What the Hobbs

04/01/2020

Warning to all of those with Aetna Health Insurance. Aetna is processing and approving claims for licensed Physician Assistants
(PAs) and applying the Specialist Physician higher Co-payment instead of applying the lower Primary Care Physician (P*P) co-payment.

Please check your Explanation of Benefits (EOBs) for copays and if you find that you have been charged a Specialist Physician copay after seeing and being treated by a Physician Assistant, please file a grievance with Aetna and immediately file a formal complaint with your State's Health Insurance regulatory body. Don't wait for Aetna's response as your medical provider/facility will be attempting to collect monies not legally owed to them based upon Aetna's current illegal claims processing policy.

The end result could be your account being sent to collections based upon the unethical behavior of the insurance company and the healthcare provider/facility.

03/10/2020

Was shocked to learn by watching Kolo 8 news at 5 pm that 15 individuals from Carson City, Douglas and Lyon Counties were released from the Grand Princess yesterday after not showing signs of coronavirus.

What happened to the 14 day mandatory quarantine in a government facility?

How did these people get home?

How many others have they exposed in their way home?

Will they really self quarantine?

Who is actually monitoring their health condition and to what extent?

All I can say right now is WTF!

02/08/2020

My new political mantra. Out with the old farts!

11/19/2019

Watched the impeachment proceedings this morning. What a waste of tax payer money. The president of the Ukraine is a state figure head only just like the Queen of England. A fact that is being ignored by both parties.

A state figure head cannot make government policy or take any action.

10/29/2019

Not sure that I agree with the changing of HVAC filters once a month. Minimum at least twice a year with fall back and spring forward time change. Maybe every three months if you have severe allergies and don't by the more expensive micro-allergen air filters.

Maintenance Must Dos (Sept. 30, 2019)

10/29/2019

Used to be that Wealth Accumulation ranked closely with Individual Stability/Security, and that Individual Stability/Security ranked higher than 43%, but not anymore due to large banks manipulating homeownership for their own profits. Remember before the crash of 2008, when your dog could get a $750,000 negative amortized mortgage with no income verification and wasn't explained the consequences of negative amortization. And then remember when the families that lived with those dogs were devasted by those same banks that made those liar loans, and the dog ended up in the animal shelters because the new owners (investors) who aquired the dog's foreclosed property wouldn't allow pets.

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10/29/2019

California on fire again. PG&E shutting off power after the fires have already been started. I can understand shutting off power to areas that are ablaze and ones that are under mandatory evacuation orders.

But shutting off power to other areas doesn't make sense to me unless there's a bigger safety issue that PG&E hasn't owned up to yet.

Have they been hiding or falsifying information on power grid safety reports like they did with the gas lines in San Bruno?

California has experienced severe droughts, followed by severe winds during the "fire season" over my lifetime, but it's only been the last few years that these fires have grown to the magnitude of what we are witnessing today where entire neighborhoods and communities
are destroyed in a short amount of time.

Global warming and climate change could be to blame. But more likely the culprit is an old power grid, with deteriorating lines and failing equipment with the end result being public safety jeopardized for corporate profit.

Add forestry mismanagement due to budget cuts at both the federal and state levels and you have a recipe for a giant fireball.

Just another example of big business and the government lying about what's really happening.

10/18/2019

Watched the Democratic Debate the other night and am 100% concerned with the ages of the top 3 candidates. Why is there a minimum age limit for presidential candidates to meet, but not a maximum?

The general population has a retirement age of 65 to 67 depending upon your birth year and are basically forced out of private sector jobs because of their age.

Government employees can retire at age 50 from one Dept. And then go back later into another and double dip.

This all seems wrong to me while I sit on the private sector side of the fence.

10/15/2019

Social Security COLA increase for 2020 might pay one doctor's visit copay per month or almost one day's worth of hospital stay copayment, if you have a good Medicare Advantage Plan. What a freaking joke!

