08/06/2025
Understanding Mental Health Support Through the NDIS
Did you know that nearly 1 in 2 Australians will experience a mental health condition at some point in their lives? If you have a disability caused by a mental health condition, you might be wondering what the NDIS can help with—and what it can’t.
Let’s break it down simply.
⸻
✅ What mental health support can the NDIS pay for?
The NDIS helps people with a psychosocial disability—that means a long-term disability caused by a mental health condition like schizophrenia, bipolar disorder, or severe depression.
The NDIS can fund non-clinical supports. These are services that help you live more independently and take part in everyday life, like:
• Working with a psychosocial recovery coach
• Building your daily living skills
• Learning how to manage emotions and relationships
• Joining community, social or cultural activities
• Getting help to organise supports (like through a support coordinator)
So, think of it this way:
👉 NDIS = building skills, independence, and daily functioning
Not treatment or diagnosis.
⸻
❌ What the NDIS does not pay for
The NDIS doesn’t cover clinical mental health treatment—this is the job of the mainstream health system, like your GP or mental health services.
This includes:
• Seeing a psychologist or psychiatrist for diagnosis or treatment
• Medication or therapy for anxiety, depression, or PTSD
• Mental health hospital stays
• Early intervention therapy for kids or teens
• Drug and alcohol rehab services
If you need treatment, you’ll need to go through the health system, not the NDIS.
⸻
❓ What’s the difference between clinical and non-clinical support?
• Clinical = diagnosis, treatment, therapy
(e.g. therapy sessions for anxiety or depression)
• Non-clinical = emotional support, skill-building, and daily help
(e.g. working with someone to learn routines or manage stress better)
⸻
🧠 Does the NDIS fund psychology at all?
Yes—but only for non-clinical purposes. For example, if you’re seeing a psychologist to help with life skills, emotional regulation, or managing relationships, the NDIS might cover this if it supports your psychosocial disability.
If you’re getting therapy for depression or anxiety only (without a disability), the NDIS won’t pay, but Medicare can help.
⸻
📋 What is a Mental Health Treatment Plan?
If you don’t have an NDIS plan (or you need treatment as well), your GP can give you a Mental Health Treatment Plan.
This plan lets you get Medicare-subsidised sessions with a psychologist or other mental health professional—up to 10 individual and 10 group sessions per year.
⸻
👍 Can I have both a Mental Health Treatment Plan and the NDIS?
Yes! Many people use both.
They work together to support different needs:
• Use the Mental Health Treatment Plan for therapy and treatment
• Use the NDIS for help with living your life, managing day-to-day things, and building independence
⸻
💬 In summary:
Type of Support Funded by NDIS? Funded by Health System?
Therapy or diagnosis ❌ No ✅ Yes
Psychosocial recovery coaching ✅ Yes ❌ No
Help building life skills ✅ Yes ❌ No
Medication and psychiatric care ❌ No ✅ Yes
If you’re not eligible for NDIS mental health support, help is available from:
Your GP
Community mental health services
Medicare Mental Health, a free service connecting you with supports
Beyond Blue, Lifeline and other helplines that offer immediate support and referrals
Community-run peer support groups
Private Psychologist or therapist