IMG & Kaiser 3in1 HMO

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IMG & Kaiser 3in1 HMO

Kaiser International Health Group, Inc. https://128199me.imgcorp.com/linkbio

26/10/2025

Ano ba talaga ang IMG?

28/09/2025

Ang Kaiser International ay hindi lang para sa hospitalization — ito rin ay isang investment at estate tool na maaaring ipamana.
Narito ang dalawang pangunahing dahilan kung bakit pwede ipamana ang Kaiser:
✅ 1. May Investment Component
Ang Kaiser ay isang long-term healthcare plan na may investment. Pagkatapos ng 7 taon na pagbabayad, ito ay nagkakaroon ng fund value (savings/investment) na lumalaki habang hindi ginagamit.
👉 Ang fund value na ito ay maaaring ipamana sa beneficiary kung sakaling pumanaw ang planholder.
✅ 2. May Life Insurance Coverage
Habang nagbabayad pa ang planholder (during the 7-year paying period), may kasamang life insurance ang Kaiser. Kapag may nangyari sa planholder, tatanggap ng lump sum ang kanyang naitakdang beneficiary.
💡 Paalala:
Upang masigurado na maipapamana ito nang maayos, siguraduhing:
Nakalagay ang correct beneficiary sa application form.
May updated na records kay Kaiser.
Naiintindihan ng pamilya kung paano mag-claim sakaling kailanganin.
Get your Kaiser Longtermcare Savings now 📌
Message me.

17/09/2025

Why Kaiser Long Term Plan?
Because it offers solution to our 3 major concerns:
Healthcare✅️
Insurance✅️
Investment✅️
Message me para pag usapan natin.

16/09/2025

Your present financial situation definitely represent what matters to you (your priorities).
If you have extra savings today, then it means you are a saver, you value the effort of earning that money, the right money habits are within you and the act of saving money is essential to you and it is your top priority. 🙂👍
If wala kang sapat na savings, pero gusto mong magkaroon - nasa mindset and habits lang yan.
Start saving for...
Emergency Funds?
Healthcare Funds?
Retirement funds?
Kids Education funds?
Travel funds?
Future expenses funds?
We can help you develop that mindset.
Financial education is the first step.

15/09/2025

Sa ABROAD Libre ang Health Care.. Wala kang worries na baka magkasakit ka wala kang pambayad sa Hospitalization mo at wala kang pang- monthly Check Up..
Pag patapos na ang Insurance remind Na si amo at kabado kana Na tapos Na ang Insurance mo..
In Reality Life Pag Uwi ng Pinas di na Pwede ang Insurance mo sa Abroad..
Mas Malaki ang Gagastusin Pag Uwi Lalo Walang Naihandang Health Care, Long Term Care At Investment..
May Na ipundar na Bahay At Kotse ..
Pero Walang na handang healthcare..
Di Sapat ang SSS, Philhealth ..
Pag na Hospital si Kabayan
lahat ng Na Ipundar nyang bahay At Lupa.. Ubos pa Ang Saving.
Kaya Habang Maaga Habang nasa Abroad At malakas ka pa At Kumikita Bakit di mo pag handaan ang Protection ng Iyong Family?
Wala maka ka iwas Sa Tinatawag na Sakit, Confine sa Hospital at malaking Operation ..
KAISER 3 in 1 ULTIMATE BUILDERS CARE ITO AY Merong
✓ Longterm Health Care
✓ Life & Accident Insurance
✓ Investment to MUTUAL FUNDS..
For 7 Years ka lang mag-iipon
Habang Nag Babayad ka Meron kang Free Annual Check Up Na di mababawas sa Binabayaran mung KAISER..
Meron ka Pang Maipapamana sa Pamilya mo sakaling Mawala ang Bread Winner ng Pamilya..
At May aagapay sayo Sa Pag Tanda dahil di kana aasa sa mga anak mo for your Retirement Years.. Ito ang tinatawag na Long-Term Health Care..
Get Covered!
For Benefits

14/09/2025

Are you planning now para sa future mo?
When we write our goals, be specific.
Halimbawa.
Bakit ka mag-iipon?
Para saan ang iniipon mo? Madalas ang sagot natin, para sa future.
Naku Friend, napakalawak ng Future.
Hindi ba mas maganda kung specific ang Financial Goal natin?
Para ba ‘yan sa Healthfund mo?
Para ba ‘yan sa Retirement Fund mo?
Para ba ‘yan sa college fund ng anak mo?
Para ba ‘yan sa Dream House mo? o sa Dream Vacation mo? Be Specific.
Kaya kapag tayo magsusulat ng goals natin, take time to think about what you want in your life.
Be specific.
It is your life. 💙 I’d love to share all of you, each Families and the community to achieve Financial Freedom.
No Family left behind.
Cheers to Financial Independence. 🥂🌈💙💖🥰 Pwede ka nang mag-ipon.

