
13/08/2025
Did you know you can use your HSA or FSA for self-pay therapy? Mental health services are healthcare expenses, which means you can often use pre-taxed dollars to cover therapy sessions, even if your insurance doesn’t.
You may benefit from using an HSA/FSA if:
• Your therapist doesn’t take your insurance
• You have a high deductible plan and want help covering costs before you hit your deductible — or if your deductible is higher than you are likely to reach in a year.
• You have limited or no mental health coverage and want to fill in the gaps for therapy services that insurance won’t cover.
Read more on our blog: www.sustainablewellnessny.com/post/a-guide-to-payment-options-for-therapy
Fill out the Contact Form on our website to inquire about using your HSA/FSA for therapy at Sustainable Wellness: www.sustainablewellnessny.com
*Always confirm your insurance benefits with your insurance provider.
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