Money Nuts & Bolts

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Guelph, ON
Money Nuts & Bolts

I’m a therapist turned money coach who helps therapists feel calm and in control of their finances. I’m like half therapist, half bookkeeper.

As the daughter of an accountant, I inherited a good dose of bookkeeping brain. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank.

I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!)

I offer in-person and online one-on-one financial consulting, and online resources to help your money skills grow.

01/16/2026

As we start to take our financial needs seriously—raising fees, setting boundaries, and valuing our work—those shifts don’t stay contained to our businesses. They often ripple into our personal lives, especially our friendships.

In this week’s podcast episode, I talk about what can happen when we move from self-sacrifice to self-advocacy, and how that transition can quietly (or painfully) change the dynamics of the relationships we’ve built.

If you’ve ever felt conflicted between honoring your own needs and preserving friendships you care about, save these reflections 👇 and make sure you tune into my latest episode for more. 🎧

I offer a compassionate lens for making sense of these changes and reassurance that while some connections may fall away, others—often deeper and more mutual—can emerge in their place. 💗

🎙️Episode 195: When Valuing Yourself Changes Your Circle: Money, Friendship & The Grief Of Growth

LISTEN HERE: https://moneynutsandbolts.com/when-valuing-yourself-changes-your-circle/

01/08/2026

STOP what you’re doing ✋

Before you get pulled back into old routines and habits in your private practice that don’t serve you, take this moment to pause and reflect.

Are you:
✔ So busy seeing clients but unsure how your practice is actually doing?
✔ Feeling disconnected from what matters most to you and what actually makes a difference in your life—personally, professionally, or financially?
✔ Wanting to take on 2026 feeling grounded, clear, and intentional about your private practice and your life?

The New Year is the perfect moment to connect with the big picture in your practice and your life. But it can also be hard to carve out the mental space and time for this valuable reflection and planning time.

That’s where I come in.👇

🌿 Private Practice Revitalizer Workshop
🗓 Wednesday, January 14th, 2026
⏰ 1–2:30pm EST
🎟 FREE live workshop on Zoom (+ the replay!)

In this guided 90 minutes together, you will:
✍️ Reflect on the highlights in your private practice for 2025
🧘 Ground yourself and reconnect with your core values
📅 Create a thoughtful, clear and realistic plan for 2026 that aligns with what you want and need

You’ll walk away with your own completed Private Practice Revitalizer workbook, clarity around your goals, and renewed energy for the year ahead.

✨ Spots are limited.
🔗 Register today to save your seat or get the replay: https://calendly.com/linzybonham/private-practice-revitalizer

Let’s start 2026 with purpose. 💫

12/22/2025

Wishing the Money Skills for Therapists community a very happy holiday season!

Our team is enjoying a two-week holiday break from December 22nd through January 4th, and we’ll return on January 5th – relaxed, refreshed, and ready to take on 2026 🙌

We hope you also take this time to rest, recharge and reminisce on all of the wonderful things you’ve accomplished this year!

We’re looking forward to connecting with you and supporting you in the new year. ✨

12/11/2025

⌛️ This is it - your final call.

The doors to Money Skills for Group Practice Owners are closing TONIGHT, and your chance to access high-touch support for your group practice won’t come around again for a while.

⚠️ 9pm ET is your deadline.

No more “maybe later.” No more “I need to think about it.” This is your last opportunity to take that crucial next step forward and turn your group finances around.

If you know you need to break out of financial avoidance…

If you know you’ll wake up tomorrow, regretting you missed your chance to join a community that gets your struggles….

If you know your group practice can’t wait any longer for you to take action and become its empowered financial leader…

Click here to join Money Skills for Group Practice Owners now — before your time runs out 👇https://moneynutsandbolts.com/msgpo-2026/

You deserve the support, the guidance, and the relief that comes with this course.

Take the leap. I promise, your future self will thank you for it.

See you on the other side?

12/09/2025

If you’re feeling the shift in the therapy world (and the economy), you’re not alone. Things have changed, and it can feel unsettling. From years of burnout and endless demand to today’s reality of fewer calls, more price sensitivity, and a need for smart adjustments—we’re in a season that calls for flexibility, curiosity, and compassion for yourself. ✨

Today’s podcast episode is a follow-up conversation with Julie Herres, where we shift from last week’s heavier economic outlook to something far more supportive: real-world strategies therapy practice owners can use right now to steady the ship.

