Eric Herzberg - Country Financial

Eric Herzberg - Country Financial I look forward to learning about your needs and helping you and your family achieve financial security. To learn more, visit www.countryfinancial.com.

COUNTRY Financial® serves about a million households and businesses throughout the United States. It offers a wide range of insurance and financial products and services including but not limited to auto, home, life, disability income, farm and fixed annuities. Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insuran

ce Company®, Bloomington, IL. Life/Disability Income policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Annuities issued by COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. Information contained here is not a statement of coverage. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is import...
08/14/2025

Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is important for you and your employees. Call me today!
Eric Herzberg 775-853-6535

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It ca...
08/14/2025

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home a...
06/17/2025

Those big moments go by so fast. They’re easier to enjoy when you know you have the right protection. Switch your home and car insurance today. Message me to find out how.

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s...
06/10/2025

You trust me with your home or auto insurance, but why not both? More discounts. More confidence. Fewer worries. There’s no better time to switch and save than right now. Let’s meet for a few minutes and you could save up to 20%*.

*Discounts and availability vary by state. Restrictions may apply. See policy for full details.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count...
06/03/2025

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our 100 years of experience and award-winning service. Let’s meet today.

Deductibles are a key part of your home and car insurance policies. When you have an insurance claim, your deductible is...
05/22/2025

Deductibles are a key part of your home and car insurance policies. When you have an insurance claim, your deductible is the amount of money you pay for repairs before insurance starts paying.

❔-- How does a deductible work?
When you buy an insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your covered home or car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.

❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.

❔-- How do I set my deductible?
Standard home insurance uses dollar-amount deductibles. Remember, this is the amount you'll pay out of pocket if you have a claim, so think about your budget and how much risk you're willing to take when selecting a deductible.

❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud

As always, contact me so I can help you choose the right deductible for your home and auto insurance needs.
-----
we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow for more insurance and financial info.

With wildfire season upon us, we wanted to pass along some important tips to make sure you, your family and your belongi...
05/19/2025

With wildfire season upon us, we wanted to pass along some important tips to make sure you, your family and your belongings are safe in the event of a wildfire.

Here are our top 10 tips to keep you safe and protected.

1) Create a defensible space around your home. That means removing any dead or dying weeds, leaves, cones, bark and shrubs planted under trees. Prune all your branches that overhang roofs, cut down smaller trees and remove any dead vegetation from your property. If you’re able, install about 5 feet of noncombustible material like gravel, pavers or brick around your home’s foundation.

2) Maintain 6-inches of clearance from the ground to your siding. If you can, consider upgrading to noncombustible siding like concrete or brick.

3) Regularly clean debris from your roof and gutters.

4) Inspect and regularly prune and trim the trees on your property. Trim all branches so they’re no closer than 10 feet to your home.

5) Use a Class A roof covering. These offer the best protection for your home. Clay tiles, slate, asphalt glass fiber composition shingles and concrete are all good examples of Class A roofing.

6) Install noncombustible fencing like metal, stone or concrete.

7) Keep embers out of your eaves and vents. Cover them with 1/8th inch mesh and box in open eaves to create a soffit.

8) Protect your windows and use multi-pane, tempered glass windows. Always keep them closed when a wildfire is threatening your neighborhood.

9) Protect your deck. Use deck boards that comply with new construction requirements in wildfire-prone areas. Clear out any combustibles stored underneath the deck and create defensible space around it.

10) Keep flammable items away from your home. Things like firewood or propane tanks should be stored a minimum of 30 feet from your home’s foundation.

Contact me today to learn more about how you can protect what matters most.

05/08/2025

Adam knows the value of having a plan and peace of mind if the worst happens. That’s what life insurance can do — help you prepare for the unknown, so you can live the life you love. Here’s more about life insurance.
What is life insurance?
Life insurance provides your family with money to pay debt, funeral expenses, etc. if you die. You pay your insurance company a premium. In return, your beneficiaries (the people you select) get the death benefit.

Types of life insurance
Term life insurance: Coverage for a specific amount of time. If you die during that time, your beneficiaries get the death benefit.
Permanent life insurance: Lifetime coverage that builds cash value.

How does life insurance work?
For a term policy, select a policy term and the amount of money you’d like your beneficiaries to get if you die during that time.
For a permanent policy, if you make the required payments and don’t let the policy lapse, you get lifetime coverage. Plus, you can access the policy’s cash value while you’re alive.

Why do I need life insurance?
Here are the top five reasons people get life insurance*:
• Funeral expenses
• Wealth transfer
• Income replacement
• Mortgage pay off
• Retirement income supplement
*Source: 2023 Insurance Barometer Study, Life Happens and LIMRA

To find out what type and how much life insurance you need, give me a call today and let’s talk.
Eric Herzberg, LUTCF 775-853-6535
——
we’ve been helping families plan for the future and protect the life they love since 1925. Follow us for ways you can protect what matters most.

Planning a vacation or is a big trip just around the corner? Before you hit the road, here are six simple tips to help k...
05/08/2025

Planning a vacation or is a big trip just around the corner? Before you hit the road, here are six simple tips to help keep your home and belongings secure while you’re gone. ​
✅ Stash your stuff in a safe - Before you leave, place your valuables in a locked safe or safe deposit box. If those aren’t options for you, make sure valuables aren’t in plain sight or in an obvious place.​
✅ Hire a sitter - If you have a pet, you can either hire a pet-sitter or drop Fido off at the local doggie daycare. For pet-free homes, consider hiring a house sitter to help water plants and check in on your home every couple of days. ​
✅ Stop your mail - A tell-tale sign no one’s home is when a mailbox is overflowing and packages are stacked on the porch. Before you leave town, swing by your local post office or fill out their online form to put a hold on your mail. ​
✅ Smart home technology - Burglars aren’t the only thing to worry about while you’re away. Installing smart home technology can help you keep an eye on your home from afar. Many companies offer a variety of smart home technology like smoke and carbon monoxide detectors, garage sensors and water leak detection – so if water is detected in your basement or a smoke alarm is going off, your smart phone is alerted immediately. ​
✅ Keep your landscaping tidy - If you’re going on an extended trip, hire a landscaping company to cut your grass or shovel your driveway. Anything you can do to keep your property looking fresh can deter thieves from breaking in. ​
✅ Be careful on social media - This is nothing new, but something that’s definitely still happening. If you post you’re on vacation, online predators know your house is empty and waiting for them.

Interested in further protecting your property? Contact me today to discuss your insurance options and enjoy your vacation without worry!

03/25/2025

We see the impact and power of life insurance every day. When tragedy struck Mary's family, she was able to lean on life insurance to help navigate her grief.

"(Life insurance) helped me start piecing my life back together again,” Mary said.

Watch her story and reach out if you’d like to discuss options to keep your family secure today.

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a...
03/12/2025

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable ...
03/04/2025

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ #1 ranked life insurance at https://bit.ly/3F0LaXf

Address

8060 Double R Boulevard , Suite 300
Reno, NV
89511

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+17758536535

Alerts

Be the first to know and let us send you an email when Eric Herzberg - Country Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to Eric Herzberg - Country Financial:

Featured

Share