Money Nuts & Bolts

Money Nuts & Bolts I’m a therapist turned money coach who helps therapists feel calm and in control of their finances. I’m like half therapist, half bookkeeper.

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank.

​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!)

I offer in-person and online one-on-one financial consulting, and online resources to help your money skills grow.

What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to...
10/30/2025

What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to?

As therapists and health practitioners, we’re used to holding space for others… even when our own capacity is shifting. If you’ve been noticing changes in your energy, focus, or mood and wondering how to sustainably run your practice and stay financially grounded, this week’s episode might be just what you need. 💛

Perimenopause can bring a whole list of “not-fun”—hot flashes, brain fog, headaches, irritability, unrelenting fatigue, and just… less bandwidth. And when your capacity changes, your business needs to change with you. In fact, adjusting your expectations and routines isn’t just okay — it’s necessary.

This week on the podcast, I break down the real impact of perimenpause on therapists 🧠

And I share some practical ways to:
🗓️ Adjust your calendar to create ease in your schedule
💸 Automate your money systems to reduce the mental load
⬆️ Value your expertise as your career progresses
🤝 Ask for help so your business and finances work with your new reality

This season of life isn’t a setback. It’s a transition. And your private practice can support you through it—with clarity, systems, and a lot of self-kindness.

If you’re in your late 30s or 40s and feeling the shift in your health, energy or focus, you don’t have to push through alone. Tune in to learn how to build a sustainable practice that honors your body, your energy, and your worth. 🌿✨

🎙️ Episode: Building a Sustainable Private Practice During Perimenopause

Tune in wherever you listen to your podcasts 🎧
https://moneynutsandbolts.com/building-a-sustainable-private-practice-during-perimenopause/

Want to stop hating your group practice? 🛑 Join me live on Zoom this Wednesday at 1pm ET/10am PT for an intimate and eng...
10/27/2025

Want to stop hating your group practice? 🛑

Join me live on Zoom this Wednesday at 1pm ET/10am PT for an intimate and engaging workshop, where you’ll learn how to go from feeling overworked and underpaid in your group practice to feeling like an empowered financial leader. 🙌

Limited spots available! Sign up today to save your seat: https://calendly.com/linzybonham/stop-hating-your-group-practice

Have you been in constant motion, moving through life from one milestone to the next, with little rest in between? 🌀It’s...
10/22/2025

Have you been in constant motion, moving through life from one milestone to the next, with little rest in between? 🌀

It’s easy to get caught in the cycle of pushing, achieving, doing all the “right” things and making your way onto the next thing... But what happens when the hustle finally slows and you’re ready to enjoy the stability you’ve worked so hard for?

In this week’s podcast episode, I coach Kellie through the shift from surviving to thriving — slowing down, creating space for curiosity and joy, finally exploring what she truly wants and actually enjoying the life and stability she’s built in her private practice.

If you’ve been hustling for years and are ready to move out of survival mode and into a season of actually living and *thriving* — save these 5 steps 👆 and check out my latest coaching episode for more tips.

🎧 Tune in here: https://moneynutsandbolts.com/shifting-from-survival-mode-into-curiosity/

Faith is a big part of our relationship to money. And this is something that I’ve had come up with my students over the ...
10/16/2025

Faith is a big part of our relationship to money. And this is something that I’ve had come up with my students over the years, not surprisingly, as they’re working through their beliefs around money.

So many of the messages we receive about money come from this space — either from what we witnessed growing up in a faith community or from experiences within our current community. And sometimes these beliefs are ones that folks don’t want to hold anymore, but they’ve already shaped how they think about money and the world…

In this week’s podcast episode, faith-based private practice consultant Whitney Owens () and I dig into the topic of balancing financial success with Christian values.

