Teresa Robinson - Country Financial

Teresa Robinson - Country Financial No matter what your goals are, I’m prepared to learn about your needs and help you protect your plans for the future. Not FDIC insured. No bank guarantee.

As a Financial Advisor of COUNTRY Trust Bank, I can help you create a financial plan so you can achieve financial security through investment management, retirement, trust, and planning services. As a COUNTRY Financial® Insurance Agent I’m also prepared to help you protect the things you love through a wide range of insurance and financial products and services including but not limited to auto, home, life, and farm. To learn more, visit www.countryfinancial.com. Investment management, retirement, trust and planning services provided by COUNTRY Trust Bank®. May lose value

Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Annuities issued by COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/ SiteController?url=/staticNav/termsAndConditions

10/28/2025

Sometimes, the business grows as quickly as the kids do. COUNTRY client Landon Parker experienced this first-hand. Kudos to him for reminding us to teach our kids how hard work and determination can lead to success.

We understand those values, too. That’s why if you’re a small business owner, we’re the right choice to insure your business.

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today...
10/24/2025

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

In a world filled with constant change, we shouldn’t be surprised that things offering stability and consistency are app...
10/21/2025

In a world filled with constant change, we shouldn’t be surprised that things offering stability and consistency are appealing. That is one thing you can count on with the right permanent life insurance policy – dependable insurance that is there when you need it. Here’s what this insurance offers:

Death benefit protection - The ability to have death benefit protection that you can’t outlive. Many permanent policies may allow for that death benefit to grow over time, depending on how the policy is configured.

Predictable or flexible premiums - The ability to have a predictable premium experience for whole life policies that can be “locked in” if desired. Some policies may allow you to have limited premium payment periods while supporting long-term protection. Indexed universal life policies allow for flexible premiums.

Favorable cash value access - The ability to have policy cash values growing under tax-favored conditions. When structured properly, cash values grow without annual taxation and allow the tax-free access of those accumulated values in future years.

Protection from creditors - The ability to have limited creditor protection of life insurance cash values and death benefits. The amounts protected will vary by state and depend on circumstances, such as whether or not a bankruptcy filing is in effect.

Sound like this might be a good fit for your needs? Call me to get a quote today.

Boo! Did I scare you? According to a recent Ponemon Institute study, the average annual cost of cyber-attacks for small-...
10/20/2025

Boo! Did I scare you? According to a recent Ponemon Institute study, the average annual cost of cyber-attacks for small- and medium-sized businesses is over $2 million. What would that mean for YOUR small business? It’s a scary thought (it’s October, I had to).

Speaking of October, it’s Cybersecurity Month, so I want to make sure you are equipped with the best tips to keep your small business safe from cybersecurity threats, this month and every month.

Share this post to spread the word on nine ways you can prevent cyber-attacks on your small business.

More info: http://bit.ly/470EJhg

we've helped over 45,000 small businesses protect what they've worked hard to build. We're confident we can help you, too. Follow us for more tips on how you can protect what matters most.

Interest rates are dropping but job growth is slowing – what does this mean for you? Our Q3 Market Economic report break...
10/17/2025

Interest rates are dropping but job growth is slowing – what does this mean for you? Our Q3 Market Economic report breaks down the past 3 months and looks ahead to 2026. Here’s what you need to know:
• AI spending continues to support Gross Domestic Product (GDP) growth, but is it all just speculation? A potential slowdown reinforces the need for disciplined quality-focused investing.

• Persistent inflation has the Fed minimizing interest rate cuts despite strong consumer activity.

• Falling money market rates and stable inflation may make longer-duration bonds more attractive than cash.

View the full report 👉 https://bit.ly/4qfRNbq

With the holidays coming up, it’s a great time to brush up on fire safety — and make sure you know where your fire extin...
10/16/2025

With the holidays coming up, it’s a great time to brush up on fire safety — and make sure you know where your fire extinguisher is and how to use it.

Remember the 3 A’s:
Activate the alarm
Assist anyone in danger
Attempt to extinguish (only if it’s safe!)

To learn more about how to keep your home safe and how home insurance can help, click here: https://bit.ly/474ZKaJ

Don’t wait until you’re under a severe weather alert to gather supplies and make a safety plan. Start preparing today wi...
10/10/2025

Don’t wait until you’re under a severe weather alert to gather supplies and make a safety plan. Start preparing today with these tips.
✔️ Have an emergency plan.
• Decide what your family will do if severe weather is headed your way.
• If you had to evacuate, where would you go? Identify family members or friends who live far enough away for you to get beyond the path of a hurricane, wildfire, or other natural disaster. Tell them you’d like to include them in your emergency evacuation plan and make sure they’re willing to take you in.
• If you have young children, walk through your plan with them, including how they should take shelter in your home.

