
14/08/2025
A pharmacy network is a group of pharmacies that have agreements with a health insurance plan to provide medications to its members at negotiated rates. Using an in-network pharmacy usually results in lower costs for patients compared to out-of-network pharmacies. These networks ensure that patients have convenient access to pharmacies where they can fill their prescriptions. Insurance plans often encourage the use of in-network pharmacies through lower copayments and coinsurance, thereby managing overall healthcare costs.