08/04/2026
When people are diagnosed with sleep apnoea, one of the first questions is:
“Does Medicare cover CPAP or a CPAP trial?”
Here’s how it actually works.
Medicare will cover the important first steps.
That includes your sleep study and the medical consultations needed to diagnose sleep apnoea and prescribe treatment.
But Medicare does not pay for CPAP machines.
And it does not fund CPAP trials or rentals.
So if you’re doing a CPAP trial through a private clinic, that cost is usually out of pocket.
Now, there are a few exceptions worth knowing.
If you go through a public hospital sleep service, some patients can access a CPAP machine on loan for a trial period.
This depends on eligibility, and often priority is given to patients with concession cards or financial hardship.
Private health insurance can help.
Many extras policies cover part of the cost of a CPAP machine and accessories, but the amount varies a lot between funds.
There are also specific programs, like DVA for veterans, and in some cases NDIS, where funding may apply.
So the short version:
Medicare covers diagnosis
Medicare does not cover CPAP or CPAP trials
Other support depends on your situation
If you’re unsure what applies to you, the best step is to ask.
We can walk you through your options and help you find the most cost-effective way to start treatment.