The Wallet College, By Ashleigh Evans

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The Wallet College, By Ashleigh Evans

A peaceful birth experience crafted for families who value elegance, comfort, and complete support.

My name's Ashleigh Evans, and I equip women with not only the knowledge of personal finance but the tools to change their relationship with money as well so that they can live wealthy, financially free lives.

07/11/2023

Life has been heavy for me lately, and I know I’m not alone in this. As I prepare for my 2nd funeral this year, I know that there are thousands in Gaza who are doing the same. I know there are thousands in this country that this applies to as well.

Grief can be silencing. What is there to say? What is so important to be vocalized that it can’t wait until after someone has been memorialized? That is how I’ve felt these past few months. And again - I know I’m not alone.

So I’m grateful to spend some time with during their “Write To Change The World.” I’m grateful for just 6 hours across 2 days to focus on Black disparities in maternal mortality. It’s what brought me to Connecticut in the first place.

On the subject of gratitude, I’m grateful for and her visit to Yale to discuss her film Aftershock on Hulu. I carry her words: “who am I to argue with what God has given me the passion and capability to do?”

Times are heavy. Be good to others. Love hard. Love too hard.

And be so, so kind to your mind.

12/07/2023

Jaleesa’s birthday is 3 days after mine.

It’s not for another 2 hours, but it takes me an exorbitant amount of time to convey feelings with words, and I want this to be perfect.

I am a goodbye friend. I identify as a nomad, and I’m… slippery. I push away, burn the bridge, forget to text back. Then move. Or travel to South America, sometimes Africa.

But then… Jaleesa. She “remember that one time?”s her way through my life like they’re chapter books. The ROTC days. Nuke school days. First house days. First tenant days.

Jaleesa teaches me how to love. She makes me talk when I’m being passive aggressive (which is most of the time). She’ll say, “use your words, Ashleigh.” She’ll defend me in public, and then text me “you’re not being very nice.” Sometimes, she has to translate (“Ashleigh’s English isn’t the same as everybody else’s English.”)

She is one of only 3 friends who I talk to out of college. Friends since I was 19 years old. That’s 10 moves to 5 separate states between the two of us.

She’s exceptional. She’s special. She is proof of divinity in friendship.

Happy birthday, J. Love you to pieces and together again.

22/03/2023

I’ve tried to write about this weekend a thousand times, and I’m starting to rest easy in the fact that the words won’t come.

This is a story about contrast.

I skipped my very first this weekend. I’ve attend every one since its inception.

This year has felt like life is moving faster than my heart and mind can process. I’m stepping into rooms and sitting at tables that just 6 months ago would have been marked as “reserved.”

On Friday, I went to Danielle Leslie’s launch party. (Thank you for texting me - you don’t know it, but you taught me something profound. Thank you and Danielle for a genuinely amazing night.)

On Sunday, I went to a dinner that I’ll probably be processing for weeks.

This weekend was crème. Sat with NYT best sellers and dined with some of the most successful black women in the country.

And yet.

I woke up on Monday morning and texted everyone from EconoMe how much I love them. How grateful I am to know them. How safe I feel with them. How much I value their friendship.

This is a story about contrast.

Jumping into the reality of this weekend was filled with famous faces and cool places. But the reality of my real life is… different. My real-life reality is something that feels like home. It’s vulnerability and trust and laughter and joy and sisterhood and compassion.

So I think I’ll stay in this timeline for a little while longer.

See you at the next EconoMe.

28/04/2022

The first picture was my net worth right when I got out of the Navy. The second picture is my net worth last month. As a student vet, I make $2700 from the stipend my veterans scholarship gives me. I have not sold any courses. I stopped contributing to my Roth when I started college.

So what did I do?

1) I took care of the big 3 - housing, transportation, and tuition. Everything else is figure out-able.

2. I worked on my self-esteem
Honestly, that’s what manifestation really comes down to: how do you feel about yourself? What do you tell yourself is possible and impossible? People are going to tell you a lot is “impossible” in the military. They call it “realistic expectations.” I had to unlearn all of that. I had to hold myself accountable for my own thoughts and behavior. And I didnt really see growth until I did that.

3. I let investments do their job.
Honestly, I’m not a worker bee. There are days when I just need watch Netflix for 10 hours straight. Honestly, there are weeks like that. So I need to have a system in place where my money isn’t tied to my productivity… because I would be completely broke if it did.

I have tax-advantaged accounts and real estate, so I dont really watch my accounts like a hawk. I let both do their thing and let them stack.

09/04/2022

One girl made YSN Ball happen. That’s it.☝🏾 person.

Last night was the first night in three years in which all graduating classes were in one space. This isn’t just big deal because of covid. It’s a big deal because, tbh, we don’t always like each other 🥴

But it happened because one person decided she wanted one fun night at her time at Yale. That’s it. Just one night where we dressed up and went out and just danced.

So she made a reservation and advertised ticket sales.

She sold out the event.

Isn’t it crazy how much power one person can have when they decide they’re going to do something? Isn’t it crazy how they can shift the energy within an entire institution?

Work for what you want. The universe will bend towards your success.

30/03/2022

1. Open your Roth IRA
2. Add an index fund inside the Roth IRA
3. Add monthly deposits. Or one deposit.

But open your Roth IRA.

Listen. My human design is a 2/4 self-projecting projector. My get up and go has gone up and went. I cant be the perfect student, and an advocate, and a service-providing entrepreneur. I need rest AND sleep, and no, they are not the same to me.

