Money Nuts & Bolts

Money Nuts & Bolts I’m a therapist turned money coach who helps therapists feel calm and in control of their finances. I’m like half therapist, half bookkeeper.

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank.

​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the

money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!)

I offer in-person and online one-on-one financial consulting, and online resources to help your money skills grow.

04/24/2026

If you’ve been avoiding raising your fee, because you’re scared to have those hard conversations with your clients, this week’s podcast episode for you…

As helpers and healers, it’s natural for us to think that we’re “good therapists” by helping everyone at a price they can afford.

But you can actually show up stronger and with more mental space for those you serve by prioritizing yourself and protecting your time.

In this coaching conversation, I sit down with Jessica Katz (a graduate of the Money Skills for Therapists program) to look at what happens when your fee structure, schedule, and financial needs aren’t aligned — and then how to shift toward building a practice that supports both your clients and your own well-being.

🎙️ Ep 205: Client Care And Your Well-Being: Raising Your Rates For Good

🎧 LISTEN HERE:
https://moneyskillsfortherapists.com/client-care-and-your-wellbeing/

Here's a little sneak peek at what we'll be covering next week during our ✨FREE✨ 4-day Overcoming Money Shame workshop s...
04/18/2026

Here's a little sneak peek at what we'll be covering next week during our ✨FREE✨ 4-day Overcoming Money Shame workshop series for therapists and health practitioners!

Join us live to get the support, tips and tools you need to move from money shame and confusion to calm and confidence in your private practice finances — plus, a chance to win the $500 cash prize 🤯

Sign up today to save your free spot, or register to get the replays!

🔗 CLICK HERE: https://moneyskillsfortherapists.com/workshops/

04/17/2026

Do you need your practice to support you, but you feel selfish for wanting that?

I see this all the time with therapists, where being helpful, accommodating, and selfless is the expectation. And over time, this can turn into a habit of minimizing your own needs—especially your financial needs—to care for others.

So when you finally start to look at your numbers, think about what you actually *need* to earn to live your life, and set your fees, it can feel shameful. Not because you’re doing something wrong, but because it goes against a pattern you’ve been living in for a long time.

In my latest conversation with my biz bestie, Tiffany McLain Lean In. MAKE BANK. For Therapists in Private Practice, we dig into how this pattern shows up around money, and why it can feel so uncomfortable to want more, charge more, or build a practice that actually sustains you.

🎙️ Ep 204: Breaking The Martyr Cycle: Therapists, Money Shame, And Self-Care

🎧 LISTEN HERE:
https://moneyskillsfortherapists.com/breaking-the-martyr-cycle/

👉 If you’re tired of feeling confused, overwhelmed, or ashamed when it comes to your private practice finances, join me on Zoom next week for my free, 4-day workshop series, Overcoming Money Shame.

I'll be going live for one hour each day—from Monday through Thursday at 12pm PT / 3 pm ET—to connect with an incredible community of therapists and health practitioners and help them move from money shame and confusion to calm and confidence in their private practice finances.

I would love to see you and support you there.

🔗 Sign up and save your spot:
https://moneyskillsfortherapists.com/workshops/

Replays will be available, but you have a chance to win $500 when you join live 💰

👉 Swipe through for everything you need to know about our comprehensive six-month program for group practice owners.Regi...
04/16/2026

👉 Swipe through for everything you need to know about our comprehensive six-month program for group practice owners.

Registration for our Spring cohort closes April 22nd.

Get in touch with your questions,
or click the link below and enroll today ✨
https://moneyskillsfortherapists.com/msgpo/

04/09/2026

When you think about money, what word comes to mind? 🤔

Be curious about what comes to the surface for you…

If money in your private practice brings up anxiety, avoidance, or that feeling of “I should have this figured out by now,” you’re not alone.

Most of us were never taught how to manage money, and yet we’re running businesses that are supposed to take care of us while we take care of others. It’s a lot of pressure, and it can feel completely overwhelming. 😫

To kick off season 15 of the podcast, I’m digging into the connection between emotions and money — and why money confusion has so much to do with what’s happening underneath the surface.

🎙️ Episode 203: Overcoming Money Shame in Private Practice

🎧 LISTEN HERE:
https://moneyskillsfortherapists.com/overcoming-money-shame-in-private-practice/

👉 If you’re tired of feeling confused, overwhelmed, or ashamed when it comes to your private practice finances, join me for my upcoming workshop series!

Overcoming Money Shame is a free, 4-day, live event that will help you move from money shame and confusion to clarity, calm and confidence—with practical tools and real support each day.

Sign up to save your spot and join me live on Zoom from Monday, April 20th to Thursday, April 23rd for a daily one-hour workshop at 12pm PT / 3pm ET.
Replays will be available! But if you attend live, you’ll have a chance to win $500 💰

🔗 REGISTER HERE:
https://moneyskillsfortherapists.com/workshops

Hey, private practice owner 👋 You’re invited to join me live for a FREE Zoom workshop series that will help you go from ...
04/02/2026

Hey, private practice owner 👋 You’re invited to join me live for a FREE Zoom workshop series that will help you go from money shame and confusion, to calm and confidence!

