Cameron Health & Wealth

21/08/2025

🎂 Turning 65 Soon? Don’t Try to Navigate Medicare Alone!
Medicare isn’t one-size-fits-all — and trying to figure it out by yourself can be confusing and frustrating.
Which parts do you need? What’s the difference between Advantage and Supplement plans? Do you need drug coverage?
You don’t have to guess — get expert help at no cost to you.
👩‍⚕️ Brandy Cameron is a licensed Medicare broker who can walk you through every step, explain your options clearly, and help you enroll on time.
✅ No pressure
✅ No confusion
✅ Just honest guidance you can trust
📍 Visit Brandy at: 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092
Make turning 65 feel exciting — not overwhelming. Help is just a call away!

20/08/2025

🩺 How Does a Medicare Advantage Plan Work? (Also known as Part C)
Medicare Advantage is a Medicare-approved plan offered by private insurance companies. It provides an alternative to Original Medicare, combining your Part A (hospital), Part B (medical), and usually Part D (prescription drug) coverage — all in one convenient plan.
Here’s what you should know:
✅ Bundled coverage – Most plans include hospital, medical, and prescription benefits
✅ Network restrictions – You may need to use doctors and hospitals in the plan’s network
✅ Pre-approvals – Some services or medications may require plan approval first
✅ Costs vary – You may have different copays or premiums than with Original Medicare or Medigap
✅ Extra perks – Many plans offer added benefits like dental, vision, hearing, and fitness programs
Not sure if Medicare Advantage is right for you?
Get local, trusted help from Brandy Cameron, your Medicare & Medicaid specialist.
📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092
Brandy can help you compare plans and find one that fits your needs and budget — at no cost to you!

19/08/2025

🚚 Just Moved? Your Medicare Plan Might Need to Change, Too! If you’ve recently changed your address — even within Kansas— your current Medicare Advantage or Part D drug plan might not work the same in your new ZIP code. 🏡 A move can qualify you for a Special Enrollment Period, which gives you a limited-time opportunity to: ✅ Switch plans ✅ Get better local coverage ✅ Avoid unexpected costs or coverage gaps Don’t risk losing access to your doctors or prescriptions! 📞 Call Brandy Cameron – your local Medicare & Medicaid specialist. 📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092 Get settled in your new home — and make sure your Medicare plan moves with you!

18/08/2025

🎯 Still Working at 65? Don’t Assume You Can Skip Medicare!
Many people think if they’re still working, they don’t need to sign up for Medicare — but that’s not always true. Making the wrong move could lead to:
⚠️ Late enrollment penalties
⚠️ Gaps in your coverage
⚠️ Higher out-of-pocket costs later
If you or your spouse are still working and have job-based insurance, it’s important to understand how your employer plan works with Medicare.
✅ Do you need Part B now — or can you delay it?
✅ Will Medicare be your primary or secondary insurance?
✅ What’s the best time to enroll based on your situation?
💡 Don’t risk guessing — get professional help from someone who understands both health care and Medicare.
👩‍⚕️ Brandy is a licensed Medicare broker AND a registered nurse. She can help you avoid costly mistakes and find the plan that works best for your needs — at no cost to you.
📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092
Let Brandy guide you through your Medicare options with confidence and care

17/08/2025

🔍 HMO vs PPO: What’s the Difference in Medicare Advantage Plans?
Choosing a Medicare Advantage plan can be confusing — especially when you're deciding between an HMO or a PPO.
Here’s a quick breakdown:
🏥 HMO (Health Maintenance Organization)
✅ Lower monthly costs
✅ You must use in-network doctors
✅ Referrals are usually needed to see a specialist
🌐 PPO (Preferred Provider Organization)
✅ More flexibility to see doctors in or out of network
✅ No referral needed to see most specialists
✅ Higher premiums and out-of-pocket costs
Not sure which one fits your needs and budget best?
👩‍⚕️ Brandy can help you compare plans, understand your options, and enroll with confidence — at no cost to you.
📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092

