Donna K Insurance

Donna K Insurance I am an Independent Insurance Agent who specializes in helping people select the right Medicare Plan.

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-eff...
04/01/2026

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they ...
03/31/2026

Quick Tip: Medicare-related Hospital Indemnity insurance is designed to pay cash directly to the policyholder when they experience events like a hospital admission or extended stay, regardless of what their primary coverage pays.

Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like w...
03/30/2026

Wellness 101: Staying active is one of the most important wellness habits after 65, and even light daily movement like walking, stretching, or strength training can help improve balance, mobility, and overall energy levels.

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll...
03/26/2026

Do I need Medicare if I have COBRA? Yes—COBRA is not considered creditable coverage for delaying Medicare Part B. You’ll typically want to enroll in Medicare when first eligible to avoid penalties.

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine ...
03/25/2026

How does Medicare determine my IRMAA? Social Security Administration uses your tax return from 2 years ago to determine if you owe IRMAA.

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.
03/24/2026

Switching Medigap plans later may require medical underwriting outside of guaranteed issue periods.

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in fu...
03/23/2026

Can IRMAA go away? Yes! Since it’s based on past income, your IRMAA can decrease or disappear if your income drops in future years.

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who e...
03/20/2026

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who enrolls. There are no pre-existing condition limitations or waiting periods.

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and h...
03/19/2026

Part A (Hospital Insurance): Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is t...
03/18/2026

Medicare has several enrollment periods every year, which can be confusing. However, your Initial Enrollment Period is the most important one. There can be consequences if a beneficiary doesn’t enroll within their allotted window and has no other coverage.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts ...
03/17/2026

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Your Initial Enrollment Period is a critical time for setting up your Medicare coverage. Whether applying for Original M...
03/16/2026

Your Initial Enrollment Period is a critical time for setting up your Medicare coverage. Whether applying for Original Medicare or choosing a Medicare Advantage, the point is to make informed choices during this window to avoid unnecessary costs and gaps in coverage.

Address

8 Sorrento Drive Suite 10 Osprey
Osprey, FL
34229

Opening Hours

Monday 10am - 6pm
Tuesday 10am - 2pm
Wednesday 10am - 6pm
Thursday 10am - 2pm
Friday 10am - 6pm
Saturday 1pm - 6pm

Telephone

+19415874865

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