✔️ Build an emergency preparedness kit. Put together a supply of essentials and safety items in an emergency kit.
Start with the basics:
• Three-to-five-days' supply of bottled water and nonperishable food
• Battery-operated flashlight
• Battery-operated radio and weather radio
• A first-aid kit
• Cell phone charger or battery source for your phone
• Personal hygiene items
• Blankets

✔️ Gather important personal information.
• Make sure you have phone numbers of neighbors, family, friends and utility companies in your phone.
• Keep copies of your insurance and property information in your emergency kit. Many insurers, like us, make this information available through their app. If you’re a client, download our COUNTRY Financial mobile app so these documents are easily accessible.
• Check to see if your healthcare provider offers online resources to store your medical information so it’s easy to access from your phone.
• Keep critical documents, like birth certificates, in a safe or another location you can get to if your home is damaged or destroyed.

✔️ Make sure your home and possessions are covered.
• Create a home inventory with your phone. Save it to the cloud and email a copy to your insurance agent.
• Meet with your insurance agent yearly to review your home insurance policy.
• Check your emergency fund to make sure there’s enough to cover your insurance deductible in case you experience major damage to your home.

10/09/2025

Why invest the time to do an inventory of your home? Think about this. If something were to happen to your home and the belongings inside of it were destroyed, could you list every item you own right then in that moment?

Probably not. That’s why you should do one. It’s easier to do than you think and only takes about 10 minutes. We’ll show you how.

✔️ Use your phone – Capturing it on video is the most efficient way to do a home inventory. The more detailed you are, the better it will be. You don’t need to capture video of everything you own. But you do need to go room by room and show what you can see.

✔️ Use narration – This is a key step. Use your words and describe what you’re recording. To make things easier, do a video clip for each room in your home (don’t forget closets and the garage).

✔️ Focus on big-ticket items – Think of things like flat screen TVs, computers, expensive furniture and valuables (jewelry, etc.). If those items have stickers with serial or product numbers, zoom in and show those in your video.

✔️ Save the video in the cloud – If you only save your video on your computer, what happens if it’s destroyed along with your other stuff? That’s why you should email it to yourself, share it with your spouse or relative, or send it to your insurance agent.

✔️ Update your home inventory once a year – Check in with your insurance agent annually to discuss any major purchases you’ve made since the last time you did an inventory. Be sure to add those new items to your update.

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has been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

Debt is a bummer. Fortunately, reducing debt isn’t as hard as you’d think. Here are two of the most common ways you can ...
10/08/2025

Debt is a bummer. Fortunately, reducing debt isn’t as hard as you’d think. Here are two of the most common ways you can attack your debt.
▪️Avalanche approach▪️
Credit card interest rates are typically higher than rates on cars, mortgages, student loans, etc. And to be honest, paying interest on debt is wasting your hard-earned money.
So that’s where you’ll start attacking debt with the avalanche approach.
Look at your most recent credit card statement and rank your debt based on interest rate, highest first.
Work towards making bigger and bigger payments on those high-rate cards and, over time, you’ll pay less interest each month.
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▪️Snowball strategy▪️
This approach takes a bit longer than the avalanche approach because you’re starting small, but it works better for some people.
Using the snowball strategy, rank your debts by the total amount owed, smallest balance first.
And just like in a snowball fight, start knocking down the debt one-by-one.
Pay your smallest debt as quickly as possible so you can cross it off your list. Once that debt is eliminated, move to the next smallest debt.
For both methods, make sure you’re making minimum required payments on all other debts.
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Pro tip: Use the money that was going to the now paid-off debt to make larger payments on remaining debt.

Debt doesn’t have to keep you down. Whether you choose the avalanche approach or the snowball strategy, working to pay off your debt will set you up for financial peace.

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your t...
10/03/2025

Teens and driving – the impending milestone may cause you to stress, we get it. We also get that you want to help your teen drive safely and find ways to save on car insurance. Keep reading to learn how.

🔸Discuss distracted driving with your teen🔸

A moving car should be a distraction-free zone for a new driver. Have your teen use an app that will disable incoming texts while the car is moving and handle all tasks they may be tempted to do while driving before they start the car, like starting their playlist and setting up their map app.

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🔸Know the driving laws for teens🔸

All U.S. states (and D.C.) have enacted a three-stage graduated driver licensing system that reduces high-risk driving situations for teens. This includes limiting the number of passengers and restricting driving at night.

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🔸Use auto telematics to track driving behavior🔸

Many insurance companies offer auto telematics apps that gather data on things like acceleration, braking, cornering and phone usage. Auto telematics programs can reward drivers for safe driving with a discount on car insurance.

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🔸Save money on car insurance for teens🔸

Car insurance for teens can be more expensive than for adults. Here are a few ways to save money: completing a safe driving course and qualifying for a Good Student discount.

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we know a thing or two about keeping families protected through all stages of life. We’ve been at it since 1925. Follow us for more on how to protect what matters most.

10/02/2025

This Life Insurance Awareness Month, we’re sharing real stories—like Mary’s. After losing her husband, life insurance helped her rebuild. ​

Whether it’s term life for short-term needs or whole life for lifelong coverage and cash value, life insurance offers peace of mind and financial protection. ​

Want to know what kind and how much you need? Call me today.

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we’ve been helping families plan for the future and protect the life they love since 1925. ​Follow us for ways you can protect what matters most.

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to he...
09/30/2025

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

Address

8715 W. Union Hills Drive Suite 110
Peoria, AZ
85382

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

Telephone

+14809980179

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