Free Market Medical Association

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Free Market Medical Association

Our Goal is to bring together buyers and sellers of healthcare good and services - while reducing costs and increasing quality. Cash is cash.

ABOUT THE FMMA
The FMMA is a non-partisan association that provides resources, support, and education to our members, and to the public, about the free market movement and why it is so important. We help to defend and expand the practice of free market medicine against the interference and intrusion of the government or other third parties. PILLARS OF THE FREE MARKET
Due to the wildly varying definitions of transparency and free market in this industry, many of which are neither free market or transparent, the FMMA has designated these pillars as the foundation of the Association. Our members are asked to always abide by these pillars; using ethics and transparency in all areas of their businesses. The Free Market works when there is freedom of choice. Price - PRICE is NOT a product, the CARE is the product. Selling access to pricing is anti-free market

Value - VALUE is established when the buyer and seller agree on a mutually beneficial price for care. Equality - Price EQUALITY is the basis of a free market. Any willing buyer should be offered the same price regardless of any factor. Go to fmma.org to learn more about the benefits of becoming a member!

01/13/2026

Out-of-control healthcare costs aren’t a mystery. They’re the result of a system that hides prices and blocks competition.

In this incredible investigative series from Stand Together, a Stanford economist breaks down what actually drives costs in American healthcare. The conclusion lines up with what FMMA leaders have been saying for years: transparency, competition, and real market forces matter.

Of course, they also spoke with FMMA Co-Founder Dr. Keith Smith for the longer documentary.

Watch the piece. And let’s keep pushing the conversation where it belongs.

01/13/2026

Faces of Free Market Medicine: FMMA Arizona

Meet Tim Spooner and Dr. Kendrick Johnson, two leaders championing transparency and patient-centered care across Arizona.

Founded in 2019, FMMA Arizona unites providers, employers, and advocates who believe patients deserve clarity, fairness, and direct access to high-value care.

Tim’s work with Spooner and Solve Global demonstrates how transparency enhances community health, while Dr. Johnson’s direct primary care practice illustrates how removing barriers makes care more personal and affordable.

Arizona is already seeing results. DPC partnerships, movement-based PT, and bundled surgical pricing that lower costs and improve outcomes. In 2026, the chapter aims to grow leadership and expand free market solutions statewide.

Congratulate these leaders in the comments on their exceptional work!

Learn more at FMMA.org

01/05/2026

For too many businesses and families, healthcare remains the biggest unknown. Costs rise without explanation. Projections feel more like guesses. This is why free market healthcare matters.

January is when plans get made. Budgets get set. And assumptions get challenged.

As one FMMA partner shared:

“In our first year with free market healthcare, our Stop Loss Carrier projects our plan costs will decline another 21%.”

That kind of result doesn’t happen by accident. It happens when prices are clear, incentives are aligned, and care is delivered through direct relationships instead of layers of intermediaries.

If you’re mapping out the year ahead, healthcare doesn’t have to be the wildcard in your plan.

Learn more at fmma.org.

12/25/2025

Wishing you a joyful holiday filled with warmth, laughter, and time with loved ones.

From all of us at the Free Market Medical Association, Merry Christmas and Happy Holidays!

12/16/2025

As we head into a new year, FMMA co-founders Dr. Keith Smith and Jay Kempton are proud to formally introduce our new Executive Director, Matt Ohrt.

Matt’s work as a reformer on the employer side has already shown what happens when transparency and competition stop being talking points and start becoming operating principles. Through his leadership, his book, and his advocacy, he’s demonstrated a model that delivers lower costs, higher quality, and real accountability for patients and businesses.

Matt doesn’t just believe in our mission. He’s lived it.

His drive is real. His results speak for themselves. And his leadership will keep this movement pushing forward in 2026 and beyond.

🎥 Watch the conversation and meet the newest force within the FMMA.

We’ll be sharing more moments from this virtual leadership roundtable over the next few weeks.

12/15/2025

Faces of Free Market Medicine: FMMA Ohio

Lou Flaspohler and Ryan Jankord of FMMA Ohio meet weekly to tackle two driving questions:

1️⃣ How can we meaningfully expand access to high-quality healthcare in our region?
2️⃣ Who should truly own medical and insurance costs, and how do we move toward that future ideal?

Together, they’re building a blueprint for a more consumer-empowered healthcare economy by combining national-level plan architectures with local networks of physicians, advocates, and facilities to make quality care more accessible across Ohio.