If you want to align your money management habits with your faith & personal values, save these 6 tips 👆 and tune into this week’s episode for more 🎧

LISTEN HERE: https://moneynutsandbolts.com/balancing-financial-success-and-christian-values/

It’s time to stop hating your group practice!! 🙅If you started your group practice with big dreams, ambitious goals and ...
10/15/2025

It’s time to stop hating your group practice!! 🙅

If you started your group practice with big dreams, ambitious goals and the best of intentions but now find yourself totally defeated and wondering what the heck you got yourself into... 🫠

I want you to join me live on Zoom TOMORROW at 1pm PT/4pm ET for an intimate and engaging workshop, where you’ll get to connect with other private practice owners who are in the same boat and learn how to go from feeling overworked and underpaid in your group practice to feeling like an empowered financial leader. 🙌

Spots are really limited. Click here to save your seat 👇 https://calendly.com/linzybonham/stop-hating-your-group-practice

How much and how often should I be paying myself from my private practice?How can I effectively manage my business expen...
10/07/2025

How much and how often should I be paying myself from my private practice?

How can I effectively manage my business expenses?

How much money should I spend on personal development each year?

How much should I set aside for taxes?

👆 These are some of the most common questions I help therapists solve when they join my signature course, Money Skills For Therapists, and are looking to gain clarity into their business finances and create stability in their practices.

In this week’s podcast episode, I offer an in-depth overview of the various jobs your money must do, no matter how much of it you’re making or the size of your practice.

But before we dive into the specifics of all these different jobs, the core concept that I want to leave you with is that your money needs to take care of you 🌱

In our professions, we give so much time and energy to our clients. We’re also natural caregivers to our children or our aging parents, or we’re giving to our community and our friends in all these other ways. We tend to be very giving, self-sacrificing humans 🫶

What’s important to remember is that when you build a business and start generating money, part of that business’ job is to take care of you so that you can keep showing up in life - both professionally and personally - and do the incredible work in the way that only you can do it.

If you want to create financial stability with your private practice, save these action steps and sign up for my free Masterclass (linked in bio or leave a comment below for the link 🔗).

You can also tune into this week’s episode for more on this important topic 🎧

⚠️ Spoofing alert! The account pictured above has been DMing people pretending to be me. Please note my real username mo...
10/02/2025

⚠️ Spoofing alert! The account pictured above has been DMing people pretending to be me.

Please note my real username moneynutsandbolts does not have a number at the end. And I will never reach out to you asking you to invest or for any personal financial details like your banking info.

If you encounter this account, please report it immediately! Thanks, folks. 🙏

How much should you charge for a talk?  This is the question we dig into this week on the Money Skills for Therapists po...
10/02/2025

How much should you charge for a talk?

This is the question we dig into this week on the Money Skills for Therapists podcast.

As a graduate of the Money Skills for Therapists course, Alyssa (my guest on the pod) is confident with her 1:1 pricing and the financial management of her solo practice. However, getting invited to speak on stage to a bigger crowd requires an entirely different math equation and goals conversation.

Tune in to hear how I coach Alyssa through aligning her service offerings with her personal passions, business goals, and value delivery to arrive at some price options, based on the audience she’ll be speaking to.

We talk through establishing a starting point for her pricing, the topic, and what the modifiers might be, and I present the concept of value-based pricing versus commodity-based pricing that therapists are often used to.

Remember, folks - pricing is a conversation. So, it’s only when we put out our pricing that we can get feedback on how close that is to what our ideal target audience is looking and able to pay.

Save this post for when you need to provide your speaker fee for an engagement or event. Having a reference point can make all the difference!

LISTEN HERE 🎧 https://moneynutsandbolts.com/therapists-pricing-guide-to-speaking-engagements/

If you’re looking for ways to improve your bookkeeping and financial management skills in your therapy practice, save th...
09/26/2025

If you’re looking for ways to improve your bookkeeping and financial management skills in your therapy practice, save this post! And tune into this week’s episode of the Money Skills for Therapists podcast for my conversation with Sara Walls about her journey from therapist to bookkeeper for therapists.

Listen in to gain a deeper understanding of what a good bookkeeper can do for your business, learn financial management tips for neurodivergent private practice owners and discover ways to develop good financial habits that will reduce stress about money!