So on days when I cant help but to be still, I find comfort in the fact that *at least* my investments are still working for me. At least the houses are making equity. At least the stock market is compounding. At least I’m making progress, even when I cant move at all.

There are people who can be “on” all the time. For the rest of us, have systems in place so that you don’t have to be.

27/03/2022

The fire dept came for a carbon monoxide leak today. I’ll probably sell this summer.

I try really hard to be upfront and honest about the good and the bad in my real estate journey, because I want people to have a holistic idea of what investing means. I could spout off phrases like “passive income isn’t passive, until it is.” Or I could show you.

Before this six-figure checks, this happens. Before the mortgage is paid, this happens. And I’m not saying “this” as “you’ll always have a gas leak;” I’m saying there is always an expense, a financial burden, a risk. Great risk, great reward.

Conservatively, I’ll stand to profit around $100K from this house. But was it worth almost being homeless, repairs during school, radiators not working during the winter? That’s really a personal choice. It’s your decision.

This is what financial independence looks like. Before you really take off in your 401Ks and IRAs, you first must master living wayyyy below your means for a significant period of time. Before you can handle 40 doors, you first must learn how to handle the capitol expenditures of 2.

So the question I want you to ask yourself is “what is financial independence worth, to you?”

25/03/2022

I saw this post on Facebook and it really made me sit and think.

Mindset is everything.

We all have preconceived notions about money, the people who have it, and what it makes those people do. As much as I want to talk about money, it’s a really difficult topic to discuss without really digging into the psychology behind it first. Because it’s really our mindset that determines our behaviors.

I’ll give you a personal example. I’ve been working on a course for two years, and for some reason I could never ever seem to pull the trigger.

But the honest truth is I struggle to see myself as someone people would pay to listen to. I struggle with selling myself as someone with valuable knowledge.

But honestly, that’s not too different than the person who posted this. While this person could easily adapt the mindset of becoming the person she’d rather see, Earning money to do the work in her community she’d like to see others do, I could say the same for myself and my business.

Moral of the story is know thyself. What are your limiting beliefs around your money and yourself, and how are you working on them?

22/03/2022

The things you’re working towards. Are you thinking about the problems that come when you get them? Because you’ll get what you’re asking for and everything that comes with it.

Since being in Mexico with my youngest brother, he’s gotten 3 interviews for 3 different jobs, each offering a $20,000/yr increase than what he makes now.

This would be *huge* for him (for anybody!) But when I asked him what his plans for living arrangements are, he said rent a place by himself. In Dallas.

I looked up the cost of a 2br and it’s $2500. Bruh….

Listen y’all. Money comes down to your outlook on life. If the autonomy of living alone is more important than the money you save, than the opportunity investment is worth it. But it needs to be a conscious decision - “I have decided that X thing is worth Y dollars because at this time in my life this is what I value more.”

The time to know that is BEFORE you’re in the situation - not after.

21/03/2022

For me, money doesn’t mean disciplined and consistent.

Don’t get me wrong - it should. It really, really should.

But if I’m being honest, it’s a struggle for me to make good grades and care about school, take care of my physical and mental health, and be on top of my financial s**t.

So here’s how I personally tackle it: I have “f*ck up insurance,” make sure I’m making overall, very general smart financial situations, and give myself grace for the small things.

What that looks like for me is:
- No housing expense. I have roommates.
- No car note.
- I keep major expenses low.

And the rest I give myself Grace. I’m not saying this is perfect - it’s not. But there are times in life when you put your systems in place - whether that’s getting roommates, automatically contributing to your Roth and/or emergency, or working on a side hustle - and you be ok with that.

Where are you at? What’s your financial philosophy looking like these days?

20/03/2022

I started this page to talk about money, and I havent been doing that lately. The reason is because I realized I didnt have a strong why for FI. I knew I didnt want to work a job for money ever again, but I really havent since the Navy. Something was still missing.

Last year, my mother had brain surgery. About 12 days before that, we gained custody of a newborn family member. I left school immediately to be with her for a month. Not once did we talk about finances.

This year, I’m spending time with my youngest half-brother. Never have we had this much time together. We’ve never had this level of conversation. Im realizing that never knew my own brother.

My why for FI isn’t necessarily strong yet, but it’s getting there. It’s to have time to really ground myself in gratitude for the life I’m so privileged to live. To enjoy my parents while they’re still on this earth, to support my siblings. To remind myself there’s life outside of the neurotic pursuit of more.

Next post will be financial - promise

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https://www.jpbirth.com/

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Get started on the path to freedom

I help young working professionals get started on the path to financial freedom by coaching them through the financial requirements needed to accomplish their real estate investing and slow traveling goals. Sounds like a strange combination right? Well, that strange combination enabled me to travel to 14 countries in 6 months.... alone.

2 months before I booked my flight to South Africa, I had no intention of solo traveling. My plan was to quit my job and get my Masters... until a boss told me “no.” As an active duty officer, there was no going around him, no working to change his mind. One person. One word. An entire plan - out the window. I ended up deferring from my master’s program and taking an unexpected gap year. But that’s not how the ends. I separated from the Navy and - using money I had saved and from a rental property I sold - bought a one-way flight to Johannesburg. I ended up visiting Zambia, Zimbabwe, Botswana, Morocco, Italy, France, the Netherlands, Zanzibar, and more.

Maybe you can relate to wanting a more solid financial foundation. Maybe you’re interested in real estate. Maybe there’s a piece of you that craves the financial ability to take a little more control of your own life. Either way, I can wholeheartedly relate.

Hop on a call and take the first step to financial freedom.