15/08/2025

💡 Do You Have Both Medicare & Medicaid? You Could Qualify for Extra Benefits! If you have both Medicare and Medicaid, you may be eligible for a Special Needs Plan (D-SNP) that gives you more coverage and fewer costs. ✅ $0 monthly premiums ✅ $0 copays for doctor visits & hospital stays ✅ Extra benefits like dental, vision, hearing & transportation ✅ Over-the-counter (OTC) allowances and healthy food benefits ✅ Coordinated care to help manage chronic conditions These plans are designed to help people on a fixed income get the most out of their healthcare. Not sure if you qualify or want to review your options? 📞 Call Brandy Cameron – your local Medicare & Medicaid specialist. 📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 316-214-2092 Get more from your benefits — and get the care you deserve.

15/08/2025

14/08/2025

👓🦷👂 Does Medicare Cover Dental, Vision, and Hearing?
Here’s the truth many don’t realize:
❌ Original Medicare (Parts A & B) does not cover routine dental, vision, or hearing services. That means no cleanings, eye exams, or hearing aids.
✅ Medicare Advantage (Part C) plans often do include these benefits—like preventive dental care, glasses, and hearing aids—depending on the plan and provider.
💬 If these services matter to you, it’s worth exploring your options during enrollment. The right plan can make a big difference in your quality of life.
📲 Need help comparing plans or finding coverage that fits your needs? Let’s chat! Call Brandy Braya-Cameron 316.214.2092

14/08/2025

🌿 Your Medicare Plan Should Fit Your Lifestyle — Not the Other Way Around Are you someone who travels often? A seasonal snowbird? Maybe you stay close to home but see multiple specialists? Your Medicare plan should work for your lifestyle, not limit it. Too many people choose a plan and later realize: 🚫 Their doctors aren’t in network 🚫 They can’t get care while traveling 🚫 Their prescriptions aren’t fully covered 👩‍⚕️ Brandy takes the time to understand how you live, then helps you choose a Medicare plan that fits your needs — not just your ZIP code. Visit Brandy Cameron – your local Medicare & Medicaid specialist. 📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092 Make sure your Medicare plan travels with you — and works for you — wherever life takes you.

13/08/2025

💸 How Can You Lower Your Medicare Costs?
Medicare doesn’t have to break the bank. Here are smart ways to save:

🔍 Compare Plans Carefully
Not all plans are created equal. Reviewing your options annually can help you find better coverage at a lower cost.

🩺 Use Preventive Services
Medicare covers many preventive services at no cost—like screenings and wellness visits. Staying ahead of health issues can save you money long-term.

🆘 Apply for Assistance Programs
Programs like Extra Help and the Medicare Savings Program can reduce premiums, deductibles, and prescription costs for those who qualify. Learn more on Medicare.gov.

📉 If your income has changed due to retirement or other life events, you may be able to request a premium adjustment.

💬 Want help choosing the right plan or understanding your options? Let’s chat! Call Brandy Braya-Cameron 📞 316.214.2092

13/08/2025

🩺 Have You Scheduled Your Free Medicare Wellness Visit This Year?
If you have Medicare Part B and it’s been more than 12 months, you qualify for a free Annual Wellness Visit — but many people don’t even know about it!
✅ It’s not a full physical
✅ It is a great time to review your health, medications, and risk factors with your doctor
✅ It’s 100% covered — no copay, no deductible (when done by a participating provider)
Your wellness visit helps you stay ahead of potential health issues and ensures your care plan is up to date.
Need help understanding what’s included — or making sure your doctor accepts Medicare?
👩‍⚕️ Brandy can help you make the most of your benefits.
📍 1133 S Rock Rd Ste 1, Wichita KS 67207 📞 Call 316-214-2092
Take care of your health before a problem arises — it’s free, and it’s smart.