercise can counteract it, a new study finds

lifehealthpro.com

7 key ways the long-term care insurance market has changed

lifehealthpro.com The policies are different, the buyers different, and the goals are different.

lifehealthpro.com

Nationwide Insurance fraud case moves forward

lifehealthpro.com A federal judge has denied a motion by Nationwide Life Insurance Co. to dismiss a family's lawsuit accusing the insurance giant of fraud and breach of contract.

outsideonline.com

The Definitive Superfood Ranking

"It seems like everything in the grocery store is labeled "super." We dove into which foods are actually proven, by science, to be good for you and which ones are all hype."

outsideonline.com It seems like everything these days is considered a superfood, so we decided to look into which of these foods are actually research-backed and which ones are all hype.

9 retirement moves other countries get right

producersweb.com Other countries are ahead of the U.S. on the retirement curve. In fact, according to theMelbourne Mercer Global Pension Index (MMGPI), the U.S. doesn’t even make the top 10—and that’s not good news.

upworthy.com

One man turned nursing home design on its head when he created this stunning facility.

http://www.upworthy.com/one-man-turned-nursing-home-design-on-its-head-when-he-created-this-stunning-facility?c=ufb1

upworthy.com No idea was too big or too bold while Jean Makesh was designing his new memory-care homes.

lifehealthpro.com

Life insurance denied: 3 reasons to review medical records for accuracy

lifehealthpro.com Clients can save money on life insurance premiums, or go from no coverage to full coverage, by getting their medical records corrected, writes Tomas McFie.

popularmechanics.com

Scientists May Have Found the Maximum Possible Age

popularmechanics.com New research suggests that while the average lifespan is still increasing, the maximum lifespan is stagnating.

verywell.com

Live a Longer, Healthier Life with Just One Practice: Hara Hachi Bu

verywell.com Hara Hachi Bu is the practice of eating only until you are 80% full, and it may explain why the Okinawans live longer than any other people on earth.

One More Example of Media getting LTCi Very, Very Wrong - Long Term Care Insurance Expert | Honey Leveen - LTCi Queen, LTCi Agent in Houston, TX serving all of Texas

Brilliant response to Financial Planners tying to recommend insurance advise.
The fact is: if you do not allocate some of your wealth for Long Term Care Insurance needed. You have in fact allocated all of your family's wealth for long term care.

texaslongtermcareinsuranceexpert.com Here’s an example of pundits getting long-term care insurance (LTCi) very, very wrong. Wrong to the point that it is harmful to the public because it dissuades people from considering LTCi by using false information. The author turned to “one sharp advisor” who is unfortunately not well educated in…

omaha.com

Long-term-care insurance policyholders face sharp premium hikes: ‘When do these increases end? There is no ceiling’

Newer policies are not the same. True some insurance companies appear out of control. This is one of the worse cases I've read. Most companies offer a soft landing if premiums are adjusted. We do not and have not offered this product.

omaha.com Sharp increases in premiums have changed the world of long-term care coverage, a type of insurance that is likely to become ever more necessary as the country’s population ages.

Our Story

Retirement Health Care Planning, without a plan your retirement finances can be devistated. Medicare made simple and Long Term Care planning. We have 16 companies to fit a plan that fits your needs and look forward to talking to you or your financal planner.

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