18/08/2025
6️⃣ Get Expert Advice: Compare schemes or speak to an independent broker; it could save you stress and money in the long run.
📌 𝘚𝘢𝘷𝘦 𝘵𝘩𝘪𝘴 𝘤𝘩𝘦𝘤𝘬𝘭𝘪𝘴𝘵 𝘰𝘳 𝘴𝘩𝘢𝘳𝘦 𝘪𝘵 𝘸𝘪𝘵𝘩 𝘴𝘰𝘮𝘦𝘰𝘯𝘦 𝘸𝘩𝘰 𝘯𝘦𝘦𝘥𝘴 𝘪𝘵!
There’s always a pull between what you can 𝐚𝐟𝐟𝐨𝐫𝐝 and what you 𝐫𝐞𝐚𝐥𝐥𝐲 𝐰𝐚𝐧𝐭.
Take the time to choose a medical plan that actually suits your needs, not just your wallet.
1️⃣ Start with a Personal Health Audit: Review your health, how often you visit doctors, your chronic medication needs, and your family’s medical history. Young and healthy? Your needs may differ from someone managing a chronic condition or raising a family.
2️⃣ Decide on the Level of Cover You Need: Do you just need hospital cover for emergencies, or a comprehensive plan that includes GP visits, specialists, and medication? Network plans can save money — but only if you’re comfortable using their listed providers.
3️⃣ Be Realistic About Affordability: Balance your budget with the protection you need. A cheaper plan may save now, but could cost more later if you’re underinsured.
4️⃣ Read the Fine Print: Check waiting periods, treatment limits, co-payments, and exclusions — before you sign.
5️⃣ Plan for the Unexpected: Consider gap cover to avoid hospital shortfalls, and keep an emergency fund for extras your plan won’t cover.
6️⃣ Get Expert Advice: Compare schemes or speak to an independent broker, it could save you stress and money in the long run.
Whether it’s a basic hospital plan or full medical cover, the right choice today can make all the difference tomorrow.