If you feel completely overwhelmed every time you go to work on your private practice finances - and you end up avoiding them altogether — then this workshop series is for you.

First of all, let me just say that it is totally understandable why you feel anxious when it comes to managing your money. We were never taught this stuff (especially as therapists and helpers, women, and marginalized folks).

But if you want to have a healthy and sustainable private practice that supports you — and allows you to live the life that you truly want and deserve — you have to know how to get your money working for you.

And that’s exactly what I’ll show you throughout this free workshop series — step by step. So that you can finally overcome money shame and begin to feel calm and confident about your private practice finances.

🗓 Check out the lineup below!
(Note: each live workshop will take place on Zoom at 12pm PT / 3pm ET ⏰)

Monday, April 20th
Why Money Is So Hard for Therapists

Tuesday, April 21st
The 3 Keys to Feeling Empowered About Money

Wednesday, April 22nd
Breaking Down the Isolation & Silence Around Money

Thursday, April 23rd
The 4 Steps to Getting Your Private Practice Finances Really Working for You
(And Building a Whole New Relationship with Money!)

👉 SIGN UP NOW to save your spot and join us live, or register for the recordings: https://moneyskillsfortherapists.com/workshops

💰 And, as if a free workshop series wasn’t enough, I’m also giving away $500 cash to one lucky participant! Register for details.

I can’t wait to connect with you, share my money tips and tools, and answer any questions you have.

Hope to see you there!

Money can sometimes feel easier to manage in your business than in your relationship 😬 And that’s what we dig into this ...
03/06/2026

Money can sometimes feel easier to manage in your business than in your relationship 😬

And that’s what we dig into this week on the podcast!

In our last episode of the season, I sit down with financial therapist Ed Coambs to explore what happens when you bring your money skills home and have to navigate your finances with a partner.

We talk about financial intimacy, emotional safety, and what it truly takes to have honest, grounded conversations when two nervous systems — and two lifelong money stories — are in the room.

Together, Ed and I unpack:
💰how money shows up in relationships and what’s happening under the surface when money becomes tense
💗 how financial intimacy gets built — and how it breaks down
⚒️ how to repair your relationship when it feels like there’s no hope…

If you’re feeling resentment towards your partner around your finances, or you’re struggling to get on the same page when it comes to the emotional and practical sides of money, tune in to this conversation to learn what you can do to ease conflict and deepen trust and connection in your relationship. ✨

🎙️ Episode 202: Shared Finances, Shared Growth: Tackling Financial Dynamics in Couples

🎧 LISTEN HERE:  ​​​​https://moneynutsandbolts.com/tackling-financial-dynamics-in-couples/

Whether you’re thinking about selling your private practice or it wasn’t even on your radar, this week’s podcast episode...
02/26/2026

Whether you’re thinking about selling your private practice or it wasn’t even on your radar, this week’s podcast episode will give you a lot to think about — and work towards.

For many private practice owners, the end-of-the-road often looks like quietly closing the door, but it can be exciting to entertain the idea of selling your practice one day.

In my latest conversation with registered psychotherapist Liane Wood, we dig into:

🧱the emotional blocks therapists face around identity and money
⚙️the practical systems that make a business transferable
🧠how shifting into a CEO mindset can turn your practice into a true asset rather than a job you can never leave

Separating who you are from what you own means that you’re no longer trapped inside your own practice.

Instead, you’re running a business that can support you, your clients, and potentially future owners down the road. It allows your practice to become less stressful, and more profitable and resilient. 💪

By making these shifts now, you are creating options for your future — whether that be stepping back, delegating, taking real time off, or eventually passing your legacy on to someone aligned.

Building a sellable therapy practice isn’t about exiting — it’s about creating more freedom, sustainability, and financial clarity in your personal and professional life. ✨

When your business has clean finances, clear systems, diversified revenue, and a brand that isn’t dependent on you alone, everything feels lighter.

🎙️ Episode 201: Building a Sellable Therapy Practice: Money, Mindset, and Options

🎧 LISTEN HERE: https://moneynutsandbolts.com/building-a-sellable-therapy-practice/

‘Tis the season for taxes 💰If you dread filing your taxes because you never have enough money saved…If you never have en...
02/19/2026

‘Tis the season for taxes 💰

If you dread filing your taxes because you never have enough money saved…

If you never have enough money saved because you have no clue how much to put aside…

And if you no clue how much money to set aside for taxes because even just *thinking* about taxes fills you with anxiety…

You’re not alone.

The good news is:
Tax season doesn’t have to be stressful anymore.
In fact, saving for taxes can be easy!

You just need my foolproof system to set aside what you’ll owe in taxes. ✅

And this is what you’ll get in my upcoming workshop:
Setting Enough Money Aside for Taxes (in 5 Easy Steps!)

