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Silver and Secure

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United States
Spring Branch, TX
Silver and Secure

Health Insurance for those eligible for Medicare, those who are self-employed or without insurance we can help you understand the choices you face.

I'm Jill Bullock, a Licensed Insurance Agent and the founder of Silver and Secure, based in Spring Branch, Texas. With a commitment to honesty, integrity, and personalized service, I specialize in helping Texans navigate the complexities of health insurance. Whether you're an individual, family, or small business, I offer tailored solutions including Medicare Advantage, Medigap, Marketplace, and private health plans. My mission is to make health insurance accessible, understandable, and affordable, providing ongoing support every step of the way.

12/04/2025

Today’s Medicare vibe:
Checking medications 🍬
Checking doctors 🩺
Checking pharmacies 💊
Checking my sanity 😅
Checking in with all of you 💙
A few day left — we’ve got this!

12/03/2025

Ask Me Anything — No Judgment
I’m opening this thread for ALL questions — big or small.

If you’re confused, overwhelmed, or want clarity, ask away. We want you to be confident with your choice going into 2026!

12/02/2025

Medicare Beneficiaries - Sound familiar:
“I’ll just review my options real quick…”
3 hours later:
“I have discovered 47 new things I didn’t know I didn’t know.”
It’s okay — that’s what I’m here for 🙌 If you have questions - hit me up!

12/01/2025

Today is National Christmas Lights Day! Does that mean it's time to put them up? Whatever it means - 'Tis the season and I am excited! Blessings to all my fellow Texans!

11/28/2025

🍂 We hope you had a wonderful Thanksgiving!

As life settles back down from the holiday whirlwind, remember—we are here to support you with Medicare questions, plan changes, or coverage concerns.

Sometimes the best time to review your coverage is after the big meals, big gatherings, and big conversations.

If you need help or a quick review, reach out anytime.
We’re here for you. 💙

11/27/2025

🦃 Happy Thanksgiving from Silver & Secure!

Today we celebrate gratitude — for health, family, friends, and the simple blessings we sometimes overlook.

Thank you for trusting us to help guide your Medicare and health insurance decisions.
It is truly a privilege to serve this incredible community.

May your day be blessed, your table be full, and your heart be light.
Have a wonderful Thanksgiving! ❤️

11/26/2025

🍁 As we head into Thanksgiving…

I just want to say how thankful I am for every client, referral partner, and member of our community who has supported Silver & Secure this year.
We are honored to serve you and walk alongside you through the ever-changing world of health insurance and Medicare.

If you have questions before the holiday hustle begins, don’t hesitate to reach out.
Wishing you all a peaceful and joyful Thanksgiving Eve!

11/25/2025

Medicare Scam Alert for 2026

Whenever Medicare makes big changes (like the new 2026 costs and the Part D cap), scammers get busy.

Be cautious of:

Calls saying “we’re from Medicare and we need to update your card”

Offers for “free” genetic tests, braces, or equipment you didn’t ask for

Texts or emails with links to “fix” your coverage or “unlock” new benefits

Medicare will not call you out of the blue and ask for your Medicare number.

If you ever get a sketchy call, text, or letter about your Medicare coverage, you’re always welcome to screenshot it and run it by me first.

11/24/2025

Turning 65 in 2026? Start Sooner Than You Think

If you or a loved one is turning 65 in 2026, don’t wait until the last minute to think about Medicare.

Here’s a simple timeline:

3–6 months before your 65th birthday: Start learning the basics (A, B, C, D, Medigap vs. Advantage).

Initial Enrollment Period: 7 months total (3 months before, birthday month, 3 months after).

If you miss certain windows, you could face late penalties or gaps in coverage.

If you want a simple “Turning 65 in 2026” checklist you can print or share with family, comment “CHECKLIST” and I’ll share it with you.

11/21/2025

Reminder: Your Medicare Plan Is NOT “Set It and Forget It”

Medicare Advantage and Prescription Drug Plans change every year:

Premiums can change
Copays and deductibles can change
Drug formularies and preferred pharmacies can change
Extra benefits (dental/vision/hearing/gym) can change
Even if your card looks the same, your 2026 coverage may not.

If you haven’t reviewed your plan yet for the upcoming year, please don’t assume it’s still the best fit. A quick review now can prevent expensive surprises later.

11/20/2025

What That $2,100 Part D Cap Really Means

Starting in 2026, there will be a hard cap of $2,100 on what you pay out of pocket for covered Part D medications in a year.

That $2,100 includes:

Deductibles
Copays
Coinsurance

Once you’ve paid a total of $2,100 for covered drugs, your plan pays 100% of covered medications for the rest of the year but ONLY if your medications are on the drug formulary.

This is a huge deal for anyone on expensive brand-name or specialty drugs. If you (or a family member) have high medication costs, this is the year to double-check your Part D or MAPD plan.

11/19/2025

New for 2026: Medicare Costs Just Announced

New 2026 Medicare costs are out. Here are the big numbers to know starting January 1, 2026:

Part B premium (most people): $202.90/month

Part B deductible: $283/year

Part A hospital deductible: $1,736 per benefit period

Skilled Nursing Facility coinsurance (days 21–100): $217/day

Part D prescription drugs: $2,100 cap on out-of-pocket costs for covered medications (no more 5% catastrophic coinsurance once you hit that amount)

These are nationwide Original Medicare numbers. Your Medicare Advantage or Part D plan can structure costs differently, but they still sit on top of these rules.

If you’d like me to review your MAPD or PDP with the 2026 numbers in mind, comment “REVIEW” below or send me a message.

Address

Spring Branch, TX

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 5pm
Thursday	9am - 6pm
Friday	9am - 5pm

Website

http://www.silverandsecure.com/

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