13/09/2025

UMPISAHAN MO NG MAG IPON KABAYAN ‼️
👇👇👇👇👇👇
Pitong taon ka lang mag-iipon. Parang binabayaran mo lang ang sarili mo. At habang nagbabayad ka, may HMO ka for 7 Years. May Term
Insurance sa loob ng 20 years at retirement money kapag nagmature na ang policy mo.
Ang ganda di ba? KAISER is like no other. HMO po ito ha, hindi Insurance. Magkaiba kase ‘yon!
Scenario 1: Nagkasakit ka at naospital. Hindi mo pwede sabihin sa Ospital o Doctor na meron po ako “Life Insurance" kase po hindi iyon tatanggapin sa Ospital. Pag na-ospital ka, maglalabas ka pa rin ng pera.
Scenario 2: Nagkasakit ka at Naospital (Not Pre-existing), then may KAISER HMO ka. Pwede mo sabihin sa Ospital o Doctor na, meron po akong KAISER. Tatanggapin yon at itatanong lang sa’yo ano po ang policy number niyo?
That is the difference. Hindi ka mangangamba kase may HMO o Healthcard ka. Healthcard na may Term Insurance at Investment.

11/09/2025

Top 4 reason bakit maganda ang Kaiser Saving Program kaysa insurance!
Disclaimer hindi po insurance product ang Kaiser Saving Program
Kundi isang Health Maintenance Organization ( HMO )

1) Covered way beyond your retirement years
2) Peace of mind
3) Insurance benefits
4) Investment income
https://128199me.imgcorp.com/kaiserbenefits/

10/09/2025

Dahil hindi ka nman anak ng Contractor O taga DPWH?
Dapat may KAISER kana! para SAFE ka PALAGI
Nagkasakit ka? May Healthcare - SAFE KA NA!
Namatay ka? May Insurance - SAFE NA SILA
Tumanda ka? May Investment - SAFE KA NA NAMAN!

09/09/2025

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo? Dahil ito ay 3 in 1 Savings Plan. Meron itong:
✅ Healthcare
✅ Life Insurance
✅ Investment
You only pay for 7 years at meron ka ng healthcare until your retirement years.
At alamo ba na ang Kaiser Health Care Insurance ay..
✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)
✅ Life Insurance or Instant Money ay ibibigay sa beneficiary incase ang plan holder dies too soon.(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)
✅ Maaring magamit lifetime kahit 60 years old and above ka na
✅. Waiver ng Installment due to Death. Automatically, ang Kaiser Plan ay magiging fully paid na kahit ang plan holder ay bayad lamang ng 1 buwan. At ang health care coverage will be transferred to the beneficiary .(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)
✅ Portion ng fund ay invested sa Mutual funds.
Pag dating ng maturity date, it is GOOD AS CASH. Kung hindi mo naman nais itong withdraw lahat, ang remaining balance nito ay magtutuloy-tuloy and will grow earning not less than 3% interest compounded annually.
✅ Sino ba ang pwedeng mag-avail nitong Kaiser Long Term Care? Ages 10 to 60 years old only
In case YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi magiging pabigat sa pamilyang maiiwanan.
MESSAGE US for more details and free quotation.

08/09/2025

The 3 If of Life..
Watch the video til the end. Helping 1 family a day.

08/09/2025

Ready ka na bang mag-retire?

Ang retirement ay ang pinakamatagal na bakasyon sa buhay natin. Ito yung panahon na hindi na tayo nagtatrabaho, panahon na kung saan naglalabasan na ang mga health conditions. In fact, retirees spend 60% to 80% of their savings on healthcare. At isa din ito sa dahilan kung bakit after retirement ay nagtatrabaho parin kasi walang sapat na ipon.

Some would say, bata pa naman ako, bakit ko na paplanohin ang retirement? Pwede bang enjoy ko na muna kasi you only live once?

Yes, "you only live once". Pero isipin mo din that "you also grow old". Dapat balance para hindi ma compromise ang kinabukasan natin. Bawat oras ay mahalaga, remember that time is your greatest ally in investing for your future.

You will have an excuse not to save or invest. But no matter what your excuse is, you will eventually retire and stop making active income and one thing is for sure... YOU'RE GOING TO GET OLD NEXT YEAR!

Take charge of your future! Be your own money manager. Be your own financial advisor.

Ask me how 😊

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