Social Security benefits will increase 1.6 percent in 2020, boosting the average benefit for a single person $288 per year to $1,503 starting January.

10/15/2019

Even though I'm no longer practicing real estate in California, my CAR membership doesn't expire until the end of the year. Anyway, this is all good information to share. There is no perfect home. Doesn't matter if it's new construction or 50 years old or more, there's bound to be a problem somewhere.

Inspecting the Inspection (Oct. 14, 2019)

10/12/2019

Broke a molar this morning. I thought the filling was falling out, but it's still intact. Of course this was one of the anchor teeth for my braces when I was a kid and the second one to break apart like this.

Looks like another root canal and crown are in my future.

Already had the 4 top front teeth capped because of stress fractures caused by the old fashioned braces and head gear.

Hope the new technology is better and doesn't end up like this.

Think I could have paid for at least one luxury car fixing all the residual damage caused by braces.

10/10/2019

Been reading about PG&E shutting off power due to high winds. It's not just PG&E, but NV Energy has been threatening as well.

I don't know if this is related to a National, State or local safety ordinance or just a way for these companies to protect themselves financially.

Or it could be a way to manipulate various government entities.

Could we be having another "Too Big to Fail" incident?

10/06/2019

Can some one tell me who is responsible for sending the actual funds earmarked as foreign aid? I don't think that POTOS has a red button on his desk for international money transfers, but I could be wrong.

10/05/2019

Some fun little projects that have a major impact.

Save money and boost your home's style — in the kitchen, bedroom, bathroom, living room, kids' room and outdoors — with DIY accessories, furniture and storage solutions you can tackle this weekend.

10/05/2019

Information overload. Today I realized that I delete between 50 and 100 emails a day. About 1/3 to 1/2 go to my spam box and the rest need to be reviewed.

I remember being told that the computer age would allow adults more free time including less working hours. What a crock. Now I get computer junk mail, old fashioned junk mail, robocalls, regular snail mail and have to monitor my devices for malware and viruses and then I have to notify my friends if I was hacked should my malware and computer virus programs fail me.

Where's the freaking time savings?

Sadly, it was all a lie.

10/03/2019

Here we go again. TV broadcast disputes at&t with fox Reno. Been threatening for days and then backing off.

Funny how it doesn't matter which carrier you have this crap always comes up at the beginning of the new TV season or the end or around major sporting events that are exclusive to that broadcaster.

Do any or you think this is purely coincidental?

10/01/2019

Just as the dog and I were leaving the house to go for a walk last evening we heard a dog barking his ass off and then one single gunshot. Original dog became quiet, then an flock of geese started honking like crazy and other dogs in neighborhood started barking.

Didn't see or encounter anything unusual on our walk.

Same thing happened today. Learned that it's the golf course trying to keep a huge flock of migrating geese off the course.

I guess they don't want the year round geese to spread the word that this is a good place for geese to live year round.

10/01/2019

What I've learned over the past eight to ten years is that even though forgery is a felony in all 50 states when the crime is committed against the lower to middle class American the perpetrators generally suffer no legal consequences especially if the perps are employees of "the too big to fail banks" that the U.S. Government decided to bailout.

I also learned that it's ok to lie on California Contractors License applications and renewals filed with the CSLB for over 30 years with no legal consequences and it's acceptable to forge signatures on those applications as there are no safe guards in place to stop the fraudulent activity. As long as all the boxes are checked and signatures are included in the proper lines it does not matter to the California CSLB if the forged signature name is misspelled or has extra pen strokes because the forger forgot what name he was forging and started with the wrong capital letter. All that matters is that the application is completely filled out with proper fee attached.

I can show you examples beginning in 1978 and continuing all the way through 2006 for one California Corporation alone.

I can say that I will never trust the CA Consumer Affairs Dept. overseeing any business or industry based upon what I've discovered with this one corporation.