The Filipino Garden at the Memory Gardens

01/23/2026

https://www.youtube.com/watch?v=3o66AuYUuNQ&t=24s
Wills and Power of Attorney

VRS Law will break down the Estate Planning in very simple terms for you. Make sure you plan and take care of your loved ones. Give us a call Today to book y...

01/21/2026

Every season paints Memory Gardens with its own grace — from spring’s blossoms to winter’s quiet peace. Truly beautiful all year round.

01/21/2026

Bringing a Loved One’s Cremated Remains to the Philippines: What Families Need to Know

For many Filipino families, bringing a loved one’s cremated remains home to the Philippines is an act of deep love, respect, and cultural tradition. While the process is allowed and commonly done, it does require preparation. Understanding the rules around containers, documents, and airport procedures helps ensure a smooth and dignified journey.

1. Choosing the Right Container
Airport security must be able to X ray the urn to verify its contents. Because of this, the type of container you use is very important.
Recommended (X ray Friendly) Containers
These materials allow the scanner to see inside:
•Wood
•Plastic
•Cardboard
•Biodegradable urns
These are the safest choices for travel and are accepted at most international airports, including those in Canada and the Philippines.

Containers to Avoid
These materials are too dense for X ray machines:
•Marble
•Metal (including bronze, brass, steel)
•Stone
•Thick ceramicSecurity officers are not allowed to open the urn, even with permission, so a dense container may cause delays or prevent the urn from being cleared. Best practice: Use a temporary travel urn and pack the decorative or permanent urn separately in checked luggage.

2. Required Documents
Airlines and border authorities may ask for specific documents. Families should prepare:
•Death Certificate
•Cremation Certificate
•Funeral Home Certificate or Letter of Contents
•Permit for Transport (some airlines require this)
•Passport of the person traveling with the remains

Keep all documents together in a folder and carry them in your hand luggage.

3. Airport and Security Procedures
Carry On Only
Cremated remains must be placed in your carry on bag. They
should never be checked in.
X ray Screening
The urn will go through the X ray machine. If the container is
too dense to scan:
•Security may perform an explosive trace swab on the
outside.
•They cannot open the urn under any circumstances.

Respectful Communication
A simple, polite statement helps set the tone:

"I am traveling with the cremated remains of my loved one. The urn is sealed and cannot be opened. I have all required documents with me. Thank you for your understanding and care."

4. Arrival in the Philippines

Upon landing, customs officers may ask to see your documents. Present them calmly and clearly. Once cleared, you may proceed with your family’s plans for interment, scattering, or safekeeping.

5. Additional Tips for Families
•Arrive early at the airport to allow time for screening.
•Label the urn with the loved one’s name.
•Notify the airline in advance if you want reassurance about
their policies.
•Pack the urn securely inside your carry on to prevent
movement.
•Bring tissues and support, as the process can be emotional.

Honoring Your Loved One With Care
Bringing a loved one’s ashes home to the Philippines is a meaningful journey. With the right container, proper documents, and a little preparation, families can travel with confidence and peace of mind. The goal is always the same: to honor the memory of someone cherished, and to bring them home with dignity.

01/15/2026

Understanding the Contestability Period in Funeral Insurance
A simple, clear guide for families

When families plan ahead for funeral arrangements using life insurance, one small detail often causes confusion: the contestability period. It sounds technical, but its purpose is actually quite straightforward. This blog breaks it down in simple, human language—so you can feel confident, informed, and prepared.
What Is the Contestability Period?

Most life insurance policies include a two year contestability period. This is a short window of time where the insurance company has the right to review the information provided on the application if the insured person passes away.

It’s not meant to make things difficult. It’s simply a safeguard to ensure the policy was set up honestly and accurately.

Why Does This Matter for Funeral Arrangements?

When a funeral home or cemetery is relying on an insurance policy to pay for services, they need to know the funds will be released. During the contestability period, the insurance company may:
•Review the application
•Confirm medical information
•Check for missing or incorrect details

If everything is truthful and complete, the claim is paid as normal.
If something was misrepresented—such as undisclosed health conditions—the insurer may delay payment or adjust the benefit.

This is why funeral providers often ask whether the policy is within or beyond the two year period.

What If the Death Was an Accident Within the Two Years?

This is one of the most common questions families ask.
The simple answer:
Yes, the funeral is usually paid—even if the death happens within the contestability period—when the cause of death is an accident.

Here’s why:
•Contestability is about checking the application, not the cause of death.
•If the death is accidental, it has nothing to do with medical history or health disclosures.
•Because of that, insurers typically pay the claim without issue.

The only time a problem arises is if the insurer discovers intentional fraud on the application. But accidental deaths themselves do not trigger a denial.

The Heart of It All
The contestability period exists to keep the insurance system fair and honest. It protects families, funeral providers, and the insurer.
And most importantly:
•If the information on the application was truthful, the benefit will be paid.
•If the death is accidental, the claim is usually paid even within the first two years.

Families deserve clarity during difficult moments. Understanding this small detail can bring a bit more peace and confidence when making final arrangements.