Here are the details 👇
🗓️ Monday, February 23rd
⏰ 10am PT/1pm ET
📍 Live on Zoom

In this 60-minute live session, you’ll learn:
- the 5 easy steps to make sure your taxes are totally taken care of,
- what mistakes to avoid when setting aside tax money for your private practice,
- how to use a simple (and pretty!) tool that will tell you exactly how much money to put aside to cover your taxes each year

If you’re ready to take the first step to leaving tax stress behind, so you can breeze through your next tax season – and every tax season after that – with clarity, confidence and ease, join me live on Zoom next week.

🔗 Space is limited. Register today to save your spot and get the replay:
https://calendly.com/linzybonham/setting-enough-money-aside-for-taxes

Have you been avoiding your finances because they bring up feelings of uncertainty,  overwhelm, guilt or shame?Imagine t...
02/18/2026

Have you been avoiding your finances because they bring up feelings of uncertainty, overwhelm, guilt or shame?

Imagine the clarity, confidence and peace you could feel when you finally step out of avoidance and get the dedicated coaching and community that will help you become empowered about money…

😮‍💨 You’ll actually be able to breathe a sigh of relief.

💃 You’ll be able to move through 2026 with more ease.

And you’ll be able to accomplish your most important goals like:
✅ Pay yourself a regular, reliable paycheck that allows you to live the life you really want
✅ Enjoy paid time off—a vacation even!
✅ Take care of the people who count on you
✅ Save enough for taxes, retirement, and all of the things that matter most to you

The possibilities are endless!

With your money doing the heavy lifting, you’ve freed up time, mental energy, and even extra dollars to really take care of yourself.

If this 👆 sounds like something you want *and need* right now, join Money Skills for Therapists (and SAVE $500) before the price goes up in March ⏳

🔗 Click here to learn more and register:
https://moneynutsandbolts.com/course-signup-12/

Not sure if MSFT is the right thing for you at this time? Let’s chat! Leave a comment below or send me a DM. 💬

Our 200th episode of Money Skills for Therapists: The Podcast is live 🎉And this conversation with my business besties, T...
02/17/2026

Our 200th episode of Money Skills for Therapists: The Podcast is live 🎉

And this conversation with my business besties, Tiffany McLain and Maegan Megginson, was definitely more honest than polished.

Together, we unpacked the real seasons of entrepreneurship.

We talked about what it feels like when you’re all in: launching, creating, hiring, dreaming bigger.

And we also opened up about the quieter seasons: reducing your client load, winding down programs, letting team members go, or wondering if you even want to keep doing this work in the same way…

But the one thing we kept circling back to is this:
Your business is allowed to change as you change. ✨

There are seasons where you build aggressively, seasons where you stabilize, seasons where you question everything, and seasons where you rediscover joy.

You don’t have to cling to an old identity just because it once worked.
You don’t have to keep scaling just because you can.
And you don’t have to quit just because you’re tired.

Sometimes, the best move you can make is slowing down long enough to ask yourself:
“What season am I actually in?” 🌿

If you’ve ever felt both love and resentment toward your business, this conversation is for you!

🎙️ Episode 200: Seasons of Entrepreneurship: Growth, Contraction, and the Truth About Business

🎧 LISTEN HERE: https://moneynutsandbolts.com/seasons-of-entrepreneurship/

It’s true… The price for my signature course, Money Skills for Therapists, is going up in just a couple of weeks. Raisin...
02/12/2026

It’s true…

The price for my signature course, Money Skills for Therapists, is going up in just a couple of weeks.

Raising your fees is a natural—and necessary—part of running a healthy, sustainable business that can take care of you, so you can continue to take care of others. 💗

It creates a positive ripple effect, and it’s something that I highly recommend all therapists and health practitioners do on a regular basis.

And as a money coach who has taught hundreds of private practice and group practice owners over the years, it’s important that I don’t just talk the talk…

So here I am, walking the walk. And hopefully inspiring you to invest in yourself and price your work sustainably too.

With that said, if you’ve been wanting to take the course but have been waiting for the “right time,” now is your chance to join us at the current price of $1,997 before it goes up to $2,497 in March.

That’s $500 in savings for simply taking action now and getting the support you need (and deserve) to finally feel calm and in control of your private practice finances.

It’s a win-win 🙌

🔗 REGISTER HERE: https://moneynutsandbolts.com/course-signup-12/

Sign up today and save ✨

Not sure if MSFT is the right thing for you at this time? Let’s chat! Leave a comment below 👇 or send me a DM.

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Hey, welcome!

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. I’m like half therapist, half bookkeeper. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank. ​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!) Through my signature course, Money Skills for Therapists, I’ve helped dozens of therapists gain the practical know-how, to make their business take care of them.

If you’d like to stay in touch, feel free to send me a message or check out my free money skills for therapists facebook group.

- Linzy