Lynn Nixon-Szatkowski MedcareWise Solutions

Lynn Nixon-Szatkowski MedcareWise Solutions Lynn Nixon-Szatkowski, Licensed Independent Health Insurance Broker (AHIP) Certified, Life Insurance Broker, New York and Florida Licensed

🎉Now Open in Medina! 🎉Comprehensive Medicare guidance for the community. I’m delighted to announce the opening of my Med...
12/15/2025

🎉Now Open in Medina! 🎉
Comprehensive Medicare guidance for the community. I’m delighted to announce the opening of my Medina Medicare office, offering tailored support and guidance. My goal is to help individuals make informed decisions about their Medicare options, personalized to meet distinct local criteria.
đź“Ť Medina
đź“ž 585-704-2717
👩‍💼 Lynn Nixon-Szatkowski
Health & Wealth Advisors
Please feel free to call or message to schedule a meeting.

If your Medicare Advantage or Part D plan is discontinued for 2026, you’ll have a Special Enrollment Period (SEP) to cho...
12/08/2025

If your Medicare Advantage or Part D plan is discontinued for 2026, you’ll have a Special Enrollment Period (SEP) to choose new coverage.
The SEP typically runs December 8–February 28, giving you plenty of time to switch plans without losing coverage.
• Change by December 31 for your new plan to start January 1.
• If you don’t choose by then, you’ll usually move to Original Medicare on January 1 — but you still have until February 28 to enroll in a new Medicare Advantage or Part D plan.

I’m a licensed insurance agent and can guide you through your options to help you find the coverage that fits your needs.

2026 Medicare Advantage Plans — Coverage That Fits Your NeedsFind coverage that matches your health needs and your budge...
11/25/2025

2026 Medicare Advantage Plans — Coverage That Fits Your Needs
Find coverage that matches your health needs and your budget. Compare benefits, premiums, and plan options to see which one works best for you.
If you have questions, I’m a licensed insurance agent and I’m here to help.

Reviewing your Medicare Advantage plan each year is essential, as plan costs, coverage, and provider networks can change...
11/21/2025

Reviewing your Medicare Advantage plan each year is essential, as plan costs, coverage, and provider networks can change annually—and your own health needs may have evolved. The Annual Open Enrollment Period (AEP), which runs from October 15 through December 7, is the key time to review your options and make any necessary changes for the upcoming year.

If you’d like assistance, I’m available to help you review your options. Offices located in Spencerport and Medina. Text or call (585) 704-2717.

Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans may be HMOs, PPOs,...
11/19/2025

Medicare Advantage plans are offered by private insurance companies approved by Medicare. These plans may be HMOs, PPOs, Regional PPOs, or Private Fee-for-Service options.

They cover all Medicare Part A and Part B services, just like Original Medicare, but often include additional benefits such as wellness programs, hearing aids, and vision services. Medicare Advantage plans also typically feature lower overall cost-sharing and include an annual maximum out-of-pocket limit—a protection not available with Original Medic

Medicare Annual Enrollment Period is here!Plans can change their costs, coverage, and provider networks every year. By n...
11/16/2025

Medicare Annual Enrollment Period is here!

Plans can change their costs, coverage, and provider networks every year. By now, beneficiaries should have received their Annual Notice of Change (ANOC) and Evidence of Coverage (EOC). These outline what’s changing for 2026.

If your plan is making changes that no longer fit your needs—like your doctor no longer being in-network or your prescriptions not being covered—this is the time to review your options.

Don’t wait. The deadline to make changes is December 7.

The Medicare Annual Enrollment Period is in full swing — October 15th through December 7th!If you haven’t reviewed your ...
11/13/2025

The Medicare Annual Enrollment Period is in full swing — October 15th through December 7th!
If you haven’t reviewed your coverage for 2026, there’s no better time than now. Your health needs can change — make sure your plan still fits you.

👉 Do you know how your 2025 Medicare plan will change in 2026? Insightful chart highlighting what’s ahead for Medicare i...
11/08/2025

👉 Do you know how your 2025 Medicare plan will change in 2026?

Insightful chart highlighting what’s ahead for Medicare in 2026! 📊
With so many updates taking effect, now’s the perfect time to review your plan.

More than ever, it’s important to work with a licensed insurance broker who can help you navigate these changes and make sure your coverage still fits your needs.

💬 I’m here to help you understand your options and feel confident about your healthcare decisions. Click the link for additional information: medicarevalue.com/LynnS

*CMS Required Disclaimer: We do not offer every plan available in your area. Currently, we represent 8 organizations that offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

10/17/2025

Join Lynn Szatkowski and Bill Bianchi, owner of Health & Wealth Advisors, for a free, in-person session to learn how upcoming changes could affect your Medicare plan, and what you can do about it.
With over 20 years of experience helping individuals and families plan for retirement, Bill makes complex Medicare topics easy to understand. He’ll break down the 2026 Excellus Medicare plan updates, answer your questions, and help you feel confident in your healthcare decisions.

đź“Ť Where: Chateau at the Heritage, 100 Isla Way, Brockport, NY
🗓️ When: Thursday, October 30, 2025
🕜 Time: 1:30 PM – 2:30 PM
đź“ž RSVP: 585-704-2717 or lszatkowski@hwa.agency
Seats are limited, reserve yours today!

10/10/2025

When to sign up for Medicare

Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they're first eligible, typically at age 65.

It's important to sign up promptly to avoid gaps in coverage or late enrollment penalties. However, if you're already covered through an employer group health plan, it might make sense to sign up for Medicare later or delay Part B.

If you are age 65 or older and receive Social Security benefits, you will be automatically enrolled in Part A.

Enroll on time: Sign up for Medicare during your Initial Enrollment Period (IEP) to avoid penalties. The IEP starts thr...
10/07/2025

Enroll on time: Sign up for Medicare during your Initial Enrollment Period (IEP) to avoid penalties. The IEP starts three months before your 65th birthday and lasts seven months.

Choose the right plan: Consider whether Original Medicare or Medicare Advantage is best for you. You can also talk to your primary care provider to see what kind of insurance they accept.

Consider cost-saving programs: Programs like the Medicare Savings Program (MSP) can help lower premiums, coinsurances, and deductibles.

Compare drug plans: Consider your priorities when choosing a drug plan. For example, if you take a lot of generic prescriptions, look for plans with low copayments or no cost for those drugs

Reminder - Carefully Read Your Annual Notice of Change (ANOC). It contains important modifications regarding your 2026 p...
10/04/2025

Reminder - Carefully Read Your Annual Notice of Change (ANOC). It contains important modifications regarding your 2026 plan. If you're enrolled in a Medicare plan, your plan will send you a 'Plan Annual Notice of Change' (ANOC) each fall. The Annual Notice of Change (ANOC) provides beneficiaries with information about changes to their Medicare plans for the upcoming year. This includes any modifications to the plan’s coverage, costs, network providers, pharmacy networks, and additional benefits.

Medicare plan: Any alternative coverage arrangement to Original Medicare that provides your Medicare health or drug coverage. This term comprises all Medicare health plans and Medicare drug plans.

Address

24 West Avenue , Suite 201
Spencerport, NY
14559

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15857042717

Website

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