Lou is a Rheumatologist operating a cash-only practice and is a passionate voice for patient autonomy. Ryan is a biomedical scientist turned CEO who focuses on health plan redesign and innovative business models that restore alignment between patients, physicians, and payers.

Both Lou and Ryan are serial entrepreneurs with a shared vision: a healthcare system grounded in empowered individuals, transparent pricing, and a value-driven model that consistently benefits both patients and providers.

Their mission is clear: build the healthiest, most transparent, patient-centered healthcare system possible. This dedication reflects what makes the FMMA so unique, a community of individuals and organizations moving together toward the same North Star.

Visit fmma.org to learn more about free-market healthcare in action.

12/15/2025

What an incredible evening for FMMA Nebraska!

Last week’s chapter meeting brought together passionate individuals committed to transparency, patient-centered care, and real free market solutions. The room was filled with energy as members connected, shared insights, and collectively pushed the movement forward.

Thank you to our incredible Nebraska chapter leaders and every attendee who helped make the evening such a success!

Don’t miss the next Nebraska chapter meeting on January 14th!

For more information, please visit fmma.org 🌐

12/10/2025

Looking for real-world examples of free-market healthcare in action?
Consider Entrepreneurship Beyond Politics, hosted by Mises Circle, on February 21 at the Omni in Oklahoma City.

This event brings together individuals committed to driving solutions through transparency, competition, and entrepreneurial leadership.

FMMA co-founder Dr. Keith Smith will share what free-market healthcare looks like in practice, including the successes, challenges, and opportunities ahead.

Register today and get more event details by visiting https://bit.ly/447fN7d

11/27/2025

At the Free Market Medical Association, we’re grateful for every physician, employer, and advocate who believes in healthcare built on trust, value, and transparency.

Happy Thanksgiving from the FMMA! 🦃

11/17/2025

Faces of Free Market Medicine: Niko Caparisos

Georgia Chapter President Niko Caparisos embodies what it means to turn conviction into action.

A longtime benefits innovator and founder of Prosperity Benefits, Niko has spent his career challenging the status quo and building solutions that put patients and employers back in control. Through his work creating The Savannah Plan, he’s helping reshape his community’s access to transparent, value-driven care.

“I have learned that change not only requires new thinking, but MASSIVE action.”

“It has been exciting to be a catalyst for change, especially when I am able to see how a better-built plan can positively affect members whom I work with in my own backyard.”

As President of the FMMA Georgia Chapter, Niko continues to inspire collaboration among clinicians, employers, and consultants to drive the free market movement forward: proving that local leadership can create national change.

Learn more about FMMA chapters and how to get involved at fmma.org

11/12/2025

Last month, FMMA Co-Founder Dr. Keith Smith testified before the U.S. Senate Committee on Aging, speaking to lawmakers about how transparent, market-driven care delivers better outcomes and lower costs for patients.

In his remarks, Dr. Smith clearly and passionately articulated FMMA's purpose: to return medicine to patients and physicians through honest pricing and direct exchange.

“To the industry big shots, or as I call them, the cartel, the healthcare system in this country isn’t broken—it is working precisely as designed, meant to enrich the corporate elite and intermediaries at the expense of patients and the American people at large.”

His testimony underscored what FMMA members across the country already know: when buyers and sellers in healthcare can meet directly, prices fall, quality rises, and patients win.

FMMA continues to advocate for transparency, competition, and value: principles that put people, not bureaucracy, at the center of care.

📺 Watch Dr. Smith’s full testimony
🔗 Learn more about FMMA’s mission at fmma.org

11/10/2025

If you are near Omaha, don't miss the FMMA Nebraska chapter meeting this Wednesday!

Join fellow free market healthcare leaders for an evening of connection, collaboration, and real-world insight. Guest speaker Lisa Daniels, VP of North Risk Partners, will share practical strategies and experiences in advancing direct care and employer-led healthcare solutions.

📍 Location: Catalyst – 4601 Catalyst Ct., Omaha
🗓 Date: Wednesday, November 12, 2025
⏰ Time: 7:00 PM – 8:30 PM

Come ready to learn, network, and share best practices that strengthen the free market movement in healthcare.

Bring a colleague, your business cards, and your ideas; we’re building a community committed to transparency, value, and patient-centered care.

Address

13431 Broadway Ext
Oklahoma City, OK
73114

Telephone

+18669013662

Website

http://www.fmma.org/

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