10/27/2025
💐 Funeral Home Insurance vs. Final Expense Life Insurance — What’s the Difference? 💐
Funeral Home Insurance (preneed or prepaid plans) is offered by the funeral home.
✅You can make payments until your funeral is fully covered or pay it all in advance.
✅This locks you in at today’s price.
✅The funeral home takes assignment at the time of need.
Final Expense Life Insurance is a personal policy designed to cover end-of-life costs.
✅ You choose the beneficiary.
✅ Many plans provide immediate coverage.
✅ Does NOT lock you in at today’s price.
Both help reduce financial stress on your loved ones — but they work differently.
💙 Do your research, plan ahead, and let us help you find peace of mind.
📞 If you don’t have life insurance, call us today (865) 727-7727 — we’re here to help you get protected.