01/13/2026

How to Memorialize a Facebook Account

When a loved one passes away, their Facebook profile can become a meaningful space for friends and family to share memories, offer condolences, and keep their legacy alive. Facebook allows you to memorialize an account so it becomes a protected tribute page.
This guide explains what memorialization means, what you need, and how to submit a request.
What Does “Memorializing” a Facebook Account Mean?
When Facebook memorializes an account:
• The word “Remembering” appears above the person’s name.
• Friends and family can continue to post tributes on their timeline.
• The account becomes secure — no one can log in.
•All posts and photos remain visible to the audience they were originally shared with.
• If the person chose a Legacy Contact, that person can manage certain parts of the memorialized profile.
Memorialization protects the account while allowing loved ones to gather and remember.
What You Need Before Submitting a Request
Facebook requires proof that the person has passed away. You can provide any of the following:
• A death certificate
• An obituary
• A memorial or funeral program
• A news article confirming the passing

You will also need:
• The person’s full name
• A link to their Facebook profile
• Your relationship to them

How to Request Memorialization

To memorialize an account, follow these steps:
1. Visit Facebook’s Memorialization Request page (found in the Facebook Help Center).
2. Fill in the required information:
o Full name of the deceased
o Link to their Facebook profile
o Your relationship
o Proof of death (upload required)
3. Submit the form.
4. Facebook will review the request and notify you if more information is needed.

Processing times may vary, especially during busy periods.
If the Person Assigned a Legacy Contact

A Legacy Contact is someone the account owner chose while they were alive to manage their memorialized profile.

A Legacy Contact can:
• Write a pinned post (e.g., funeral details or a tribute)
• Update the profile picture and cover photo
• Accept friend requests
• Request account deletion

They cannot log in to the account or read private messages.
If You Prefer to Request Account Removal

Instead of memorializing, you may request permanent deletion of the account. This also requires proof of death and is done through a separate form in the Facebook Help Center.

A Final Thought
Memorializing a Facebook account can be a comforting way to preserve a loved one’s digital presence. It creates a safe space where memories can be shared and their story can continue to be told.

01/13/2026

Celebrating the life of a loved one!

12/12/2025

All Souls’ Day Reflection: November 2, 2025
“On this day of remembrance, we honor the lives of those who have gone before us. Their love, faith, and stories continue to guide us. May our prayers bring light to their memory and peace to our hearts.”

12/05/2025

With care and grace Planning ahead is an act of love. Fil-Can KW members, I’m here to help you prepare with dignity, peace, and a FREE Will Kit.

10/03/2025

We remember. We honor. We pray. Lest we forget. Join us for a heartfelt All Souls’ Day Celebration on Sunday, November 2, 2025 from 1:00–4:30 PM at Memory Gardens, Breslau, led by Fr. Roque Concepcion.

This is our sacred opportunity to light candles and lift prayers for our dearly departed—whether they rest here in Canada, in the Philippines, or anywhere across the world. Though we may be far from home, our love and remembrance reach across every distance.

In the spirit of “Lest we forget,” we gather not only to mourn, but to honor lives lived, faith shared, and memories cherished. Let us come together as one community of hope and prayer.

All are welcome. Let us remember together.

09/25/2025

Get a FREE kit on wills and family registry! PM me for details.

07/23/2025

Sama Sama SaloSalo 2025! Thanks mucho Neil at https://www.facebook.com/christopherneil.barnes .

02/26/2025

What are the legal requirements for dual citizens (Filipino and Canadian) regarding property ownership?

As a dual citizen of the Philippines and Canada, you have certain rights and responsibilities when it comes to property ownership in both countries. Here are the key legal requirements and considerations:

In the Philippines:
Ownership Rights: As a Filipino citizen, you have the right to own property in the Philippines. This includes land, houses, and condominium units. The 1987 Philippine Constitution allows Filipino citizens to own land, while foreign nationals are generally restricted from owning land but can own condominium units up to 40% of the total project2.

Republic Act No. 9225 (Citizenship Retention and Re-Acquisition Act of 2003): This law allows natural-born Filipinos who have become naturalized citizens of another country to retain or re-acquire their Filipino citizenship. Once re-acquired, you have the same property ownership rights as any other Filipino citizen.

Inheritance Laws: Philippine law recognizes compulsory heirs and prescribes specific rules on how real property is transmitted upon the owner's death. It's important to include your properties in your will and ensure that your wishes are clearly stated.

Tax Obligations: Ensure that all property taxes are up-to-date. This includes real property taxes and any other local taxes that may apply.

In Canada:
Ownership Rights: As a Canadian citizen, you have the right to own property in Canada without any restrictions. This includes land, houses, and condominium units.

Tax Obligations: You may be subject to tax obligations in both Canada and the Philippines. It's important to understand the tax laws in each country to avoid double taxation. Canada has tax treaties with many countries, including the Philippines, to prevent double taxation.

Reporting Requirements: You may need to report your foreign property holdings to the tax authorities in both countries. This is to ensure compliance with tax laws and to prevent money laundering and other illegal activities.

Legal Advice: Given the complexity of property ownership laws, it's advisable to seek legal advice in both countries. A legal professional can help you navigate the specific requirements and ensure that you are in compliance with all relevant laws.

By understanding and complying with these legal requirements, you can ensure that your property ownership is secure and that your wishes are respected.