05/05/2026
One of the services we provide at PatientAdvocates.ca is assessing eligibility for the Disability Tax Credit and assisting people and their healthcare providers in completing the DTC application form appropriately and accurately. Many of our clients have been approved and received up to ten years of retroactive benefits from the CRA!
But there are even more financial benefits to be had when you or your loved one is approved for the Disability Tax Credit.
The Government of Canada may owe you up to $90,000 🤩🤩 in grants and bonds — and most eligible Canadians never claim it.
It's called the Registered Disability Savings Plan (RDSP), and in 2026, it remains one of the most generous and most underused programs in this country. The bond alone can give you up to $20,000 — even if you contribute nothing yourself.
Yes, really! Free government money. It just gets buried in bureaucracy.
I just published a complete plain-language guide for Albertans on what the RDSP is, how to claim up to 10 years of missed grants and bonds, how it interacts with AISH and CPP-Disability, and how it pairs with the brand-new Canada Disability Benefit.
If you've been told the RDSP is "too complicated" or "not worth it" — please read this. It might change your family's financial picture.
👉 https://patientadvocates.ca/blog/rdsp-canada-disability-savings-plan-2026
A comprehensive guide on how to apply for the Disability Tax Credit is coming soon! 🎉🎉
Patient Pathways Healthcare Navigation + Advocates
A plain-language guide to the RDSP for Canadians approved for the Disability Tax Credit. Claim up to $90,000 in government grants and bonds in 2026.