Together, we walk through mindset shifts, flexible scheduling, fee strategy, and practical marketing ideas that help you stay grounded and profitable when the numbers feel uncertain.

What matters most is staying present and using your data to guide your choices. None of this is a step backward—it’s you responding wisely to what’s actually happening. And you’re more capable and resilient than you think. You can navigate this season with steadiness and intention 🙌

🎙️Episode 192: Adjusting Your Private Practice in a Changing Economy (Part 2)

🎧 LISTEN HERE: https://moneynutsandbolts.com/adjusting-your-private-practice-in-a-changing-economy-part-2/

12/08/2025

Hey, group practice owner 👋

What are your goals for 2026?

If you’re feeling overworked, stressed and underpaid in your group practice right now, it doesn’t have to stay that way…

I would love to support you in making 2026 the year you become the empowered financial leader of your group practice — with the paycheck you deserve, buffers in your bank account and the confidence to lead from a place of values AND strategy, so your practice can serve your community for years to come.

If you’re committed to making *big* changes to your business (and your life) this coming year, join the January 2026 cohort of Money Skills for Group Practice Owners here: https://moneynutsandbolts.com/msgpo-2026

Together, we can make 2026 your best year yet 🙌

12/04/2025

Don’t miss your chance to make lasting change in your group practice — and your life! 🚨

Are you pouring all your love, bandwidth, and energy into your group practice, but find your numbers just aren’t adding up?

You got here just in time.

Enrollment for the Money Skills for Group Practice Owners course is open for a limited time only! Registration closes on December 11th, 2025, and this cohort begins on January 8th, 2026.

This is your moment to take action and build a practice that takes care of you and your team, reflects your values, and makes a big impact on your community.

And it all starts by registering to watch the replay of my workshop, “How to Run a Successful Group Practice,” where you’ll learn:

😳 The biggest mistakes group practice leaders make that lead to burnout and resentment
🧱 How the different parts of your group practice come together to either make or break your business
🗝 5 key steps to becoming an empowered financial leader in your group practice
✅ Whether the Money Skills for Group Practice Owners course is the right next step for you

🔗 Access the replay now: https://moneynutsandbolts.com/msgpo-replay/

Then grab a cup of tea, paper and pen, settle in and gain immediate insights on running a successful - and sustainable - group practice 🙌

12/03/2025

Our ⚡️Flash Sale⚡️ ends today! This is your last chance to get up to $625 off Money Skills for Therapists — the lowest price you’ll see before we do a price increase in the new year.

If you’re ready to:
- save enough money for taxes
- pay yourself a regular, reliable paycheck that you and your family can depend on
- finally feel clear about your finances
- confidently direct your money to what really matters to you in life
- kick off 2026 feeling PROUD of the steps you’ve taken to get your finances in order...

Don’t miss out on this opportunity to build a whole new relationship with money and completely transform your private practice finances (and your life) ✨

Are you in?

🔗 Click here to sign up today and save: https://moneynutsandbolts.com/msft-registration-flash-sale

12/02/2025

Are you feeling the ripple effects of a shifting economy?

Maybe you’re being a little more careful with your grocery budget… or noticing clients cancel, space out sessions, or pause therapy to save money. It’s unsettling—especially when you’re responsible for running a private practice, caring for clients, and supporting your household.

In this week’s episode, I sit down with my good friend and trusted financial expert, Julie Herres, to talk through what so many practice owners are experiencing right now.

We break down the challenges showing up for both solo and group practice owners:

💰 Tightening cash flow
📈 Rising costs
🙃 Big shifts in client behavior

So what does this mean for your practice?

👥 For group practice owners:
You might be navigating painful cash-flow stress, worrying about payroll, or wondering what happens if a few clinicians leave at once. Without a cushion, even small disruptions can feel huge and overwhelming.

👤 For solo practitioners:
Even therapists who were fully booked for years are now seeing more openings. It’s not that you’ve done anything wrong—this is part of a broader, nationwide shift in therapy demand.

Julie and I dig into why everything feels tighter right now—and how inflation, stagnant insurance reimbursement, and economic uncertainty are affecting therapists, clients, and practice finances across the board.

If you’ve been feeling unsettled or unsure of your next steps, tune in to today’s episode. And stay tuned for Part Two, where we’ll move into action with grounded guidance and compassionate, practical next steps to help you adjust your practice with clarity and confidence.

