RDSPlan

09/18/2025

Opening an RDSP is worthwhile, even if you can’t make immediate contributions. Bonds may still be deposited, which can grow over time and start matching when you’re ready to contribute. Holding a plan on behalf of someone under the age of majority ensures they’re set up for future savings growth. And remember, past contributions and unused grants may still be claimable if you’re eligible. Contact us to find out if your family qualifies for passive bond growth today.

09/17/2025

🏦 Bank of Canada Cuts Key Rate to 2.50%

The Bank of Canada has lowered its policy rate by 25bps to 2.50%, citing weaker GDP growth, higher unemployment, and easing inflation pressures.

📉 Q2 GDP shrank 1.5%
📉 Exports dropped 27%
📈 Unemployment rose to 7.1%
📊 Inflation slowed to 1.9% in August

Global demand remains soft, and the Bank noted continued excess supply in the economy. This rate cut aims to support growth while keeping inflation expectations anchored near the 2% target.

Link: https://www.bankofcanada.ca/2025/09/fad-press-release-2025-09-17/

09/16/2025

If you’ve qualified for the Disability Tax Credit and have a Social Insurance Number, you may be eligible for an RDSP. The plan is open to Canadians born in 1966 or later, and those born in 1976 are also eligible to later can receive grants and bonds. A plan holder can be a parent, guardian or the beneficiary if they’re legally able. If names on SIN cards don’t match, it might delay funds, so double‑check before applying. Check your eligibility checklist and apply online today to start building future security.

09/11/2025

Did you know the RDSP can offer up to $1,000 per year in bonds, even if you make no contributions? For families with lower incomes, the Canada Disability Savings Bond helps you build savings at no cost. These bonds, along with any matching grants, must remain in the plan for 10 years before they’re fully yours. Yet even small contributions of $25 annually can unlock more growth later. Open an RDSP account today and start securing bond contributions now.

09/09/2025

Saving early for a loved one with a disability can open doors to long‑term financial gain. The Registered Disability Savings Plan (RDSP) lets eligible Canadians receive matching government grants and bonds. Your contributions aren’t tax‑deductible, but grants of up to 300% can make your savings grow. With RDSP, income doesn’t affect OAS or GIS, supporting planning for well into the future. Start the conversation today and explore your options for long‑term support by learning how to qualify and begin your RDSP journey now.

09/04/2025

Unlock $90K+ in RDSP benefits: Grant & Bond tips for all income levels.

Maximize Your Grant & Bond: Strategies for Every Income Level by RDS Plan | Sep 4, 2025 | 2025, Blog, disability | 0 comments Maximize Your Grant & Bond: Strategies for Every Income Level Raising a child with a disability comes with unique joys and challenges. From medical appointments to educationa...

06/18/2025

Why put your family in a position of not being prepared. Had a client state "if you fail to prepared, you have prepared to fail".

My team looks forward to helping you.

As your current workspace is on the Mobile Premium Plan, you won't be able to subscribe to any of the plans of Animaker web. Create a new workspace to subscribe to any of the plans of Animaker web.

04/22/2025

Statements of Entitlement are mailed out annually in February with the information you need to get the maximum in matching grants from the Government of Canada.

If you haven’t received your statement by mid-March, please contact us at 1-866-204-0357.

If you or a loved one with a disability doesn’t have an RDSP, consider opening one today: https://ow.ly/YCQM50Vb0v3

Image description: Registered Disability Savings Plan holders! Have you received your Statement of Entitlement? The text is on a brown background. There is an outline of a question mark at bottom centre of the image.

02/20/2025

Ready to take control of your future? Contact us for a free consultation. https://rdsplan.ca