LISTEN HERE 🎧 https://moneynutsandbolts.com/bookkeeping-for-therapists/

Share your word in the comments 👇Most of us therapists were never taught how to manage our money, and in the absence of ...
09/23/2025

Share your word in the comments 👇

Most of us therapists were never taught how to manage our money, and in the absence of education and knowledge, we’ve inherited many different (and often conflicting) beliefs about money from society as a whole and also from our families and our upbringing.

I’ll be going live on Zoom today at 12pm PT / 3pm ET to unpack these beliefs, explore the ways in which they impact our relationship with money and share tangible tips that will help you rewrite your money story and develop an empowered relationship with money.

If you’re interested in joining me for today’s free session, click the link and sign up for Financial Empowerment Week: https://moneynutsandbolts.com/financialempowermentweek

Doors to my signature course, Money Skills for Therapists, open on Monday 🎉And to kick off this launch, I’m thrilled to ...
09/19/2025

Doors to my signature course, Money Skills for Therapists, open on Monday 🎉

And to kick off this launch, I’m thrilled to be hosting Financial Empowerment Week: An Open House for Therapists!

During this transformative week, you’ll get free coaching and support from me to help shift your mindset around money, get money working for you in your private practice, and become empowered in your business & your life.

Plus, you’ll have a chance to win $500 cash when you attend these sessions live on Zoom at 12pm PT / 3pm ET (you must be there for the live draw on Thursday when we call your name in order to take home the prize 💰)!

You’ll also get the exclusive opportunity to join Money Skills for Therapists with $1150 in special bonuses that I’ve NEVER offered before 🤯

Check out what I’ve included in this bundle of goodness 👇

🏠Open House Discount ($200 USD value): Get 10% off Money Skills for Therapists
📚Bonus Content ($150 USD value): Get the Creating Financial Stability in Uncertain Times mini-course
📞Personalized Coaching Session ($300 USD value): Get an additional 30-minute 1:1 coaching call with me
📲Back-Pocket Access ($500 USD value): Get private access to me via WhatsApp for one full month while you’re in the course

But each day of the event, one of these offers will disappear…

I know how easy it is to run away from things that feel too big and overwhelming, so I want to encourage you to take action and make the first step to transforming your business and your life!

Only YOU can make this happen, but I’d love to support you on your journey to financial empowerment.

Are you in?

👉 Sign up today to save your FREE seat that the Open House and get the chance to join Money Skills for Therapists on Day 1 with $1150 in bonus offers: https://moneynutsandbolts.com/financialempowermentweek/

This week’s podcast episode is a solo session that sheds light on the intersection between ADD and financial management,...
09/17/2025

This week’s podcast episode is a solo session that sheds light on the intersection between ADD and financial management, and perhaps more importantly, how ADD symptoms can impact one’s relationship with money…

If you feel like focus, organization, and impulsivity are some of your biggest challenges to managing your finances well, or that procrastination or avoidant behaviors sabotage your intentions with money, this episode will help ease the frustration.

By implementing the tips shared in this week’s episode, individuals with ADD can work towards building structured financial habits, gaining clarity, and boosting their financial confidence.

If you are looking for ways to overcome executive functioning challenges in financial management, be sure to save this post and tune into the podcast for more advice and support 🎧

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Hey, welcome!

​As the daughter of an accountant, I inherited a good dose of bookkeeping brain. I’m like half therapist, half bookkeeper. So when I went into private practice I dug right into all the ways to build a healthy business that pays for my life and always has extra money in the bank. ​I also saw my super skilled colleagues struggle with the money side of business. Some had even left private practice, or were avoiding starting one, because the money side was too stressful. So I put my lucky combination of people and money skills together, and Nuts & Bolts was born. I help therapists develop peace of mind about their money. Since so many of us were never taught about money, I focus the “how” of making the financial side of private practice doable, and even super satisfying (feeling competent and calm about your money is pretty swell!) Through my signature course, Money Skills for Therapists, I’ve helped dozens of therapists gain the practical know-how, to make their business take care of them.

If you’d like to stay in touch, feel free to send me a message or check out my free money skills for therapists facebook group.

- Linzy