🎙️ Episode 191: Adjusting Your Private Practice in a Changing Economy (Part 1)

Tune in wherever you listen to podcasts 🎧
https://moneynutsandbolts.com/adjusting-your-private-practice-in-a-changing-economy/

12/01/2025

When the numbers aren’t adding up, it’s easy to start questioning if running a group practice is really worth it. You might be wondering whether to keep pushing forward or go back to solo practice. 😔

But before you decide to throw in the towel, I want to remind you that it is possible to get your group practice finances working for you. You can move from feeling overwhelmed and unsure to becoming an empowered financial leader who makes confident, informed decisions.

I could on and on about my transformational course, Money Skills for Group Practice Owners—a course designed to help you master the financial side of running a group practice—but instead, I invite you to read through these slides 👆 to see what others are saying about it…

Want to learn more? Click here: https://moneynutsandbolts.com/msgpo-2026

You can also check out the replay of my workshop for group practice owners to get a better feel for my teaching style. Or you’re welcome to book a free discovery call with me to connect one-on-one and get answers to any questions you have. Just leave me a comment below or send me a DM, and I’ll send you all the links you need 🔗

The doors are open to the January 2026 cohort of Money Skills for Group Practice Owners, but they won’t be for long… If you want to experience the same level of coaching and support that all of my students have received, I’d love for you to join me inside!

11/28/2025

Are you a solo private practice owner or a group practice owner? Let me know in the comments and introduce yourself 👋

Either way — whether you’re flying solo or you’ve brought on a team — you’re a business owner who *needs* to have the proper money skills in place in order to build a healthy and sustainable practice that takes care of you (and your loved ones 🫶) now and for years to come.

If you’ve been struggling with your private practice finances, I want you to know that you’re not alone. So many highly-skilled therapists are (or have been) in your same shoes because they were never taught how to manage their money 👟

The good news?

I created two unique programs that blend my people skills and money skills together to help therapists develop peace of mind about their money.

The even better news?

The doors to both courses are open now, and I’d love to welcome you inside 🌟

💰 Money Skills for Therapists (MSFT) is my foundational course for therapists and health practitioners in solo practice. Whether you’re looking to shift your money mindset or build solid financial systems, MSFT is your gateway to thriving in private practice.

🔗 Click here to learn more about MSFT and join with up to $625 in savings — the BEST and lowest possible price you’ll get before the price increases in the new year: https://moneynutsandbolts.com/msft-registration-flash-sale

👩🏻‍🤝‍👩🏽Money Skills for Group Practice Owners (MSGPO) is specifically crafted for group practice owners — it digs into the nitty-gritty of group practice finances. If you’re ready to be the empowered financial leader of your team, this course is for you!

🔗 Click here to learn more about MSGPO and join the January 2026 cohort before the doors close on December 11th: https://moneynutsandbolts.com/msgpo-2026

Wondering which course is right for you? Drop your questions in the comments or DM me—I’m here to help! You can also book a free discovery call where we can chat 1:1 📲

11/27/2025

‘Tis the season for big savings 💰

That’s right! This week only, you have the chance to join Money Skills for Therapists and save up to $625! 🤯

This opportunity doesn’t come around often. In fact, this is the last time we’re offering a discount like this before we do a price increase in 2026.

So if you’ve been thinking about taking my signature 6-month course and finally learning the systems and skills to get your finances in order, sign up today at the best and lowest possible price (this exclusive offer expires next Wednesday at 11pm EST ⏱️)!

And hey, I get that we’re just about to head into the holidays and you may not have the bandwidth to focus on your money skills…

So I’m offering you the option to defer your start date in the program to the new year when you’re to commit to the course.

This is your chance to move from money confusion, shame, and uncertainty to calm and confidence 🤩 Are you going to take it?

🔗 Click here to sign up today and save up to $625: https://moneynutsandbolts.com/msft-registration-flash-sale

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Guelph, ON

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http://moneynutsandbolts.com/

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Want your practice to be the top-listed Clinic in Guelph?

Hey, welcome!

As the daughter of an accountant, I inherited a good dose of bookkeeping brain. I’m like half therapist, half bookkeeper. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank. I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!) Through my signature course, Money Skills for Therapists, I’ve helped dozens of therapists gain the practical know-how, to make their business take care of them.

If you’d like to stay in touch, feel free to send me a message or check out my free money skills for therapists facebook group.

- Linzy