RDSPlan

04/03/2026

Wishing you a joyful long weekend filled with good food, great company, and a little extra chocolate. 🐣 Happy Easter from our team to yours!

04/02/2026

Contributing to a Registered Disability Savings Plan allows families to take advantage of government grants and bonds that can significantly grow savings over time. Even small contributions can trigger meaningful support through federal programs designed for Canadians with disabilities. Understanding contribution rules and limits can help you make informed decisions for long-term financial stability. Explore how contributions work by visiting our contribution guide today.

04/01/2026

Tax season is here! Your 2025 return has some notable changes — a lower federal tax rate, higher RRSP limits, and a new Canada Disability Benefit worth up to $2,400 a year. A few credits have also been eliminated. Here's a quick guide to what's changed and what to look for on your return.

The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.

03/31/2026

Many Canadians are unaware that qualifying for the Disability Tax Credit is often the first step toward opening an RDSP. This tax credit can unlock access to government contributions and long-term savings opportunities. Understanding eligibility requirements can help families maximize available benefits and plan ahead with confidence. Learn more about eligibility criteria by reviewing our detailed guides online.

03/26/2026

Understanding the Registered Disability Savings Plan in Canada can help families build long-term savings for a loved one with a disability. The RDSP offers access to government grants, bonds, and tax-deferred growth that supports future financial security. Learning how eligibility, contributions, and withdrawals work can make a meaningful difference over time. Visit our website to explore how RDSP savings can support your family’s goals.

03/17/2026

RDSP success stories begin with one small action, checking eligibility, making a first contribution, or asking a question. Whether you’re supporting a loved one or managing your own future, the RDSP can make a meaningful difference. There’s no perfect time to begin, but starting today puts you on the path to more financial options tomorrow. Take that first step and open your RDSP now.

03/12/2026

The RDSP encourages long-term financial thinking for Canadians with disabilities. While it doesn’t offer immediate tax deductions, it builds savings through deferred taxation and government support. That means more of your money stays invested and continues to grow. Shift your mindset toward long-term growth by contributing to your RDSP regularly.

03/10/2026

If you’ve missed several years of RDSP eligibility, don’t worry, retroactive grants and bonds can often be claimed once you open your account. The CRA calculates your unused entitlements and allocates funds once you contribute. This makes opening your RDSP now more rewarding than waiting. Find out how much retroactive support you qualify for and start your plan today.

03/05/2026

Withdrawals from the RDSP are a mix of taxable and non-taxable amounts. The original contributions are not taxed, but government grants, bonds, and investment growth are considered taxable income. This means that early planning can help manage tax impacts later. Create a withdrawal plan that protects your long-term savings while keeping taxes manageable.

03/03/2026

Parents of children with disabilities often wonder how to best plan for their child’s adulthood. The RDSP can be a cornerstone of that plan, offering long-term income support that begins after age 60. Early contributions and grant matching provide a head start toward future independence. Begin your child’s journey toward financial security by opening an RDSP today.

02/27/2026

Alberta’s 2026 Budget has been released. Income tax rates remain unchanged, but there are updates that affect families and business owners, including a new Alberta Caregiver Credit for 2027, a 6% vehicle rental tax beginning in 2027, an increase to the tourism levy, and higher education property tax rates.

Alberta’s 2026 Budget maintains current income tax rates but introduces new levies and higher education property taxes. Here is a clear summary of the key measures affecting families, business owners, and taxpayers.

02/26/2026

If you’re unsure where to start with the RDSP, you’re not alone. Many Canadians find the eligibility, contribution rules, and grant calculations confusing. That’s why support services and resources exist to walk you through the process step by step. Don’t let uncertainty delay your savings. Start with a quick eligibility check and go from there.